1422 N ATLANTIC AVENUE, NEW SMYRNA BEACH, FL, 32169
Active188 days on marketListed Feb 6, 2026MLS #NS1087082
About this home
1422 N ATLANTIC AVENUE
Oceanfront North Beach Pool Home Across from the Sand with Ocean Views! Looking for a North Beach home where you can see the ocean, walk straight to the sand, and unwind by your own private pool? This 3-bedroom, 2.5-bath home on N Atlantic Ave offers the beach lifestyle buyers search for, with space, elevation, and long-term value. Wake up to ocean views from upstairs bedrooms, cross the street for a morning beach walk, then come home to a Costa Rica–style backyard with a spectacular pool, new pump, and tropical privacy. Built in 1958 and offering 2,670 square feet, the home features recent upstairs flooring and paint, plus a functional layout ideal for full-time living or a second home. Located in North Beach, the highest elevated area of New Smyrna Beach, this neighborhood averages 11% appreciation year over year (national average is 2%) and has a median home price of $1,189,000. An $8M drainage improvement project on N Atlantic Ave has also just been completed. The home is priced at $1,199,999, despite a recent appraisal at $1,285,000, giving buyers immediate value in one of NSB’s most desirable beach neighborhoods. Homes with this combination of beach access, elevation, and a private pool are rare. Whether you’re buying for lifestyle or long-term value, North Beach continues to outperform.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,670
Sqft
0.14 ac
Lot size
1958
Year built
Two
Levels
$449
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,295 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,295/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs New Smyrna Beach actives
$449 vs $378
Days on market
188 vs 70 typical
Where $449/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
North Beach — neighborhood snapshot
Population
1,269
Median age
62
Median income
$111,395
Median home value
$668,800
Avg household
2
Households w/ children
42%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
214 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 131% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1422 N ATLANTIC AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$3,180,000
1423 N ATLANTIC AVENUE · same community
3 bd · 4 ba · 3,029 sqft · $1,050/sqft · 3 DOM
Sold · Dec ’25$1,042,200
1319 BEACON STREET · same community
3 bd · 2 ba · 2,136 sqft · $488/sqft · 5 DOM
Sold · Apr ’26$2,850,000
1324 N PENINSULA AVENUE · same community
2 bd · 3 ba · 2,099 sqft · $1,358/sqft · 430 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1422 N ATLANTIC AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1422 N ATLANTIC AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1422 N ATLANTIC AVENUE FAQs
What would the monthly payment be for 1422 N ATLANTIC AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,295/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1422 N ATLANTIC AVENUE?+
The most recent tax bill on record (2024) was $2,514. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Smyrna Beach?+
At $1,199,999, this home is listed about 133% above the New Smyrna Beach median of $515,350. The market section on this page shows how the area is trending.
Which schools are assigned to 1422 N ATLANTIC AVENUE?+
New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high), Coronado Beach Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,199,999 runs 131% above the NEW SMYRNA BEACH 32169 median — but at 2,670 sqft it's also 61% larger than the typical New Smyrna Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
188 days on market against a New Smyrna Beach median of 70 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
New Smyrna Beach Middle School, New Smyrna Beach High School, Coronado Beach Elementary School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,250,000, now $1,199,999 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS NEW SMYRNA · Matthew Ecoff. MLS #NS1087082.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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