3640 STERLING ROAD, VENICE, FL, 34293
Active12 days on marketListed Jul 12, 2026MLS #N6145005
About this home
3640 STERLING ROAD
With a bit of loving care, your Florida Oasis awaits! This 2 bedroom 2 bath charmer has been a rental property for many years. It has great potential to remain that or be someone's full time residence or winter getaway! This floor plan offers the perfect combination of comfort, convenience and outdoor loving! The split plan bedroom plan is quite desirable! The master suite has en suite bathroom and very large walk in closet. A large 2 car garage is attached to the home. Washer and dryer in the garage. The home has just been freshly painted on the interior. The roof was replaced in 2023. The Vinyl Fence is fairly new and gives much needed privacy on this oversized 120X100 corner lot. Outside, the private inground pool creates the perfect setting for relaxing in the Florida Sunshine or relax under the roofline out there for shade. Evenings would be lovely to enjoy by the pool. The Screened lanai was also replaced in 2023. Located just minutes from Gulf beaches, golf courses, shopping, dining and Historic downtown Venice you will enjoy everything that makes the Gulf Coast lifestyle so desirable!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,288
Sqft
0.28 ac
Lot size
2
Garage
1979
Year built
One
Levels
$295
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,872 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,872/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.2%
$/sqft vs SOUTH VENICE
$295 vs $256
Days on market
12 vs 47 typical
Where $295/sqft sits among the 93 homes for sale in SOUTH VENICE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Venice
Get to know Venice. See the full Venice guide →
The numbers that matter
The Venice market
$390K → $389K
Venice median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
39 of 93
SOUTH VENICE have cut their price
Median sold price, Venice, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the Venice median. See the full Venice market guide →
Paper trail
This home's history
Reality check
What actually sold near 3640 STERLING ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$288,000
3311 PAPAYA ROAD · same community
2 bd · 2 ba · 1,328 sqft · $217/sqft · 61 DOM
Sold · Jun ’26$355,000
3870 STERLING ROAD · same community
3 bd · 2 ba · 1,369 sqft · $259/sqft · 28 DOM
Sold · Dec ’25$270,000
185 ZEPHYR ROAD · same community
2 bd · 2 ba · 1,387 sqft · $195/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3640 STERLING ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3640 STERLING ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3640 STERLING ROAD FAQs
What would the monthly payment be for 3640 STERLING ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,872/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3640 STERLING ROAD?+
The most recent tax bill on record (2025) was $3,696. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3640 STERLING ROAD?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Venice?+
At $379,900, this home is listed about 5% below the Venice median of $399,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED PROPERTIES OF VENICE INC · Lauren Meadows. MLS #N6145005.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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