David Ramirez
$439,000$445,0004 bd2 ba1,834 sqft$239 /sqft$2,997 /mo all-in ↓

3638 LUBEC AVENUE, NORTH PORT, FL, 34287

Active60 days on marketListed Jun 7, 2026MLS #N6144611

Reduced $6KNew constructionSingle Family ResidencePORT CHARLOTTE SUB 10

About this home

3638 LUBEC AVENUE

One or more photo(s) has been virtually staged. Welcome to a home that truly stands above the rest. Owner offering 1% to Help with closing costs This stunning 2026-built residence combines luxury, quality, and modern design to create an exceptional living experience in one of North Port's most desirable locations. From the moment you arrive, the impressive elevation, beautiful architecture, and expansive 8-car paver driveway set the tone for what awaits inside. Built with solid concrete block construction, hurricane-impact windows and sliders, and located in a no-flood zone, this home offers both peace of mind and lasting value. Step through the front door and be captivated by soaring ceilings, custom architectural details, and an expansive open-concept floor plan designed for both everyday living and unforgettable entertaining. The heart of the home is a breathtaking chef's kitchen featuring top-of-the-line finishes, premium cabinetry, luxurious countertops, and an oversized island that seamlessly connects to the spacious living and dining areas. The thoughtfully designed split-bedroom floor plan provides privacy and comfort, while every room showcases exceptional craftsmanship through premium flooring, designer tile work, upscale plumbing fixtures, and high-end finishes throughout. Every detail has been carefully selected to create an atmosphere of elegance, sophistication, and warmth. Perfectly positioned in a highly sought-after area with excellent schools, this home offers convenient access to everything Southwest Florida has to offer. Enjoy being just minutes from the vibrant new downtown Wellen Park, beautiful Gulf Coast beaches, the world-famous Warm Mineral Springs, major shopping and dining destinations, and a brand-new hospital currently under development nearby. This is more than just a house—it's a statement of quality, luxury, and lifestyle. Opportunities to own a home of this caliber are rare. Schedule your private showing today and experience firsthand what makes this extraordinary property truly unforgettable.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,834

Sqft

0.23 ac

Lot size

2

Garage

2026

Year built

One

Levels

$239

Per sqft

Inside

FlooringLuxury Vinyl · Porcelain Tile
AppliancesDishwasher · Disposal · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouth
ParkingOversized
ExteriorFrench Doors · Lighting · Private Entrance · Private Mailbox · Private Yard · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$703/yr

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Street Lights
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,997 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,584
FHA mortgage insurance (est.)$194
Property tax — 2025 actual bill$59
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,365Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,365
Interest rate6.00%
Loan term

Estimated payment

$2,997/mo

Principal & interest$2,584
FHA mortgage insurance (est.)$194
Property taxes (actual bill)$59
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $439K
$320KedgeAI estimate $348,889 · range $333K$411K$457K

vs edgeAI estimate

+25.8%

$/sqft vs PORT CHARLOTTE SUB 10

$239 vs $215

Days on market

60 vs 53 typical

Where $239/sqft sits among the 16 homes for sale in PORT CHARLOTTE SUB 10

3
2
7
2 · this home
1
1
$141–173$173–204$204–236$236–267$267–299$299+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Blue Ridge - Salford

Map of 3638 LUBEC AVENUE inside its neighborhood boundary

Get to know North Port. See the full North Port guide →

Blue Ridge - Salford — neighborhood snapshot

Population

6,177

Median age

49

Median income

$95,032

Median home value

$283,397

Avg household

3

Households w/ children

629

For the school run

Sarasota County School District

ElementaryCranberry Elementary School★★★★
HighNorth Port High School★★★★★
MiddleHeron Creek Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The North Port market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$316K$304K

North Port median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

11 of 16

PORT CHARLOTTE SUB 10 have cut their price

Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 268% above the NORTH PORT 34287 median. See the full North Port market guide →

Paper trail

This home's history

CurrentPrice reduced to $439,000 $6K
Jun 7, 2026Listed at $445,000 · 60 days on market since
2026Built · PORT CHARLOTTE SUB 10

Reality check

What actually sold near 3638 LUBEC AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3991 NEMO AVENUESold · Dec ’25

$332,000

3991 NEMO AVENUE · same community

3 bd · 2 ba · 1,842 sqft · $180/sqft · 31 DOM

1431 TORINO STREETSold · Mar ’26

$344,500

1431 TORINO STREET · same community

3 bd · 2 ba · 1,862 sqft · $185/sqft · 19 DOM

3865 SLAYTON AVENUESold · Jan ’26

$275,000

3865 SLAYTON AVENUE · same community

2 bd · 2 ba · 1,660 sqft · $166/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3638 LUBEC AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3638 LUBEC AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

3638 LUBEC AVENUE FAQs

What would the monthly payment be for 3638 LUBEC AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,997/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3638 LUBEC AVENUE?+

The most recent tax bill on record (2025) was $703. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in North Port?+

At $439,000, this home is listed about 31% above the North Port median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3638 LUBEC AVENUE?+

Cranberry Elementary School (elementary), North Port High School (high), Heron Creek Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$439,000 runs 268% above the NORTH PORT 34287 median.

02Strong assigned schools

Cranberry Elementary School, North Port High School, Heron Creek Middle School — Cranberry Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $445,000, now $439,000 — a $6K cut. The full history is in the market section below.

Listing courtesy of RE/MAX PALM REALTY OF VENICE · David Melman. MLS #N6144611.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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