118 FISHERMANS COVE DRIVE, EDGEWATER, FL, 32141
Active295 days on marketListed Oct 16, 2025MLS #NS1086247
About this home
118 FISHERMANS COVE DRIVE
**SHORT SALE** Welcome to 118 Fishermans Cove Drive, a beautifully maintained 4-bedroom, 2-bathroom home located in the desirable gated community of Fisherman’s Cove in Edgewater, Florida. Built in 2016, this modern residence offers approximately 1,816 square feet of comfortable living space with an open-concept layout that seamlessly connects the kitchen, dining, and living areas — perfect for both entertaining and everyday living. The kitchen is a standout feature, boasting premium countertops, stainless steel appliances, and an oversized island with bar seating. The private master suite is thoughtfully separated from the guest bedrooms and includes an en suite bath and generous closet space. Three additional bedrooms provide flexibility for guests, a home office, or hobby rooms, all conveniently situated near the second full bathroom. Additional highlights include an indoor laundry room, a spacious two-car garage, and a fully fenced backyard that’s ideal for outdoor gatherings, pets, or a future pool. Fisherman’s Cove is a peaceful, HOA-managed community offering a secure, gated entrance and a community dock with stunning views of the Indian River — perfect for fishing, kayaking, or simply relaxing by the water. With close proximity to local shopping, dining, and just a short drive to the beach, this home offers the best of coastal Florida living. Don’t miss this rare opportunity to own a move-in-ready home in one of Edgewater’s most sought-after communities.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,816
Sqft
0.13 ac
Lot size
2
Garage
2016
Year built
One
Levels
$151
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,386 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,386/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−23.1%
$/sqft vs Edgewater actives
$151 vs $202
Days on market
295 vs 50 typical
Where $151/sqft sits among the 144 Edgewater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Edgewater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Edgewater. See the full Edgewater guide →
EDGEWATER 32141 — neighborhood snapshot
Population
18,442
Median age
54.2
Median income
$61,110
Median home value
$244,000
Avg household
2.21
Households w/ children
1,591
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Edgewater market
$280K → $307K
Edgewater median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
75 of 144
Edgewater actives have cut their price
Median sold price, Edgewater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the EDGEWATER 32141 median. See the full Edgewater market guide →
Paper trail
This home's history
Reality check
What actually sold near 118 FISHERMANS COVE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$275,000
1260 SE Saint Lawrence Way, Stuart FL 34997 · same community
3 bd · 2 ba · 1,275 sqft · $216/sqft · 11 DOM
Sold · Mar ’26$257,500
4171 SE Geneva Drive, Stuart FL 34997 · same community
3 bd · 2 ba · 1,263 sqft · $204/sqft · 47 DOM
Sold · Jan ’26$160,000
1082 SE Saint Lawrence Way, Stuart FL 34997 · same community
2 bd · 2 ba · 1,208 sqft · $132/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 118 FISHERMANS COVE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 118 FISHERMANS COVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
118 FISHERMANS COVE DRIVE FAQs
What would the monthly payment be for 118 FISHERMANS COVE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,386/mo — principal and interest, the actual property-tax bill, the $116/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 118 FISHERMANS COVE DRIVE?+
The association fee works out to $116 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 118 FISHERMANS COVE DRIVE?+
The most recent tax bill on record (2024) was $4,434. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 118 FISHERMANS COVE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Edgewater?+
At $275,000, this home is listed about 15% below the Edgewater median of $324,900. The market section on this page shows how the area is trending.
Which schools are assigned to 118 FISHERMANS COVE DRIVE?+
Edgewater Public School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the EDGEWATER 32141 market on paper
$275,000 is 13% below the EDGEWATER 32141 median of $315,000, and at $151/sqft it sits under the Edgewater average of $228.
02Time on market is leverage
295 days on market against a Edgewater median of 50 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $325,000, now $275,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WHITE WHALE REAL ESTATE · AJ Granger. MLS #NS1086247.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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