David Ramirez
$1,099,0004 bd4 ba3,174 sqft$346 /sqft$7,432 /mo all-in ↓

1684 LUGANO CIRCLE, NOKOMIS, FL, 34275

Active7 days on marketListed Jul 17, 2026MLS #N6145002

Private poolSingle Family ResidenceCASSATA LAKES PH I

About this home

1684 LUGANO CIRCLE

Welcome to one of Cassata Lakes most extensively upgraded homes, with luxury finishes, a beautiful saltwater pool and spa, premium appliances, hurricane-impact windows and a backyard creating an exceptional Florida lifestyle. The CRYSTAL FLOORPLAN WITH A BONUS ROOM built my MI Homes in 2024. From the moment you arrive you are greeted with an upgraded paver driveway, coach lights, tile roof, and a custom stained glass entry door. This beautiful home offers 4 bedrooms, an office/den, 4 bathrooms, a spacious upstairs bonus room and a 3-bay garage including a EV charger. With over 3,174 square feet of thoughtfully designed living space, located in A-rated school district. The centerpiece of the home is the full designed chef's kitchen, showcasing soft-close cabinetry, quartz countertops, under-cabinet lighting and oversized wood-paneled entertaining island, pantry storage, a designer tile backsplash, stainless hood, induction cooktop, convection oven, 42" upper cabinets, farmhouse sink and much more, where you will enjoy entertaining friends and family. The open-concept floor plan is well suited for guests and multi-generational living creating an inviting space for everyday living. The first floor includes a great room, two guest bedroom suites, two full bathrooms, while the den/office with French glass doors for incredible versatility for working from home, fitness space, hobbies or additional entertaining area. Luxury vinyl plank flooring throughout, interior laundry room, coffered ceiling in foyer & great room. The second floor known as the BONUS ROOM is dedicated to the main living area and separate a bedroom with en-suite bath and walk-in closet. The spacious primary suite offers a luxurious retreat with upgraded walk-in shower, dual vanities, quartz countertops, linen closet, oversized walk-in closet, recessed lighting and spa-inspired finishes throughout. Step outside to your backyard oasis where a stuning custom saltwater pool & spa with sun shelf takes center stage. Designed for true indoor-outdoor Florida living includes outdoor kitchen rough-in and expansive entertaining space for year-round enjoyment. Another feature this home offers is spray foam insulation throughout. Ideally located, Cassata Lakes is a gated community with low HOA and no CDD fees. Minutes to I-75, Sarasota Memorial Hospital, A-rated schools including Venice High and Pine View School, Gulf Beaches, Historic Downtown Venice, shopping, dining, Venice Pier, Arts & Theater, State Parks, Legacy Trail and a new shopping plazas coming soon! This exceptional home offers the perfect bland of luxury, convenience and an active Florida lifestyle. Call for a private showing and make this your new home! One or more photos are virtually staged.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

3,174

Sqft

0.23 ac

Lot size

3

Garage

2024

Year built

Two

Levels

$346

Per sqft

Private pool

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCoffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · PrimaryBedroom Upstairs · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofTile
ConstructionConcrete
FoundationSlab
FacesNorth
ExteriorIrrigation System · Lighting · Sliding Doors

Community & fees

HOA fee$114/mo
Taxes (2025)$9,791/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,432 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,930
PMI (est., until 20% equity)$412
Property tax — 2025 actual bill$816
HOA fee — from the listing$114
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $109,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $109,900
Interest rate6.00%
Loan term

Estimated payment

$7,432/mo

Principal & interest$5,930
PMI (est., until 20% equity)$412
Property taxes (actual bill)$816
HOA / condo fee$114
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$981KedgeAI estimate $1,398,739 · range $1.0M$1.5M$1.6M

vs edgeAI estimate

−21.4%

$/sqft vs Nokomis actives

$346 vs $265

Days on market

7 vs 53 typical

Where $346/sqft sits among the 240 Nokomis actives

175
39 · this home
3
6
1
16
$186–340$340–494$494–648$648–802$802–956$956+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Nokomis

Map of 1684 LUGANO CIRCLE

Drive times from this address

Downtown Tampa74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Nokomis. See the full Nokomis guide →

The numbers that matter

The Nokomis market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$490K$475K

Nokomis median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

98 of 240

Nokomis actives have cut their price

Median sold price, Nokomis, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 115% above the Nokomis median. See the full Nokomis market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $1,099,000 · 7 days on market since
2024Built · CASSATA LAKES PH I

Reality check

What actually sold near 1684 LUGANO CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2008 BOLSENA STREETSold · Oct ’25

$967,948

2008 BOLSENA STREET · same community

4 bd · 3.5 ba · 3,651 sqft · $265/sqft · 0 DOM

2015 BOLSENA STREETSold · Mar ’26

$670,000

2015 BOLSENA STREET · same community

3 bd · 3 ba · 2,309 sqft · $290/sqft · 137 DOM

1500 LUGANO CIRCLESold · Dec ’25

$549,990

1500 LUGANO CIRCLE · same community

3 bd · 3 ba · 2,195 sqft · $251/sqft · 346 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1684 LUGANO CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1684 LUGANO CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1684 LUGANO CIRCLE FAQs

What would the monthly payment be for 1684 LUGANO CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,432/mo — principal and interest, the actual property-tax bill, the $114/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1684 LUGANO CIRCLE?+

The association fee works out to $114 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1684 LUGANO CIRCLE?+

The most recent tax bill on record (2025) was $9,791. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1684 LUGANO CIRCLE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Nokomis?+

At $1,099,000, this home is listed about 115% above the Nokomis median of $512,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$1,099,000 runs 115% above the Nokomis median — but at 3,174 sqft it's also 67% larger than the typical Nokomis listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 7 days on market in a Nokomis market that averages 53 — if it fits, move quickly.

Listing courtesy of CENTURY 21 SCHMIDT REAL ESTATE · Anna Garrison. MLS #N6145002.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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