David Ramirez
$430,000$485,0003 bd2 ba1,698 sqft$253 /sqft$3,371 /mo all-in ↓

5300 S ATLANTIC AVENUE UNIT 8-304, NEW SMYRNA BEACH, FL, 32169

Active484 days on marketListed Apr 18, 2025MLS #NS1084588

Priced 18% below the NEW SMYRNA BEACH 32169 medianReduced $55KFully furnishedCondominiumOCEAN WALK CONDO AT NSB BLDG 08

About this home

5300 S ATLANTIC AVENUE UNIT 8-304

Experience coastal living at its finest in this beautifully furnished 3BR/2BA condo in the highly sought after Ocean Walk community of New Smyrna Beach. This spacious condo is situated on the 3rd floor across the street from the main clubhouse, pool & fitness center & just a few steps to the private deeded access to the car free sandy beach! Beautiful tiled floors in all living areas & wood laminate floors in all 3 bedrooms make it easy to maintain & relax. Ocean Walk is a premier resort development boasting unmatched amenities, including two gated entrances, clubhouses, pools, spas, gas grills, a sauna, fitness center, tennis courts, shuffleboard, bocce ball, nature trails, & under-building parking. Located in Building 8, which was painted in 2023 & recently completed its SIRS and Reserves Study with no assessments required & reserves are fully funded! Upgrades include crown molding, plantation shutters, the A/C & water heater were replaced in 2022. This pet-friendly building is ideal for full-time living or investment income which allows 7 day minimum rentals. Open floor plan with a split bedroom design, a large laundry room with lots of shelving, private storage closet on the same floor and under building parking. Gourmet kitchen has updated SS kitchen appliances with a breakfast bar & is fully equipped to prepare your favorite dish for family & friends. The living areas flow onto a 25' screened balcony with tiled floor overlooking a sparkling pond with fountain perfect for starting the day with a cup of coffee or watching the sunsets. The primary suite features balcony access, a massive walk-in closet, and an ensuite bath with dual vanities, a garden tub, and a separate shower. With hurricane-impact windows and sliders, this affordably priced 3-bedroom unit offers safety, style, and a luxurious coastal lifestyle. Don’t miss this incredible opportunity! Schedule your private showing today.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,698

Sqft

0.53 ac

Lot size

1

Garage

2005

Year built

One

Levels

$253

Per sqft

Tennis Court & Water viewFurnishedPets allowed

Inside

FlooringLaminate · Tile · Hardwood
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Living Room/Dining Room Combo · Open Floorplan · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofBuilt-Up
ConstructionBlock · Stucco
FoundationSlab
ViewTennis Court · Water
FacesEast
ParkingGarage Door Opener · Guest · Under Building
ExteriorBalcony · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2024)$5,874/yr
PetsCats OK, Dogs OK, Yes
CommunityAssociation Recreation - Owned · Clubhouse · Community Mailbox · Fitness Center · Gated Community - No Guard · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,371 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property tax — 2024 actual bill$489
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,050Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,050
Interest rate6.00%
Loan term

Estimated payment

$3,371/mo

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property taxes (actual bill)$489
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $430K
$413KedgeAI estimate $445,565 · range $442K$450K$468K

vs edgeAI estimate

−3.5%

$/sqft vs New Smyrna Beach actives

$253 vs $373

Days on market

484 vs 72 typical

Where $253/sqft sits among the 400 New Smyrna Beach actives

161 · this home
82
76
36
18
27
$177–303$303–429$429–555$555–681$681–807$807+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside New Smyrna Beach

Map of 5300 S ATLANTIC AVENUE UNIT 8-304

Drive times from this address

Downtown Orlando75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

NEW SMYRNA BEACH 32169 — neighborhood snapshot

Population

10,527

Median age

64.3

Median income

$99,260

Median home value

$485,400

Avg household

1.74

Households w/ children

373

For the school run

Volusia County School District

MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★
ElementaryRead-Pattillo Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$448K$424K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

217 of 400

New Smyrna Beach actives have cut their price

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% below the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $430,000 $55K
Apr 18, 2025Listed at $485,000 · 484 days on market since
2005Built · OCEAN WALK CONDO AT NSB BLDG 08

Reality check

What actually sold near 5300 S ATLANTIC AVENUE UNIT 8-304

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5300 S ATLANTIC AVENUE UNIT 8-407Sold · Jul ’26

$421,300

5300 S ATLANTIC AVENUE UNIT 8-407 · same community

3 bd · 2 ba · 1,768 sqft · $238/sqft · 88 DOM

5300 S ATLANTIC AVENUE UNIT 8502Sold · Oct ’25

$299,000

5300 S ATLANTIC AVENUE UNIT 8502 · same community

2 bd · 2 ba · 1,389 sqft · $215/sqft · 653 DOM

5300 S ATLANTIC AVENUE UNIT 10-404Sold · Oct ’25

$435,000

5300 S ATLANTIC AVENUE UNIT 10-404

3 bd · 2 ba · 1,698 sqft · $256/sqft · 153 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5300 S ATLANTIC AVENUE UNIT 8-304 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5300 S ATLANTIC AVENUE UNIT 8-304 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

5300 S ATLANTIC AVENUE UNIT 8-304 FAQs

What would the monthly payment be for 5300 S ATLANTIC AVENUE UNIT 8-304?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,371/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5300 S ATLANTIC AVENUE UNIT 8-304?+

The most recent tax bill on record (2024) was $5,874. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5300 S ATLANTIC AVENUE UNIT 8-304?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Smyrna Beach?+

At $430,000, this home is listed about 18% below the New Smyrna Beach median of $525,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5300 S ATLANTIC AVENUE UNIT 8-304?+

New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high), Read-Pattillo Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the NEW SMYRNA BEACH 32169 market on paper

$430,000 is 18% below the NEW SMYRNA BEACH 32169 median of $525,000, and at $253/sqft it sits under the New Smyrna Beach average of $425.

02Tennis Court & Water views

The tennis court and water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

484 days on market against a New Smyrna Beach median of 72 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $485,000, now $430,000 — a $55K cut. The full history is in the market section below.

Listing courtesy of WATSON REALTY CORP · Cindy Walker. MLS #NS1084588.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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