David Ramirez
Pending
$775,0003 bd2 ba2,348 sqft$330 /sqft$5,178 /mo all-in ↓

1052 EPPINGER DRIVE, PORT CHARLOTTE, FL, 33953

Pending46 days on marketListed Jun 8, 2026MLS #N6144637

WaterfrontPrivate poolSingle Family ResidencePORT CHARLOTTE SEC 048

About this home

1052 EPPINGER DRIVE

This Gulf Access Pool Home on a Double Lot! This stunning waterfront home sits on a rare double lot with 160 feet of water frontage, offering boat dock, lift, a concrete seawall, and ample space for outdoor enjoyment. Located out of the flood zone, this property boasts a southeast-facing backyard, providing sunlight almost all day long, perfect for relaxing or entertaining. The home features a versatile and flexible floor plan, with a family room, living room, dining room, and a cozy dinette area framed by an aquarium window that brings the beauty of the outdoors inside. The beautiful kitchen featuring quartz countertops, a tiled backsplash, a large island, a breakfast bar, and a pantry, ideal for cooking, entertaining, and creating memories. It seamlessly connects to the living areas, making it the perfect gathering space for family and friends. An indoor laundry room adds convenience and practicality to everyday living. The split floor plan provides privacy and comfort, with the primary bedroom suite located on the left side of the home and the two additional large bedrooms (12x13) on the opposite side. The luxurious primary suite features his-and-her closets, a spa-like bathroom with a large walk-in shower with quartz shower walls, his-and-her vanities, a garden tub, linen closet and a private water closet. Three sets of sliding glass doors lead to the inviting SALT-WATER swimming pool, creating a seamless connection between indoor and outdoor living. The tall ceilings with crown molding, elegant arches, and stately columns add a sense of grandeur, while updates like a new metal roof (2023), an HVAC system (2017), hurricane windows, and accordion shutters on the sliders provide peace of mind. Outdoors, the property is a true gem. It features new pilings and a 40x8 Trex boat dock, concrete seawall, two spacious sheds (24x11 and 12x10), and a large area for RV or boat parking. The beautifully landscaped yard, with low-maintenance rocks surrounding the home. Additional features include city water, irrigation by well, and a three-car garage for all your storage needs. This home combines elegance, functionality, and waterfront living in a way that is truly unmatched. Home has luxurious upgrades, and stunning outdoor spaces with it’s a one-of-a-kind property you won’t want to miss. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,348

Sqft

0.46 ac

Lot size

3

Garage

2000

Year built

One

Levels

$330

Per sqft

Private poolWaterfront

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock
FoundationSlab
FacesNorthwest
ExteriorHurricane Shutters · Irrigation System · Lighting · Sliding Doors · Storage

Community & fees

Taxes (2025)$6,551/yr

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,178 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,182
PMI (est., until 20% equity)$291
Property tax — 2025 actual bill$546
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $77,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $77,500
Interest rate6.00%
Loan term

Estimated payment

$5,178/mo

Principal & interest$4,182
PMI (est., until 20% equity)$291
Property taxes (actual bill)$546
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $775K
$464KedgeAI estimate $558,840 · range $483K$748K$806K

vs edgeAI estimate

+38.7%

Days on market

46 vs 56 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Charlotte

Map of 1052 EPPINGER DRIVE

Get to know Port Charlotte. See the full Port Charlotte guide →

PORT CHARLOTTE 33953 — neighborhood snapshot

Population

7,018

Median age

62.9

Median income

$77,227

Median home value

$332,200

Avg household

2.36

Households w/ children

430

For the school run

Charlotte County School District

MiddleMurdock Middle School★★★★★
HighPort Charlotte High School★★★★★
ElementaryLiberty Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$289K$301K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3270% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →

Paper trail

This home's history

Jun 8, 2026Listed at $775,000 · 46 days on market since
2000Built · PORT CHARLOTTE SEC 048

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1052 EPPINGER DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1052 EPPINGER DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1052 EPPINGER DRIVE FAQs

What would the monthly payment be for 1052 EPPINGER DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,178/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1052 EPPINGER DRIVE?+

The most recent tax bill on record (2025) was $6,551. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Port Charlotte?+

At $775,000, this home is listed about 131% above the Port Charlotte median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1052 EPPINGER DRIVE?+

Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of AYERS AND ASSOCIATES REAL ESTATE · Teresa Haberman. MLS #N6144637.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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