560 FRED GAMBLE WAY, ORMOND BEACH, FL, 32174
Active251 days on marketListed Nov 10, 2025MLS #NS1086526
About this home
560 FRED GAMBLE WAY
Seize this rare development opportunity on a pristine 0.25-acre vacant lot at 560 Fred Gamble Way in Ormond Beach, featuring 96 feet of street frontage and 115 feet of depth on a fully cleared, level parcel zoned for single-family residential use with all utilities—water, sewer, electric, and fiber—readily available at the curb. Nestled east of US-1 just steps from the shimmering Intracoastal Waterway and a short stroll to the charming Downtown walking street lined with beloved mom-and-pop shops, cozy cafés, and acclaimed local restaurants, this idyllic site offers the perfect canvas for your custom coastal retreat or income-producing investment. There’s an adjacent identical vacant lot is also available for purchase at 140,000 too, at 566 next to 560 allowing for an expansive combined assemblage - ideal for a multi-generational home or multiple homes while enjoying the area’s vibrant yet tranquil lifestyle, low flood risk, no HOA fees, and easy access to beaches, parks, and the Ormond Beach Scenic Loop—priced aggressively for immediate buildability go tour both parcels and lock in your piece of Old Florida charm before it’s claimed.
Facts & features
The home at a glance
0.25 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,088 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,088/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ormond Beach
Drive times from this address
Get to know Ormond Beach. See the full Ormond Beach guide →
ORMOND BEACH 32174 — neighborhood snapshot
Population
53,087
Median age
56.3
Median income
$67,817
Median home value
$315,100
Avg household
2.19
Households w/ children
4,692
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% below the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 560 FRED GAMBLE WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$95,000
1594 MONTGOMERY AVENUE
2 bd · 1 ba · 448 sqft · $212/sqft · 0 DOM
Sold · Oct ’25$115,000
2801 N HALIFAX AVENUE UNIT 143
1 bd · 1 ba · 670 sqft · $172/sqft · 582 DOM
Sold · Sep ’25$120,000
1606 SELMA AVENUE
1 bd · 1 ba · 750 sqft · $160/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 560 FRED GAMBLE WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 560 FRED GAMBLE WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
560 FRED GAMBLE WAY FAQs
What would the monthly payment be for 560 FRED GAMBLE WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,088/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 560 FRED GAMBLE WAY?+
The most recent tax bill on record (2025) was $507. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ormond Beach?+
At $140,000, this home is listed about 67% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 560 FRED GAMBLE WAY?+
Pathways Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ORMOND BEACH 32174 market on paper
$140,000 is 65% below the ORMOND BEACH 32174 median of $399,900.
02Time on market is leverage
251 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $145,000, now $140,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BEACHSIDE REALTY OF VOLUSIA · Lori Schmerler, Pa. MLS #NS1086526.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ormond Beach homes, in your inbox
Like 560 FRED GAMBLE WAY but not quite? A daily digest of every new listing in Ormond Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →