David Ramirez
$8,500$10,0003 bd2 ba1,100 sqft$8 /sqft$222 /mo all-in ↓

811 N ATLANTIC AVENUE, NEW SMYRNA BEACH, FL, 32169

Active481 days on marketListed Apr 17, 2025MLS #NS1084427

Priced 98% below the NEW SMYRNA BEACH 32169 medianReduced $2KWaterfrontFully furnishedSingle Family ResidenceBOARDWALK 09-17-34

About this home

811 N ATLANTIC AVENUE

Picture perfect beach house with a huge pavered patio overlooking the Atlantic Ocean. Side storage with beach toys and chairs for your use. Owner has lovingly cared for this adorable "Beach Bug" and is looking for the perfect guest who will care and enjoy the home as much as they do. The perfect guest would be someone who has no pets and would like to stay the months of november through february and possibly March. You will see by the pictures how cared for the home is and what a delight it will be to be right on the ocean and walking distance to Flagler Avenue for dining and shopping. Tons of coffee shops, live music and great shopping. Vaulted ceilings and lots of windows,comfy beds and linens. A true vacation home!! Available November and December 6500$ a month; minimum rental of two months January and February or minimum 3 months January - March.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,100

Sqft

0.17 ac

Lot size

1999

Year built

One

Levels

$8

Per sqft

WaterfrontWater viewFurnished

Inside

AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Microwave · Range · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor
LaundryIn Kitchen
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

ViewWater
ExteriorCourtyard · French Doors · Outdoor Grill · Outdoor Shower

Community & fees

PetsNo

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$222 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$50
FHA mortgage insurance (est.)$4
Est. property taxes (1.1%/yr)$8
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $298Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $298
Interest rate6.00%
Loan term

Estimated payment

$222/mo

Principal & interest$50
FHA mortgage insurance (est.)$4
Est. property taxes$8
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs New Smyrna Beach actives

$8 vs $368

Days on market

481 vs 68 typical

Where $8/sqft sits among the 400 New Smyrna Beach actives

9 · this home
158
92
84
27
30
$8–160$160–313$313–465$465–618$618–770$770+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Central Beach

Map of 811 N ATLANTIC AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Orlando69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

Central Beach — neighborhood snapshot

Population

1,843

Median age

62

Median income

$83,678

Median home value

$521,411

Avg household

2

Households w/ children

88%

For the school run

Volusia County School District

ElementaryCoronado Beach Elementary School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$448K$445K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

207 of 400

New Smyrna Beach actives have cut their price

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 98% below the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $8,500 $2K
Apr 17, 2025Listed at $10,000 · 481 days on market since
1999Built · BOARDWALK 09-17-34

Reality check

What actually sold near 811 N ATLANTIC AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

208 CRAWFORD ROADSold · Mar ’26

$530,000

208 CRAWFORD ROAD · same community

2 bd · 1 ba · 1,265 sqft · $419/sqft · 72 DOM

315 CRAWFORD ROADSold · May ’26

$862,500

315 CRAWFORD ROAD · same community

3 bd · 2 ba · 1,392 sqft · $620/sqft · 18 DOM

218 KIRKLAND ROADSold · Apr ’26

$880,000

218 KIRKLAND ROAD · same community

2 bd · 2.5 ba · 1,616 sqft · $545/sqft · 181 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 811 N ATLANTIC AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 811 N ATLANTIC AVENUE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

811 N ATLANTIC AVENUE FAQs

What would the monthly payment be for 811 N ATLANTIC AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $222/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 811 N ATLANTIC AVENUE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Smyrna Beach?+

At $8,500, this home is listed about 98% below the New Smyrna Beach median of $515,350. The market section on this page shows how the area is trending.

Which schools are assigned to 811 N ATLANTIC AVENUE?+

Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the NEW SMYRNA BEACH 32169 market on paper

$8,500 is 98% below the NEW SMYRNA BEACH 32169 median of $525,000, and at $8/sqft it sits under the New Smyrna Beach average of $420.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

481 days on market against a New Smyrna Beach median of 68 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $10,000, now $8,500 — a $2K cut. The full history is in the market section below.

Listing courtesy of GRACE REALTY, INC. · Melissa Latty. MLS #NS1084427.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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