David Ramirez
$369,999$380,0002 bd2 ba1,280 sqft$289 /sqft$2,872 /mo all-in ↓

5300 S ATLANTIC AVENUE UNIT 1-203, NEW SMYRNA BEACH, FL, 32169

Active622 days on marketListed Dec 2, 2024MLS #NS1083189

Priced 30% below the NEW SMYRNA BEACH 32169 medianReduced $10KCondominiumOCEAN WALK/NEW SMYRNA BCH PH I

About this home

5300 S ATLANTIC AVENUE UNIT 1-203

This beautiful 2 Bedroom Oceanwalk Condo is ready just bring your bags! It has been very well maintain and a detail list of everything that has been done. Building work and assessments that won’t be needed again for a while: · Bldg. 1 had roof replaced in 2024. $18,000 assessment (Work finished 2024) · Building was repainted about (about 4 years ago) · Walkway on each floor was replaced (about 4 years ago) · Balcony was repainted and railing replaced (about 3 years ago) New Appliances: (Most Jan. 2024) – All high end · Refrigerator – (Jan. 2024) · Stove – (Jan. 2024) · Microwave – (Jan. 2024) · Dishwasher – (Jan. 2024) · Dryer – (Jan. 2024) · Washing Machine (Sept. 2020 – Matches Dryer) Kitchen Upgrade: Jan 2024 · New cabinets – all plywood, not particle board · New countertop – Quartz · New Backsplash · New sink, faucet, disposal (Faucet changes color with temperature) · New light fixture (Day and night mode) Bathrooms Upgrades: (Jan. 2024) · New matching cabinets (matches the kitchen) · New countertop (matches the kitchen) · New sinks and faucets Other upgrades: (Jan. 2024) · New light fixture in the laundry (Day and night mode) · New light fixture in dining room · New fan with light in living room (with remote control) · Added fan in 2nd bedroom · Painted every room with high quality Sherwin Williams Paint - Dec. 2023 · Flooring – replaced most of it with ceramic tile (Nov. 2023) · Air Conditioner replaced June 2018 · Front Door refurbished (Dec. 2023) · Electronic door lock added to front door (Dec. 2023) · 50” Visio television in Living room (Oct. 2022) Recurring expenses: · Spectrum Cable TV and Internet - $24/month (fee negotiated by Condo Assoc.) · Sentry Management Condo Maintenance Monthly Assessment - $920 · County of Volusia Property taxes - $4,416/Yr in 2024 · Utilities – Average about $110/month (Electric, Water, Sewage) · Insurance o Personal Property (Home Owners) – Universal $439/Yr, paid Sept. 2024 o Condo Master Flood – Hartford (Master Assoc. pays) o Condo Master – American Costal – (Master Assoc. pays) Person NOTE: Being on the 2nd floor is an advantage, in that you don’t rely on the elevators

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,280

Sqft

0.59 ac

Lot size

1

Garage

2000

Year built

One

Levels

$289

Per sqft

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofBuilt-Up
ConstructionBlock · Concrete · Stucco
FoundationStilt/On Piling
FacesEast
ExteriorBalcony · Lighting · Sidewalk · Sliding Doors · Storage · Tennis Court(s)

Community & fees

Taxes (2023)$4,438/yr
PetsCats OK, Dogs OK, Number Limit
CommunityClubhouse · Fitness Center · No Truck/RV/Motorcycle Parking · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,872 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Property tax — 2023 actual bill$370
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,950Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,950
Interest rate6.00%
Loan term

Estimated payment

$2,872/mo

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Property taxes (actual bill)$370
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $370K
$355KedgeAI estimate $551,729 · range $499K$652K$678K

vs edgeAI estimate

−32.9%

$/sqft vs New Smyrna Beach actives

$289 vs $373

Days on market

622 vs 72 typical

Where $289/sqft sits among the 400 New Smyrna Beach actives

162 · this home
80
77
36
18
27
$177–303$303–429$429–555$555–681$681–807$807+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside New Smyrna Beach

Map of 5300 S ATLANTIC AVENUE UNIT 1-203

Drive times from this address

Downtown Orlando75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

NEW SMYRNA BEACH 32169 — neighborhood snapshot

Population

10,527

Median age

64.3

Median income

$99,260

Median home value

$485,400

Avg household

1.74

Households w/ children

373

For the school run

Volusia County School District

MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★
ElementaryRead-Pattillo Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$448K$424K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

217 of 400

New Smyrna Beach actives have cut their price

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 30% below the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $369,999 $10K
Dec 2, 2024Listed at $380,000 · 622 days on market since
2000Built · OCEAN WALK/NEW SMYRNA BCH PH I

Reality check

What actually sold near 5300 S ATLANTIC AVENUE UNIT 1-203

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5300 S ATLANTIC AVENUE UNIT 1-401Sold · May ’26

$510,000

5300 S ATLANTIC AVENUE UNIT 1-401 · same community

3 bd · 2 ba · 1,661 sqft · $307/sqft · 44 DOM

5501 S ATLANTIC AVENUE UNIT 409Sold · Mar ’26

$950,000

5501 S ATLANTIC AVENUE UNIT 409

2 bd · 2 ba · 1,299 sqft · $731/sqft · 244 DOM

5499 S ATLANTIC AVENUE UNIT 204Sold · Oct ’25

$742,500

5499 S ATLANTIC AVENUE UNIT 204

2 bd · 2 ba · 1,240 sqft · $599/sqft · 49 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5300 S ATLANTIC AVENUE UNIT 1-203 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5300 S ATLANTIC AVENUE UNIT 1-203 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

5300 S ATLANTIC AVENUE UNIT 1-203 FAQs

What would the monthly payment be for 5300 S ATLANTIC AVENUE UNIT 1-203?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,872/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5300 S ATLANTIC AVENUE UNIT 1-203?+

The most recent tax bill on record (2023) was $4,438. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5300 S ATLANTIC AVENUE UNIT 1-203?+

The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Smyrna Beach?+

At $369,999, this home is listed about 30% below the New Smyrna Beach median of $525,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5300 S ATLANTIC AVENUE UNIT 1-203?+

New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high), Read-Pattillo Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the NEW SMYRNA BEACH 32169 market on paper

$369,999 is 30% below the NEW SMYRNA BEACH 32169 median of $525,000, and at $289/sqft it sits under the New Smyrna Beach average of $425.

02Time on market is leverage

622 days on market against a New Smyrna Beach median of 72 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $380,000, now $369,999 — a $10K cut. The full history is in the market section below.

Listing courtesy of THE KEYES COMPANY · James Archimbaud. MLS #NS1083189.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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