David Ramirez
$659,000$669,0002 bd2 ba993 sqft$664 /sqft$4,459 /mo all-in ↓

2810 N BEACH ROAD UNIT 108, ENGLEWOOD, FL, 34223

Active55 days on marketListed Jun 12, 2026MLS #N6144698

Reduced $10KWaterfrontCondominiumLACOQUINA BEACH BLDG D

About this home

2810 N BEACH ROAD UNIT 108

Imagine waking up just steps from the beach and ending each day with spectacular Gulf Coast sunsets. Welcome to La Coquina on Manasota Key, where beach living is not a vacation, it's your everyday lifestyle. La Coquina is a sought-after GATED GULF-FRONT COMMUNITY featuring DIRECT BEACH ACCESS, a HEATED SWIMMING POOL, COVERED UNDER BUILDING PARKING and STORAGE, and beautifully maintained grounds. Step outside your door and enjoy morning walks along the shoreline, spectacular Gulf sunsets, shelling, fishing, paddleboarding, boating, and all the natural beauty that makes Manasota Key one of Southwest Florida's most treasured destinations. This beautifully updated 2-bedroom, 2-bath condominium is tastefully refreshed coastal retreat featuring LUXURY VINYL PLANK FLOORING, neutral designer finishes, an OPEN-CONCEPT FLOOR PLAN, UPDATED LIGHTING, GRANITE COUNTERTOPS, WHITE SHAKER CABINETRY, decorative TILE BACKSPLASH, BREAKFAST BAR seating, and a spacious SCREENED LANAI, with partial VIEWS OF THE GULF, perfect for enjoying the island breeze. Offered furnished, this MOVE-IN-READY condo is ideal as a primary residence, seasonal escape, or vacation rental investment property. The unit has previously been utilized as a rental property and offers the location, amenities, and beach access many visitors seek when choosing a Manasota Key getaway. The island has come back stronger than ever, with beaches, restaurants, shopping, marinas, and waterfront dining destinations welcoming residents and visitors alike. Enjoy easy access to local favorites, outdoor recreation, and the relaxed coastal lifestyle that makes Manasota Key such a special place to call home. An additional benefit of this community is its elevated construction. During recent storms, the primary impacts were limited to the ground-level parking and storage areas, while the residential living areas remained elevated above the parking level. The resilience demonstrated by these buildings provides added peace of mind for owners seeking a coastal property designed to withstand Florida's waterfront environment. Whether you’re searching for a beachfront getaway, seasonal residence, investment opportunity, or full-time coastal home, this updated La Coquina condominium offers an exceptional opportunity to enjoy the very best of Manasota Key living.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

993

Sqft

0 ac

Lot size

1980

Year built

One

Levels

$664

Per sqft

WaterfrontPool & Water viewNegotiable

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofBuilt-Up
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesSouth
ParkingAssigned · Covered · Ground Level · Under Building
ExteriorIrrigation System · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2025)$5,948/yr
PetsCats OK, Dogs OK
CommunityFishing · Gulf/Ocean Front · Water Access · Waterfront · Buyer Approval Required · Community Mailbox · Deed Restrictions · Gated Community - No Guard · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,459 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,556
PMI (est., until 20% equity)$247
Property tax — 2025 actual bill$496
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $65,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $65,900
Interest rate6.00%
Loan term

Estimated payment

$4,459/mo

Principal & interest$3,556
PMI (est., until 20% equity)$247
Property taxes (actual bill)$496
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $659K
$379KedgeAI estimate $403,237 · range $395K$425K$685K

vs edgeAI estimate

+63.4%

$/sqft vs Englewood actives

$664 vs $238

Days on market

55 vs 68 typical

Where $664/sqft sits among the 400 Englewood actives

170
112
61
18
12
27 · this home
$115–221$221–327$327–433$433–539$539–645$645+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood

Map of 2810 N BEACH ROAD UNIT 108

Get to know Englewood. See the full Englewood guide →

ENGLEWOOD 34223 — neighborhood snapshot

Population

19,036

Median age

67.6

Median income

$70,155

Median home value

$358,000

Avg household

1.89

Households w/ children

693

For the school run

Sarasota County School District

ElementaryEnglewood Elementary School★★★★
HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$330K$330K

Englewood median sold, yr/yr

94.6%

Sale-to-list ratio (12 mo)

176 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 70% above the ENGLEWOOD 34223 median. See the full Englewood market guide →

Paper trail

This home's history

CurrentPrice reduced to $659,000 $10K
Jun 12, 2026Listed at $669,000 · 55 days on market since
1980Built · LACOQUINA BEACH BLDG D

Reality check

What actually sold near 2810 N BEACH ROAD UNIT 108

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2810 N BEACH ROAD UNIT D205Sold · May ’26

$686,450

2810 N BEACH ROAD UNIT D205 · same community

2 bd · 2 ba · 1,084 sqft · $633/sqft · 160 DOM

2255 N BEACH ROAD UNIT 23Sold · May ’26

$430,000

2255 N BEACH ROAD UNIT 23

2 bd · 2 ba · 949 sqft · $453/sqft · 134 DOM

1977 BEACH ROAD UNIT 54Sold · Dec ’25

$265,000

1977 BEACH ROAD UNIT 54

2 bd · 2 ba · 1,044 sqft · $254/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2810 N BEACH ROAD UNIT 108 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2810 N BEACH ROAD UNIT 108 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

2810 N BEACH ROAD UNIT 108 FAQs

What would the monthly payment be for 2810 N BEACH ROAD UNIT 108?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,459/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2810 N BEACH ROAD UNIT 108?+

The most recent tax bill on record (2025) was $5,948. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2810 N BEACH ROAD UNIT 108?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $659,000, this home is listed about 81% above the Englewood median of $365,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2810 N BEACH ROAD UNIT 108?+

Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$659,000 runs 70% above the ENGLEWOOD 34223 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Englewood Elementary School, Lemon Bay High School, L. A. Ainger Middle School — Englewood Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $669,000, now $659,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of NEXTHOME SUNCOAST · Kari Battaglia, PA. MLS #N6144698.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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