David Ramirez
$585,000$595,0003 bd2 ba1,634 sqft$358 /sqft$3,857 /mo all-in ↓

5425 MATTHEW COURT, SARASOTA, FL, 34231

Active58 days on marketListed Jun 10, 2026MLS #N6144628

Reduced $10KPrivate poolSingle Family ResidenceFOREST OAKS

About this home

5425 MATTHEW COURT

Virtually Staged. Welcome to this beautifully maintained 3BD, 2BA saltwater POOL home ideally situated on a quiet cul-de-sac in the highly desirable Forest Oaks community. Offering 1,634 square feet of living space, this inviting residence combines comfort, privacy, and the best of Florida living in one of Sarasota’s most sought-after locations. Nestled in a peaceful neighborhood with mature landscaping and minimal through traffic, this home offers a wonderful sense of privacy while remaining just minutes from Sarasota’s premier attractions. The thoughtfully designed split-bedroom floor plan provides an ideal balance of togetherness and personal space. At the heart of the home, the updated kitchen features tall soft-close cabinetry, granite countertops, newer appliances, and a natural gas stove, making it perfect for both everyday living and entertaining. The adjacent living and dining areas flow effortlessly to the covered lanai and screened saltwater pool, creating a seamless indoor-outdoor lifestyle that Florida homeowners love. The spacious primary suite serves as a private retreat, offering direct access to the lanai and pool area. The en-suite bathroom features a walk-in shower, ample vanity space and a walk-in closet with built-in organizers, providing convenient storage and everyday functionality. Two additional guest bedrooms and a well-appointed second bathroom are thoughtfully located on the opposite side of the home, ensuring comfort and privacy for family and visitors. Step outside to enjoy the beautiful saltwater pool, creating a private retreat to relax, unwind, and enjoy Florida’s year-round sunshine. The screened lanai offers a comfortable setting for morning coffee, outdoor dining, or entertaining family and friends. Updates provide added value and peace of mind, including a FULL ROOF replacement in 2018, NEW A/C (2024), and NEW WATER HEATER (2024). Hurricane preparedness is enhanced with ELECTRIC SHUTTERS on the front entry and lanai, along with manually operated shutters for the windows. NO CARPET, TILE FLOORING throughout the entire home. The home is connected to NATURAL GAS, NOT IN THE FLOOD ZONE (home located in an X Flood Zone), meaning flood insurance is typically not required by lenders. HOA fees are only $400 annually, NO CDD Location is truly exceptional. Just a short drive away you’ll find the world-famous beaches of Siesta Key Beach, upscale shopping and dining at St. Armands Circle, waterfront restaurants and marina activities at Marina Jack, as well as downtown Sarasota’s vibrant arts, dining, and cultural scene. Nearby parks, golf courses, medical facilities, and top-rated schools further enhance this outstanding location. Whether you’re looking for a year-round residence, winter getaway, or investment opportunity, this exceptional home offers the perfect combination of location, comfort, and lifestyle. Schedule your private showing today and discover everything this wonderful Forest Oaks property has to offer.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,634

Sqft

0.18 ac

Lot size

2

Garage

1996

Year built

One

Levels

$358

Per sqft

Private poolPets allowed

Inside

FlooringTile
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Humidity Control
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock
FacesWest
ParkingDriveway · Garage Door Opener · Off Street
ExteriorHurricane Shutters · Irrigation System · Lighting · Rain Gutters · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$33/mo
Taxes (2025)$3,460/yr
PetsYes
CommunitySidewalks · Special Community Restrictions

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Public · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,857 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,157
PMI (est., until 20% equity)$219
Property tax — 2025 actual bill$288
HOA fee — from the listing$33
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $58,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $58,500
Interest rate6.00%
Loan term

Estimated payment

$3,857/mo

Principal & interest$3,157
PMI (est., until 20% equity)$219
Property taxes (actual bill)$288
HOA / condo fee$33
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $585K
$434KedgeAI estimate $555,045 · range $452K$813K$846K

vs edgeAI estimate

+5.4%

$/sqft vs FOREST OAKS

$358 vs $198

Days on market

58 vs 61 typical

Where $358/sqft sits among the 8 homes for sale in FOREST OAKS

5
2
0
0
1
0 · this home
$173–204$204–235$235–266$266–296$296–327$327+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Forest Oaks

Map of 5425 MATTHEW COURT inside its neighborhood boundary

Drive times from this address

Downtown Tampa67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Forest Oaks — neighborhood snapshot

Population

854

Median age

72

Median income

$53,524

Median home value

$287,800

Avg household

2

Households w/ children

38%

For the school run

Sarasota County School District

HighRiverview High School★★★★
ElementaryGulf Gate Elementary School★★★★★
MiddleBrookside Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$475K$493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

3 of 8

FOREST OAKS have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 167% above the SARASOTA 34231 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $585,000 $10K
Jun 10, 2026Listed at $595,000 · 58 days on market since
1996Built · FOREST OAKS

Reality check

What actually sold near 5425 MATTHEW COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5410 MATTHEW COURTSold · Aug ’25

$479,000

5410 MATTHEW COURT · same community

3 bd · 2 ba · 1,634 sqft · $293/sqft · 27 DOM

8185 PHILATELIC DRIVESold · Jun ’26

$280,500

8185 PHILATELIC DRIVE · same community

3 bd · 2 ba · 1,632 sqft · $172/sqft · 7 DOM

4014 TREETOP CIRCLESold · Mar ’26

$312,000

4014 TREETOP CIRCLE · same community

3 bd · 2 ba · 1,632 sqft · $191/sqft · 58 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5425 MATTHEW COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5425 MATTHEW COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

5425 MATTHEW COURT FAQs

What would the monthly payment be for 5425 MATTHEW COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,857/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5425 MATTHEW COURT?+

The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5425 MATTHEW COURT?+

The most recent tax bill on record (2025) was $3,460. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5425 MATTHEW COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $585,000, this home is listed about 3% above the Sarasota median of $569,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5425 MATTHEW COURT?+

Riverview High School (high), Gulf Gate Elementary School (elementary), Brookside Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$585,000 runs 167% above the SARASOTA 34231 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Riverview High School, Gulf Gate Elementary School, Brookside Middle School — Riverview High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $595,000, now $585,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of GULF SHORES REALTY ERA POWERED · Emilia Hankiewicz. MLS #N6144628.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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