2201 S RIDGEWOOD AVENUE UNIT 28, EDGEWATER, FL, 32141
Active279 days on marketListed Oct 28, 2025MLS #NS1086351
About this home
2201 S RIDGEWOOD AVENUE UNIT 28
All offers will be considered! Discover coastal comfort in this well-maintained 2-bedroom, 2-bath home located in a desirable 55+ waterfront community where you own the land with LOW HOA fee! The home features luxury vinyl plank flooring in the kitchen, bathrooms, and laundry room, along with soaring cathedral ceilings that enhance the open feel. Major updates include a shingle roof (2021) and A/C system (2022). The kitchen is equipped with updated stainless steel appliances, including an over-the-range microwave, sleek French-door refrigerator, a double sink with pull-down faucet, reverse osmosis water filtration system, and newly installed pantry cabinets for added storage. Both bathrooms feature updated faucets, and the primary bathroom boasts an updated shower stall complete with a built-in shower seat and light for added comfort and convenience. LED lighting is installed throughout the home, creating a bright and energy-efficient environment. Custom plantation blinds add style and privacy throughout. The home also features a storm door with a convenient pull-down screen, allowing for added airflow and natural light. Step outside to a backyard equipped with a smart floodlight camera compatible with Alexa and Google, along with an 8x10 storage shed with electricity, perfect for tools, hobbies, or extra storage. Conveniently located just minutes from New Smyrna Beach, the Friendly Shores community offers direct water access for fishing and boating, a community center with outdoor seating, a large fishing dock, kayak launch, and low $200 per month HOA fees that cover water, sewer, trash, and common area maintenance. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,054
Sqft
0.06 ac
Lot size
2005
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,765 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,765/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32.6%
$/sqft vs Edgewater actives
$209 vs $202
Days on market
279 vs 45 typical
Where $209/sqft sits among the 148 Edgewater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Edgewater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Edgewater. See the full Edgewater guide →
EDGEWATER 32141 — neighborhood snapshot
Population
18,442
Median age
54.2
Median income
$61,110
Median home value
$244,000
Avg household
2.21
Households w/ children
1,591
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Edgewater market
$280K → $320K
Edgewater median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
78 of 148
Edgewater actives have cut their price
Median sold price, Edgewater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% below the EDGEWATER 32141 median. See the full Edgewater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2201 S RIDGEWOOD AVENUE UNIT 28
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$100,000
2201 S RIDGEWOOD AVENUE UNIT 21 · same community
2 bd · 2 ba · 1,040 sqft · $96/sqft · 96 DOM
Sold · Jun ’26$88,000
2201 S RIDGEWOOD AVENUE UNIT 23 · same community
1 bd · 1 ba · 395 sqft · $223/sqft · 90 DOM
Sold · Jul ’26$225,000
810 N NAVIGATORS WAY
2 bd · 2 ba · 1,062 sqft · $212/sqft · 123 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2201 S RIDGEWOOD AVENUE UNIT 28 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2201 S RIDGEWOOD AVENUE UNIT 28 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2201 S RIDGEWOOD AVENUE UNIT 28 FAQs
What would the monthly payment be for 2201 S RIDGEWOOD AVENUE UNIT 28?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,765/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2201 S RIDGEWOOD AVENUE UNIT 28?+
The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2201 S RIDGEWOOD AVENUE UNIT 28?+
The most recent tax bill on record (2024) was $161. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2201 S RIDGEWOOD AVENUE UNIT 28?+
The listing reports pets: Cats OK, Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Edgewater?+
At $219,900, this home is listed about 33% below the Edgewater median of $329,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2201 S RIDGEWOOD AVENUE UNIT 28?+
Edgewater Public School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the EDGEWATER 32141 market on paper
$219,900 is 30% below the EDGEWATER 32141 median of $315,000, and at $209/sqft it sits under the Edgewater average of $231.
02Time on market is leverage
279 days on market against a Edgewater median of 45 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $240,000, now $219,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLLADO REAL ESTATE · Paula Kegelman. MLS #NS1086351.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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