2464 LYDIA WAY, NEW SMYRNA BEACH, FL, 32168
Active353 days on marketListed Aug 18, 2025MLS #NS1085757
About this home
2464 LYDIA WAY
Owner Financing available!!! Step into this beautifully remodeled 1963 custom block home. Thoughtfully crafted to preserve its original charm while seamlessly incorporating modern upgrades. Resting on nearly 1/2 Acre across two parcels. Located in the heart of New Smyrna Beach, situated in Flood Zone X with no history of flooding. This home provides the perfect blend of convenience and the beauty of natural Florida surroundings. Built with family in mind, the layout features a galley-style kitchen with custom cabinets and quartz countertops, complemented by tile flooring throughout the main living areas. Upstairs, the original white oak floors (restored in 2017) add timeless warmth and charm. The home offers plenty of flexible space, including a bonus room on the main floor that could serve as a secondary living area, playroom, or office. Additional highlights include white granite bathrooms and a charming front balcony that spans across two bedrooms. Designed for light and flow, the interior provides an open and airy feel with custom windows that flood the home with natural light. At its center, a grand custom staircase makes a striking statement piece as you enter the home. This residence has gone through extensive updates including Kitchen (2022), updated electrical and plumbing, new windows (2017), Vinyl Fence (2025), septic (2015) and a new AC and Hybrid water heater (2024)—providing peace of mind for years to come. Step outside into your large, fenced backyard, shaded by mature trees and offering a private retreat in the heart of town. Whether you’re entertaining, gardening, or simply relaxing, this expansive outdoor space provides endless opportunities to enjoy Florida living at its finest. Schedule your private tour today!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,998
Sqft
0.4 ac
Lot size
2
Garage
1963
Year built
Two
Levels
$215
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,960 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,960/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.7%
$/sqft vs New Smyrna Beach actives
$215 vs $383
Days on market
353 vs 68 typical
Where $215/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Smyrna Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
NEW SMYRNA BEACH 32168 — neighborhood snapshot
Population
30,688
Median age
54.9
Median income
$72,967
Median home value
$310,200
Avg household
2.15
Households w/ children
2,507
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
208 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2464 LYDIA WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$535,000
397 PALM DRIVE · same community
3 bd · 2 ba · 2,191 sqft · $244/sqft · 107 DOM
Sold · Apr ’26$300,000
543 PALM DRIVE · same community
3 bd · 2 ba · 1,218 sqft · $246/sqft · 4 DOM
Sold · Mar ’26$445,000
2230 SIERRA DRIVE
3 bd · 2 ba · 1,992 sqft · $223/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2464 LYDIA WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2464 LYDIA WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2464 LYDIA WAY FAQs
What would the monthly payment be for 2464 LYDIA WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,960/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2464 LYDIA WAY?+
The most recent tax bill on record (2024) was $1,013. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Smyrna Beach?+
At $429,000, this home is listed about 17% below the New Smyrna Beach median of $514,450. The market section on this page shows how the area is trending.
Which schools are assigned to 2464 LYDIA WAY?+
Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$429,000 runs 16% above the NEW SMYRNA BEACH 32168 median — but at 1,998 sqft it's also 21% larger than the typical New Smyrna Beach listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
353 days on market against a New Smyrna Beach median of 68 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $599,000, now $429,000 — a $170K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Dylan Smith. MLS #NS1085757.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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