David Ramirez

458 N SHORE DRIVE, OSPREY, FL, 34229

Active15 days on marketListed Jul 9, 2026MLS #N6144855

WaterfrontSORRENTO SHORES

About this home

458 N SHORE DRIVE

Discover the perfect canvas for your dream home with this exceptional vacant lot located in the desirable Sorrento Shores community in Osprey, Florida. Spanning 0.34 acres, this spacious lot offers ample room for creative design and construction. Featuring a generous 100-foot frontage and dimensions that allow for multiple building possibilities, this property is ideal for those looking to build a custom residence in a serene setting. Conveniently situated between US 41 and the Intracoastal Waterway, you'll enjoy the best of both worlds: easy access to local amenities while being surrounded by Florida's natural beauty. The RSF1 zoning permits single-family residential homes, making it an excellent opportunity for families or individuals seeking to establish themselves in a peaceful neighborhood. Embrace the lifestyle you've always wanted in Osprey, where you can enjoy boating, fishing, nearby beaches and a welcoming community. Don't miss the chance to invest in this prime piece of real estate; schedule a visit today and start envisioning your future in Sorrento Shores. Permit-ready plans available separately. Owner-agent.

Facts & features

The home at a glance

0.34 ac

Lot size

WaterfrontWater viewPets allowed

Inside

Outside & construction

ViewWater
FacesWest

Community & fees

Taxes (2024)$4,869/yr
PetsBreed Restrictions, Yes
CommunityBoat Slip · Dock · Marina · Water Access · Waterfront · Deed Restrictions · Waterfront Complex

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Public · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,028 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,238
PMI (est., until 20% equity)$225
Property tax — 2024 actual bill$406
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $60,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $60,000
Interest rate6.00%
Loan term

Estimated payment

$4,028/mo

Principal & interest$3,238
PMI (est., until 20% equity)$225
Property taxes (actual bill)$406
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Sorrento

Map of 458 N SHORE DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Osprey. See the full Osprey guide →

Sorrento — neighborhood snapshot

Population

2,609

Median age

61

Median income

$96,884

Median home value

$496,323

Avg household

2

Households w/ children

156

For the school run

Sarasota County School District

ElementaryLaurel Nokomis School★★★★
HighVenice Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Osprey market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$710K$530K

Osprey median sold, yr/yr

93.5%

Sale-to-list ratio (12 mo)

Median sold price, Osprey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% above the OSPREY 34229 median. See the full Osprey market guide →

Paper trail

This home's history

Jul 9, 2026Listed at $600,000 · 15 days on market since

Reality check

What actually sold near 458 N SHORE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

321 SORRENTO DRIVESold · Sep ’25

$410,000

321 SORRENTO DRIVE · same community

3 bd · 2 ba · 1,541 sqft · $266/sqft · 83 DOM

437 S SHORE DRIVESold · May ’26

$492,500

437 S SHORE DRIVE · same community

3 bd · 2 ba · 1,947 sqft · $253/sqft · 15 DOM

120 CANDYCE DRIVESold · May ’26

$635,000

120 CANDYCE DRIVE · same community

3 bd · 2 ba · 2,103 sqft · $302/sqft · 112 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 458 N SHORE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 458 N SHORE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

458 N SHORE DRIVE FAQs

What would the monthly payment be for 458 N SHORE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,028/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 458 N SHORE DRIVE?+

The most recent tax bill on record (2024) was $4,869. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 458 N SHORE DRIVE?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Osprey?+

At $600,000, this home is listed about 13% below the Osprey median of $692,000. The market section on this page shows how the area is trending.

Which schools are assigned to 458 N SHORE DRIVE?+

Laurel Nokomis School (elementary), Venice Senior High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$600,000 runs 17% above the OSPREY 34229 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Laurel Nokomis School, Venice Senior High School — Laurel Nokomis School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PREMIER SOTHEBYS INTL REALTY · Matthew Charland, LLC. MLS #N6144855.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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