David Ramirez
$150,000$189,5002 bd2 ba1,095 sqft$137 /sqft$2,044 /mo all-in ↓

100 SILVER BEACH AVENUE UNIT 214, DAYTONA BEACH, FL, 32118

Active239 days on marketListed Dec 10, 2025MLS #NS1086784

Priced 51% below the DAYTONA BEACH 32118 medianReduced $40KCondominiumRIVER PLACE 01 HUNDRED CONDO

About this home

100 SILVER BEACH AVENUE UNIT 214

Virtually Staged. One or more photos were virtually staged. Beautifully updated condo featuring fresh interior paint and new carpet in all bedrooms and closets. The kitchen and both bathrooms have been enhanced with upgraded cabinetry finishes and new countertops, while tubs and showers have been fully renovated for a modern feel. Additional improvements include new ceiling fans and ample storage throughout, highlighted by two spacious walk-in closets in the primary bedroom. Residents enjoy a variety of community amenities, including a pool, tennis/pickleball courts, shuffleboard, grilling/picnic area, car wash area, limited kayak/paddleboard storage, boat dock (waitlist), and access to a community room. Monthly HOA dues are an exceptional value and include water, sewer, trash, cable TV, internet, building structural insurance, pest control, on-site management with daytime security, landscaping and exterior maintenance, and coverage of common elements such as the roof, hallways, and elevators, along with access to a heated pool and spa. Offering comfort, style, and convenience in a desirable location.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,095

Sqft

3.86 ac

Lot size

1981

Year built

One

Levels

$137

Per sqft

Pool & Tennis Court & Water view

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryOutside · Same Floor As Condo Unit
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofOther
ConstructionConcrete
FoundationSlab
ViewPool · Tennis Court · Water
FacesNortheast
ParkingAssigned · Guest
ExteriorLighting · Outdoor Grill · Tennis Court(s)

Community & fees

HOA fee$869/mo
Taxes (2024)$785/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit
CommunityDock · Fishing · River · Waterfront · Buyer Approval Required

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,044 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$883
FHA mortgage insurance (est.)$66
Property tax — 2024 actual bill$65
Condo fee — from the listing$869
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,250
Interest rate6.00%
Loan term

Estimated payment

$2,044/mo

Principal & interest$883
FHA mortgage insurance (est.)$66
Property taxes (actual bill)$65
HOA / condo fee$869
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $150K
$110KedgeAI estimate $159,409 · range $115K$188K$195K

vs edgeAI estimate

−5.9%

$/sqft vs Daytona Beach actives

$137 vs $233

Days on market

239 vs 58 typical

Where $137/sqft sits among the 400 Daytona Beach actives

93 · this home
106
73
59
33
36
$131–182$182–232$232–282$282–332$332–383$383+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Daytona Beach

Map of 100 SILVER BEACH AVENUE UNIT 214

Drive times from this address

Downtown Orlando64 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Daytona Beach. See the full Daytona Beach guide →

DAYTONA BEACH 32118 — neighborhood snapshot

Population

18,075

Median age

59.4

Median income

$60,418

Median home value

$339,500

Avg household

1.83

Households w/ children

976

For the school run

Volusia County School District

ElementaryR. J. Longstreet Elementary School★★★★★
HighAtlantic High School★★★★★
MiddleSilver Sands Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Daytona Beach market

Seller’s marketLeans buyer7.0 months of inventoryBuyer’s market

$262K$293K

Daytona Beach median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

190 of 400

Daytona Beach actives have cut their price

Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 51% below the DAYTONA BEACH 32118 median. See the full Daytona Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $150,000 $40K
Dec 10, 2025Listed at $189,500 · 239 days on market since
1981Built · RIVER PLACE 01 HUNDRED CONDO

Reality check

What actually sold near 100 SILVER BEACH AVENUE UNIT 214

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

100 SILVER BEACH AVENUE UNIT 608Sold · Aug ’25

$135,000

100 SILVER BEACH AVENUE UNIT 608 · same community

2 bd · 2 ba · 1,095 sqft · $123/sqft · 89 DOM

100 SILVER BEACH AVENUE UNIT 716Sold · Feb ’26

$219,000

100 SILVER BEACH AVENUE UNIT 716 · same community

2 bd · 2 ba · 1,125 sqft · $195/sqft · 278 DOM

404 S BEACH STREET UNIT 101Sold · Oct ’25

$100,000

404 S BEACH STREET UNIT 101

2 bd · 2 ba · 1,095 sqft · $91/sqft · 40 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 100 SILVER BEACH AVENUE UNIT 214 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 100 SILVER BEACH AVENUE UNIT 214 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

100 SILVER BEACH AVENUE UNIT 214 FAQs

What would the monthly payment be for 100 SILVER BEACH AVENUE UNIT 214?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,044/mo — principal and interest, the actual property-tax bill, the $869/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 100 SILVER BEACH AVENUE UNIT 214?+

The association fee works out to $869 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 100 SILVER BEACH AVENUE UNIT 214?+

The most recent tax bill on record (2024) was $785. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 100 SILVER BEACH AVENUE UNIT 214?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Daytona Beach?+

At $150,000, this home is listed about 49% below the Daytona Beach median of $292,274. The market section on this page shows how the area is trending.

Which schools are assigned to 100 SILVER BEACH AVENUE UNIT 214?+

R. J. Longstreet Elementary School (elementary), Atlantic High School (high), Silver Sands Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the DAYTONA BEACH 32118 market on paper

$150,000 is 51% below the DAYTONA BEACH 32118 median of $305,000, and at $137/sqft it sits under the Daytona Beach average of $255.

02Pool & Tennis Court & Water views

The pool and tennis court and water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $869/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

239 days on market against a Daytona Beach median of 58 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $189,500, now $150,000 — a $40K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER PREMIER · Luz Rodriguez. MLS #NS1086784.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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