4575 S ATLANTIC AVENUE UNIT 6402, PONCE INLET, FL, 32127
Active275 days on marketListed Nov 5, 2025MLS #NS1086469
About this home
4575 S ATLANTIC AVENUE UNIT 6402
Experience oceanfront luxury at The Towers at Ponce Inlet VI, on the no-drive beach! This three-bedroom, three-bath residence combines spacious design, upgraded finishes and one-of-a-kind enhancements that make it special. From the moment you enter, you'll be drawn to the wide-open ocean views and the soothing sound of the waves. The light-filled living and dining areas flow effortlessly to a large oceanfront balcony, ideal for morning coffee or evening relaxation. The beautifully updated kitchen features tile flooring, a breakfast bar and plenty of counter and cabinet space. What makes this home stand out is the enclosed front patio, thoughtfully converted into a second living room, a gorgeous extension with tile upgrades that adds extra space for entertaining or quiet retreat. This versatile bonus room is ideal as a den, reading nook or sunroom with peaceful intracoastal breezes. The spacious primary suite offers a private balcony entrance, walk-in closet and en-suite bath with dual vanities, soaking tub and walk-in shower. Each guest bedroom enjoys its bath for comfort and privacy. Inside laundry and ample storage make daily living effortless. In the gated, oceanfront Towers VI community, residents enjoy resort-style amenities including three oceanfront pools, hot tubs, tennis and pickleball courts, a fitness center, sauna, and a clubhouse for social gatherings, all directly on the sand. Underground parking and secure entry complete the package. Ideally, for full-time living or a luxurious coastal escape, this home captures the best of Ponce Inlet's laid-back beach lifestyle, steps from the lighthouse, marine science center, local restaurants, marinas and fishing spots. Highlights include three bedrooms and three baths. New hurricane shutters. Enclosed front patio converted to a beautiful second living room. Oceanfront balcony with panoramic views. Tile upgrades throughout. Private owner's suite with balcony access. Resort amenities include three pools, tennis/pickleball, fitness and clubhouse. Gated oceanfront community with underground parking. Direct no-drive beach access. One-month minimum rental. Don't miss this chance to live where others vacation. The Towers VI in Ponce Inlet is coastal living at its best.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,329
Sqft
2.36 ac
Lot size
1
Garage
1997
Year built
One
Levels
$255
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,060 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,060/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−26%
$/sqft vs Ponce Inlet actives
$255 vs $371
Days on market
275 vs 116 typical
Where $255/sqft sits among the 46 Ponce Inlet actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ponce Inlet
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ponce Inlet. See the full Ponce Inlet guide →
PONCE INLET 32127 — neighborhood snapshot
Population
28,430
Median age
53.6
Median income
$65,260
Median home value
$301,800
Avg household
2.18
Households w/ children
2,656
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ponce Inlet market
$616K → $755K
Ponce Inlet median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
27 of 46
Ponce Inlet actives have cut their price
Median sold price, Ponce Inlet, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the PONCE INLET 32127 median. See the full Ponce Inlet market guide →
Paper trail
This home's history
Reality check
What actually sold near 4575 S ATLANTIC AVENUE UNIT 6402
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$630,000
4575 S ATLANTIC AVENUE UNIT 6205 · same community
3 bd · 3 ba · 2,290 sqft · $275/sqft · 156 DOM
Sold · Jul ’26$800,000
4631 S ATLANTIC AVENUE UNIT 8207
3 bd · 3 ba · 2,350 sqft · $340/sqft · 0 DOM
Sold · Mar ’26$800,000
75 CALUMET AVENUE
3 bd · 2 ba · 2,288 sqft · $350/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4575 S ATLANTIC AVENUE UNIT 6402 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4575 S ATLANTIC AVENUE UNIT 6402 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4575 S ATLANTIC AVENUE UNIT 6402 FAQs
What would the monthly payment be for 4575 S ATLANTIC AVENUE UNIT 6402?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,060/mo — principal and interest, the actual property-tax bill, the $1,065/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4575 S ATLANTIC AVENUE UNIT 6402?+
The association fee works out to $1,065 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4575 S ATLANTIC AVENUE UNIT 6402?+
The most recent tax bill on record (2024) was $4,813. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4575 S ATLANTIC AVENUE UNIT 6402?+
The listing reports pets: Cats OK, Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ponce Inlet?+
At $595,000, this home is listed about 3% below the Ponce Inlet median of $615,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4575 S ATLANTIC AVENUE UNIT 6402?+
Port Orange Elementary School (elementary), Silver Sands Middle School (middle), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$595,000 runs 43% above the PONCE INLET 32127 median — but at 2,329 sqft it's also 22% larger than the typical Ponce Inlet listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,065/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
275 days on market against a Ponce Inlet median of 116 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Port Orange Elementary School, Silver Sands Middle School, Spruce Creek High School — Port Orange Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBYS INTL REALTY · Jennifer Matacale. MLS #NS1086469.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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