2966 OCEANS TRACE, DAYTONA BEACH SHORES, FL, 32118
Active303 days on marketListed Oct 7, 2025MLS #NS1086145
About this home
2966 OCEANS TRACE
Live where every day feels like a beach day! This 3-bed, 2.5-bath townhome at Townhomes at The Oceans is just a 5-minute stroll to the Atlantic. Enjoy a low-maintenance lifestyle with HOA perks covering lawn care, exterior upkeep, community pool, and Spectrum cable/internet. New roofs in 2023 add peace of mind. Stay active at the nearby Shores Community Center or tee off at Oceans Golf Club. Conveniently close to Publix, Walgreens, and more—coastal living doesn't get easier than this! All measurement's and information deemed to be accurate but cannot be guaranteed. Buyers and Realtors are advised to verify.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,772
Sqft
0.05 ac
Lot size
2
Garage
1988
Year built
Two
Levels
$206
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,292 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,292/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Daytona Beach Shores actives
$206 vs $325
Days on market
303 vs 50 typical
Where $206/sqft sits among the 58 Daytona Beach Shores actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Daytona Beach Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Daytona Beach Shores. See the full Daytona Beach Shores guide →
DAYTONA BEACH SHORES 32118 — neighborhood snapshot
Population
18,075
Median age
59.4
Median income
$60,418
Median home value
$339,500
Avg household
1.83
Households w/ children
976
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Daytona Beach Shores market
$450K → $475K
Daytona Beach Shores median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
25 of 58
Daytona Beach Shores actives have cut their price
Median sold price, Daytona Beach Shores, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the DAYTONA BEACH SHORES 32118 median. See the full Daytona Beach Shores market guide →
Paper trail
This home's history
Reality check
What actually sold near 2966 OCEANS TRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$502,500
2 OCEANS WEST BOULEVARD UNIT 1905
2 bd · 2 ba · 1,775 sqft · $283/sqft · 90 DOM
Sold · Dec ’25$600,000
10 VENETIAN CIR
3 bd · 2.5 ba · 1,704 sqft · $352/sqft · 87 DOM
Sold · Apr ’26$685,000
3333 S ATLANTIC AVENUE UNIT 1201
2 bd · 2 ba · 1,865 sqft · $367/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2966 OCEANS TRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2966 OCEANS TRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2966 OCEANS TRACE FAQs
What would the monthly payment be for 2966 OCEANS TRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,292/mo — principal and interest, the actual property-tax bill, the $375/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2966 OCEANS TRACE?+
The association fee works out to $375 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2966 OCEANS TRACE?+
The most recent tax bill on record (2024) was $5,359. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2966 OCEANS TRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Daytona Beach Shores?+
At $365,000, this home is listed about 27% below the Daytona Beach Shores median of $499,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2966 OCEANS TRACE?+
R. J. Longstreet Elementary School (elementary), Atlantic High School (high), Silver Sands Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$365,000 runs 18% above the DAYTONA BEACH SHORES 32118 median.
02Time on market is leverage
303 days on market against a Daytona Beach Shores median of 50 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $374,900, now $365,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY PROS ASSURED · Cindy Harper. MLS #NS1086145.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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