David Ramirez
$369,9002 bd2 ba1,600 sqft$231 /sqft$3,041 /mo all-in ↓

11109 CAMPAZZO DRIVE, VENICE, FL, 34292

Active19 days on marketListed Jul 13, 2026MLS #N6144995

VillaVENETIAN FALLS PH 3

About this home

11109 CAMPAZZO DRIVE

Enjoy EXPANSIVE LAKE VIEWS from this light-filled Bella Vista garden villa, ideally situated in the premier 55+ resort-style community of Venetian Falls. This desirable END-UNIT offers a spacious living and dining area enhanced by abundant natural light from numerous windows. The kitchen is fully equipped with granite countertops, wood cabinetry with decorative trim, pantry, dining area and breakfast bar. The spacious primary suite features two closets, including a large walk-in, and ensuite bath with a double-sink vanity, walk-in shower, and linen closet. A guest bedroom and nearby guest bath, den with French doors for additional privacy, and laundry room complete this well-designed floor plan. NEW CARPET in bedrooms and den. Full FURNITURE PACKAGE available under separate contract. The expanded, screened outdoor living area is a wonderful place to lounge and enjoy the beautiful setting while relaxing in the sun or shade. Convenient, easy-to-use ACCORDION STORM SHUTTERS included, as well as pull-across screen for the lanai sliding doors. PAVERS enhance the driveway, walkway, entryway, and lanai. The HOA provides maintenance-free living, covering lawn care, internet, basic cable, and scheduled services such as roof power washing, exterior painting, and mulching. Venetian Falls residents enjoy exceptional amenities, including an active clubhouse with a full-time activity director, heated lap pool, spa, resistance walking pool, state-of-the-art fitness center, billiards room, arts and crafts studio, bocce ball courts, and more. Conveniently located just minutes from beautiful beaches, shopping, dining, and historic Main Street Venice. Don’t miss the opportunity to make this home yours!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,600

Sqft

0.14 ac

Lot size

2

Garage

2008

Year built

One

Levels

$231

Per sqft

Water view55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNortheast
ParkingGarage Door Opener
ExteriorHurricane Shutters · Irrigation System · Lighting · Private Mailbox · Rain Gutters · Shade Shutter(s) · Sidewalk · Sliding Doors

Community & fees

HOA fee$326/mo
Taxes (2025)$2,570/yr
PetsBreed Restrictions, Number Limit, Yes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Irrigation-Reclaimed Water · Pool · Sidewalks · Special Community Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Phone Available · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,041 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Property tax — 2025 actual bill$214
HOA fee — from the listing$326
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,947Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,947
Interest rate6.00%
Loan term

Estimated payment

$3,041/mo

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Property taxes (actual bill)$214
HOA / condo fee$326
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $370K
$320KedgeAI estimate $336,053 · range $333K$338K$385K

vs edgeAI estimate

+10.1%

$/sqft vs Venice actives

$231 vs $252

Days on market

19 vs 47 typical

Where $231/sqft sits among the 400 Venice actives

104
149 · this home
72
27
17
31
$139–208$208–278$278–347$347–417$417–486$486+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Venetian Falls

Map of 11109 CAMPAZZO DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Venice. See the full Venice guide →

Venetian Falls — neighborhood snapshot

Population

1,154

Median age

55

Median income

$98,060

Median home value

$449,300

Avg household

2

Households w/ children

110

For the school run

Sarasota County School District

MiddleVenice Middle School★★★★
ElementaryTaylor Ranch Elementary School★★★★★
HighVenice Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Venice market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$390K$389K

Venice median sold, yr/yr

95.5%

Sale-to-list ratio (12 mo)

183 of 400

Venice actives have cut their price

Median sold price, Venice, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% above the VENICE 34292 median. See the full Venice market guide →

Paper trail

This home's history

Jul 13, 2026Listed at $369,900 · 19 days on market since
2008Built · VENETIAN FALLS PH 3

Reality check

What actually sold near 11109 CAMPAZZO DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11192 CAMPAZZO DRIVESold · Sep ’25

$310,000

11192 CAMPAZZO DRIVE · same community

2 bd · 2 ba · 1,600 sqft · $194/sqft · 33 DOM

11090 CAMPAZZO DRIVESold · Feb ’26

$340,000

11090 CAMPAZZO DRIVE · same community

2 bd · 2 ba · 1,600 sqft · $213/sqft · 8 DOM

20108 PEZZANA DRIVESold · May ’26

$335,000

20108 PEZZANA DRIVE · same community

2 bd · 2 ba · 1,600 sqft · $209/sqft · 42 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11109 CAMPAZZO DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11109 CAMPAZZO DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

11109 CAMPAZZO DRIVE FAQs

What would the monthly payment be for 11109 CAMPAZZO DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,041/mo — principal and interest, the actual property-tax bill, the $326/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11109 CAMPAZZO DRIVE?+

The association fee works out to $326 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11109 CAMPAZZO DRIVE?+

The most recent tax bill on record (2025) was $2,570. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11109 CAMPAZZO DRIVE?+

The listing reports pets: Breed Restrictions, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Venice?+

At $369,900, this home is listed about 7% below the Venice median of $399,000. The market section on this page shows how the area is trending.

Which schools are assigned to 11109 CAMPAZZO DRIVE?+

Venice Middle School (middle), Taylor Ranch Elementary School (elementary), Venice Senior High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HOMESMART · Chris Shiparski. MLS #N6144995.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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