12004 SARTO LANE, NORTH PORT, FL, 34287
Active37 days on marketListed Jul 1, 2026MLS #N6144895
About this home
12004 SARTO LANE
RARE!!! Beautiful Waterfront Home with Adjacent CLEAN Lot for Sale Waterfront (TAX ID #0770120042) is close to Warm Mineral Springs. FULL PRIVACY! NO HOA OR CDD! This 3-bedroom, 2-bathroom home offers a 2-car garage, FULL PRIVACY!HEAT SAUNA IN MASTER BEDROOM.Close to beaches, fishing, dining, the new Atlanta Braves Stadium, and golf courses. Fantastic home with upgrades galore.This home comes with mature landscaping and a waterfront dock for fishing. That means there's room to park your RV, travel trailer, boat, and more. HUGE lanai. The interior boasts high ceilings, tile and tile throughout, and upgraded granite counters and cabinets. Home is move-in ready with your questions answered. A quiet and private location yet only 5 minutes away from all North Port with shopping and entertainment AND WARM MINRAL SPRING. Located in the vibrant and growing North Port area, one of the most sought-after locations to live, this property comes without any deed restrictions or HOA fees.Conveniently located minutes away from I-75 and Tamiami Trail, this property offers excellent accessibility. North Port itself is a fantastic place to call home, with its central location providing easy access to shopping, dining, golfing, entertainment, medical facilities, award-winning beaches, and even the Spring Training home of the 2021 World Series Champions, the Atlanta Braves. Plus, you'll have effortless access to several airports, including Punta Gorda, Sarasota, Fort Myers, and Tampa. Don't miss out on the opportunity to see this incredible home in person. Schedule a viewing today and witness the charm and beauty of this waterfront oasis for yourself. All information is deemed reliable, but not guaranteed; buyer to confirm all.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,814
Sqft
0.19 ac
Lot size
2
Garage
2000
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs WARM MINERAL SPGS
$2 vs $216
Days on market
37 vs 52 typical
Where $2/sqft sits among the 21 homes for sale in WARM MINERAL SPGS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Port
Get to know North Port. See the full North Port guide →
NORTH PORT 34287 — neighborhood snapshot
Population
26,241
Median age
56.1
Median income
$64,229
Median home value
$235,400
Avg household
2.23
Households w/ children
2,263
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Port market
$316K → $304K
North Port median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
9 of 21
WARM MINERAL SPGS have cut their price
Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the NORTH PORT 34287 median. See the full North Port market guide →
Paper trail
This home's history
Reality check
What actually sold near 12004 SARTO LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$260,000
12133 MADRID AVENUE · same community
3 bd · 2.5 ba · 1,770 sqft · $147/sqft · 102 DOM
Sold · Nov ’25$252,500
12302 TANGIER STREET · same community
3 bd · 2 ba · 1,699 sqft · $149/sqft · 233 DOM
Sold · Apr ’26$310,000
510 MARGARITA AVENUE · same community
3 bd · 2 ba · 1,954 sqft · $159/sqft · 82 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12004 SARTO LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12004 SARTO LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12004 SARTO LANE FAQs
What would the monthly payment be for 12004 SARTO LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 12004 SARTO LANE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in North Port?+
At $2,800, this home is listed about 99% below the North Port median of $334,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12004 SARTO LANE?+
Glenallen Elementary School (elementary), Heron Creek Middle School (middle), North Port High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY OF VENICE · Regina Melman. MLS #N6144895.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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