David Ramirez
$595,000≈$4,139 /mo all-in ↓

0 Canal STREET, NEW SMYRNA BEACH, FL, 32168

Active1071 days on marketMLS #NS1076593

Napier & Hull Grant

About this home

0 Canal STREET

EXCELLENT LOCATION FOR MULTI-PURPOSE COMMERCIAL BUILDING. GREAT TRAFFIC FLOW AND VISIBILITY. PROPERTY HAS AN EASEMENT TO MAINTAIN THE BILLBOARD SIGN CURRENTLY LOCATED WITHIN PROPERTY BOUNDARIES THAT IS EXCLUDED FROM SALE. All information deemed reliable but not guaranteed to be accurate. You are advised to verify all facts that are important to you.

Facts & features

The home at a glance

1.98 ac

Lot size

Inside

Outside & construction

Community & fees

Utilities & systems

UtilitiesCable Available · Telephone Nearby
WaterSee Remarks

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$4,139 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,211
PMI (est., until 20% equity)$223
Est. property taxes (1.1%/yr)$545
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,500
Interest rate6.00%
Loan term

Estimated payment

$4,139/mo

Principal & interest$3,211
PMI (est., until 20% equity)$223
Est. property taxes$545
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Historic Westside

Map of 0 Canal STREET inside its neighborhood boundary

Drive times from this address

Downtown Orlando≈ 62 min
Universal Orlando≈ 74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

Historic Westside — neighborhood snapshot

Population

1,480

Median age

50

Median income

$55,848

Median home value

$179,744

Avg household

2

Households w/ children

138

For the school run

Volusia County School District

ElementaryRead-Pattillo Elementary School★★★★★
HighNew Smyrna Beach High School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced — 5.2 months of inventoryBuyer’s market

$448K → $445K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 59% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →

Reality check

What actually sold near 0 Canal STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2072 BURMA ROADSold · Jun ’26

$360,000

2072 BURMA ROAD · same community

4 bd · 3 ba · 1,560 sqft · $231/sqft · 78 DOM

2239 ROBIN ROADSold · Jan ’26

$486,000

2239 ROBIN ROAD · same community

3 bd · 2 ba · 1,616 sqft · $301/sqft · 15 DOM

2230 SIERRA DRIVESold · Mar ’26

$445,000

2230 SIERRA DRIVE · same community

3 bd · 2 ba · 1,992 sqft · $223/sqft · 39 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 0 Canal STREET — start here.

CallText
david.ramirez@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 Canal STREET — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

0 Canal STREET FAQs

What would the monthly payment be for 0 Canal STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,139/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How does the price compare to other homes in New Smyrna Beach?+

At $595,000, this home is listed about 15% above the New Smyrna Beach median of $515,350. The market section on this page shows how the area is trending.

Which schools are assigned to 0 Canal STREET?+

Read-Pattillo Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

Keep looking

Similar homes nearby

625 WILDWOOD DRIVE

$649,000

625 WILDWOOD DRIVE, NEW SMYRNA BEACH

3 bd · 2 ba · 2,005 sqft

555 WILDWOOD DRIVE

$770,000

555 WILDWOOD DRIVE, NEW SMYRNA BEACH

5 bd · 3.5 ba · 3,686 sqft

PAIGE AVENUE

$109,000

PAIGE AVENUE, NEW SMYRNA BEACH

Listing courtesy of COASTAL CONDOS REALTY GROUP · Leigh Knazek. MLS #NS1076593.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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