20310 LORENZO AVENUE, PORT CHARLOTTE, FL, 33952
Active58 days on marketListed Jun 17, 2026MLS #N6144697
About this home
20310 LORENZO AVENUE
Short Sale. Welcome to an outstanding opportunity in the heart of Port Charlotte! This updated 3-bedroom, 2-bathroom home offers comfort, convenience, and a spacious lifestyle with a large privacy-fenced backyard that's perfect for pets, outdoor entertaining, gardening, or simply enjoying Florida's sunshine in your own secluded retreat. Whether you're purchasing your first home, looking to downsize into something more manageable, or seeking the ideal retirement property, this approved short sale presents exceptional value in one of Southwest Florida's most desirable and growing communities. Inside, you'll find updated living spaces designed for everyday comfort and easy maintenance, creating a move-in-ready experience from day one. The location places you close to everything that makes Port Charlotte such a popular destination. Spend weekends exploring Charlotte Harbor, boating, fishing, waterfront parks, golf courses, and nature preserves. Nearby Sunseeker Resort, Fishermen's Village in Punta Gorda, Port Charlotte Beach Park, and numerous local events provide year-round entertainment and recreation. Daily conveniences are just minutes away, including shopping at Port Charlotte Town Center, Publix, Target, Walmart, and a variety of specialty retailers. Dining options range from fresh seafood and waterfront restaurants to casual local favorites and national brands. Families will appreciate proximity to Charlotte County schools, parks, youth sports facilities, and community recreation programs. Offering a rare combination of affordability, location, and outdoor space, this property is a fantastic opportunity to create your next chapter in sunny Southwest Florida.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
962
Sqft
0.23 ac
Lot size
1978
Year built
One
Levels
$220
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,732 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,732/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.6%
$/sqft vs PORT CHARLOTTE SEC 018
$220 vs $190
Days on market
58 vs 60 typical
Where $220/sqft sits among the 9 homes for sale in PORT CHARLOTTE SEC 018
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33952 — neighborhood snapshot
Population
33,991
Median age
53.7
Median income
$56,117
Median home value
$224,900
Avg household
2.3
Households w/ children
2,952
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
4 of 9
PORT CHARLOTTE SEC 018 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 20310 LORENZO AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$200,000
2507 LINTON LANE · same community
2 bd · 2 ba · 914 sqft · $219/sqft · 356 DOM
Sold · Dec ’25$160,000
2314 LEE TERRACE · same community
2 bd · 2 ba · 882 sqft · $181/sqft · 28 DOM
Sold · Dec ’25$120,000
2395 ALDA LANE · same community
2 bd · 2 ba · 1,150 sqft · $104/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20310 LORENZO AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20310 LORENZO AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20310 LORENZO AVENUE FAQs
What would the monthly payment be for 20310 LORENZO AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,732/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20310 LORENZO AVENUE?+
The most recent tax bill on record (2025) was $2,767. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20310 LORENZO AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $212,000, this home is listed about 36% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 20310 LORENZO AVENUE?+
Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SHARP HOMES REALTY · Danielle Sharp. MLS #N6144697.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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