David Ramirez
$725,000$899,0003 bd2 ba1,555 sqft$466 /sqft$5,031 /mo all-in ↓

921 E 2ND AVENUE, NEW SMYRNA BEACH, FL, 32169

Active185 days on marketListed Jan 29, 2026MLS #NS1086957

Reduced $174KPrivate poolSingle Family ResidenceNOT IN A SUB

About this home

921 E 2ND AVENUE

Pack your bags and don’t forget the bathing suit! This adorable beachside bungalow with pool and heated spa is move in ready. Offering 3 bedrooms and 2 baths this bright and cheerful home is your ticket to start living the Florida Coast Lifestyle today! Boasting modern updates and completely refreshed from top to bottom! This beachside bungalow is everything a beach house should be from its curb appeal and incredible backyard poolside oasis to its convenient proximity to the sandy shores of the Atlantic Ocean, dining, shopping, charming downtown New Smyrna Beach and entertaining Flagler Avenue and everything in-between. This immaculate block home features an open floor plan ideal for entertaining and the beautifully remodeled kitchen features Martha Stewart soft close cabinets with pullout drawers, top-of-the-line SS appliances, Silestone countertops, modern tiled backsplash, 2 pantries & attractive tongue and groove wood ceiling! Other features include newer wood laminate flooring throughout, newer hurricane windows, A/C, paint and crowned by a new metal roof. The bonus/front room is air-conditioned and could serve as an office, personal gym/hobby space, or 4th bedroom. Out back, mature tropical palms and native foliage wave in the salt air while you bask in the warm summer sun on your custom paver deck that surrounds the sparkling pool with heated spill over spa and built in table then relax fireside with a refreshing drink on a clear summer night while vinyl fencing creates privacy and adds security. The back yard also furnishes a handy storage shed for lawn equipment, hurricane shutters, generator, or surfboards! From the oversized driveway ideal for parking the boat or RV to the lead-beveled front door to the spacious rear porch & fenced yard, you don’t want to wait to make this your beachside house your vacation, second home or permanent feet in the sand home!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,555

Sqft

0.18 ac

Lot size

1960

Year built

One

Levels

$466

Per sqft

Private poolPool view

Inside

FlooringLaminate
AppliancesDishwasher · Gas Water Heater · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air · Wall/Window Unit(s)
HeatingNatural Gas

Outside & construction

RoofMetal
ConstructionConcrete
FoundationSlab
ViewPool
FacesNortheast
ParkingBoat · Driveway · Workshop in Garage
ExteriorOther · Storage

Community & fees

Taxes (2025)$8,250/yr

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected
WaterPublic · See Remarks

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,031 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,912
PMI (est., until 20% equity)$272
Property tax — 2025 actual bill$688
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $72,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $72,500
Interest rate6.00%
Loan term

Estimated payment

$5,031/mo

Principal & interest$3,912
PMI (est., until 20% equity)$272
Property taxes (actual bill)$688
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $725K
$696KedgeAI estimate $781,940 · range $734K$902K$938K

vs edgeAI estimate

−7.3%

$/sqft vs New Smyrna Beach actives

$466 vs $354

Days on market

185 vs 57 typical

Where $466/sqft sits among the 400 New Smyrna Beach actives

172
76
82 · this home
25
20
25
$181–306$306–432$432–557$557–682$682–807$807+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Central Beach

Map of 921 E 2ND AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Orlando66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

Central Beach — neighborhood snapshot

Population

1,843

Median age

62

Median income

$83,678

Median home value

$521,411

Avg household

2

Households w/ children

88%

For the school run

Volusia County School District

ElementaryCoronado Beach Elementary School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$438K$449K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

212 of 400

New Smyrna Beach actives have cut their price

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $725,000 $174K
Jan 29, 2026Listed at $899,000 · 185 days on market since
1960Built · NOT IN A SUB

Reality check

What actually sold near 921 E 2ND AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2801 HILL STREET UNIT 801Sold · Aug ’25

$1,100,000

2801 HILL STREET UNIT 801

3 bd · 2.5 ba · 1,563 sqft · $704/sqft · 25 DOM

801 E 12TH AVENUESold · Apr ’26

$680,000

801 E 12TH AVENUE

3 bd · 2 ba · 1,530 sqft · $444/sqft · 99 DOM

797 E 9TH AVENUESold · Jun ’26

$605,000

797 E 9TH AVENUE

3 bd · 2 ba · 1,583 sqft · $382/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 921 E 2ND AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 921 E 2ND AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

921 E 2ND AVENUE FAQs

What would the monthly payment be for 921 E 2ND AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,031/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 921 E 2ND AVENUE?+

The most recent tax bill on record (2025) was $8,250. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in New Smyrna Beach?+

At $725,000, this home is listed about 42% above the New Smyrna Beach median of $510,000. The market section on this page shows how the area is trending.

Which schools are assigned to 921 E 2ND AVENUE?+

Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$725,000 runs 39% above the NEW SMYRNA BEACH 32169 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

185 days on market against a New Smyrna Beach median of 57 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $899,000, now $725,000 — a $174K cut. The full history is in the market section below.

Listing courtesy of THE KEYES COMPANY · Travous Dever. MLS #NS1086957.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New New Smyrna Beach homes, in your inbox

Like 921 E 2ND AVENUE but not quite? A daily digest of every new listing in New Smyrna Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 2, 2026 at 9:34 PM UTC. The listing information on this page last changed on August 2, 2026 at 9:34 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 2, 2026 at 9:34 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 2, 2026 at 9:34 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.