David Ramirez
$354,900$365,0003 bd2 ba1,499 sqft$237 /sqft$2,473 /mo all-in ↓

3763 RAGEN STREET, NORTH PORT, FL, 34287

Active70 days on marketListed Jun 1, 2026MLS #N6144555

Reduced $10KNew constructionSingle Family ResidencePORT CHARLOTTE SUB 35

About this home

3763 RAGEN STREET

Available for immediate occupancy, this stunning BRAND-NEW custom-built home offers modern design, quality craftsmanship, and the convenience of RARE city water and sewer service. Thoughtfully designed with a desirable split-bedroom floor plan, this 3-bedroom, 2-bath residence offers 1,500 square feet under air and 2,165 total square feet. Soaring 10-foot ceilings throughout, elegant tray ceiling details, and an open-concept layout create a bright and inviting living space filled with natural light. The interior showcases neutral contemporary finishes, luxury laminate flooring throughout the entire home, and a seamless flow between the living, dining, and kitchen areas. The designer kitchen is beautifully appointed with white soft-close cabinetry, quartz countertops, ample workspace, and a complete appliance package, making it ideal for both everyday living and entertaining. All appliances are included, along with installed lighting fixtures, ceiling fans, and window treatments, providing a truly move-in-ready experience. The spacious primary suite offers privacy and comfort, while the split-bedroom design creates an ideal layout for family members and guests. The well-appointed bathrooms continue the home's modern aesthetic with quality finishes and thoughtful design. Built for durability, energy efficiency, and peace of mind, this home features impact-resistant windows and doors throughout, 5" R-20 spray foam insulation throughout the attic including the garage, a water softener system, gutters surrounding the entire home, and ALL underground utilities, including an underground backflow valve. A dedicated generator inlet allows you to safely connect a portable generator directly to the home's electrical system during power outages. The spacious two-car garage provides additional storage and functionality. Ideally situated in a quiet North Port neighborhood, this exceptional location places you just minutes from the vibrant downtown of Wellen Park, offering an exciting mix of restaurants, shopping, entertainment, community events, and medical facilities. Nearby golf courses, parks, walking trails, and recreational opportunities make it easy to enjoy the Florida lifestyle. Sports enthusiasts will appreciate the close proximity to CoolToday Park, the Spring Training home of the Atlanta Braves. Beautiful Gulf Coast beaches, including Manasota Key, are approximately 30 minutes away, offering soft sand, turquoise waters, and world-class sunsets. Convenient access to U.S. 41 (Tamiami Trail) and Interstate 75 provides easy travel to Venice, Sarasota, Punta Gorda, Boca Grande, Fort Myers, and Tampa. Multiple regional airports are also within easy reach for both business and leisure travel. Located in desirable Flood Zone X, where flood insurance is typically not required by lenders, and with no HOA fees, deed restrictions, or CDD fees, this exceptional new-construction home offers the perfect combination of modern comfort, energy efficiency, premium upgrades, and an outstanding Southwest Florida location.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,499

Sqft

0.23 ac

Lot size

2

Garage

2026

Year built

One

Levels

$237

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCathedral Ceiling(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSoutheast
ParkingDriveway · Garage Door Opener · Ground Level
ExteriorLighting · Private Entrance · Private Yard · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$799/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,473 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,089
FHA mortgage insurance (est.)$157
Property tax — 2025 actual bill$67
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,422Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,422
Interest rate6.00%
Loan term

Estimated payment

$2,473/mo

Principal & interest$2,089
FHA mortgage insurance (est.)$157
Property taxes (actual bill)$67
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $355K
$224KedgeAI estimate $292,021 · range $233K$324K$369K

vs edgeAI estimate

+21.5%

$/sqft vs North Port actives

$237 vs $200

Days on market

70 vs 53 typical

Where $237/sqft sits among the 400 North Port actives

49
65
125
84 · this home
47
30
$115–147$147–178$178–209$209–240$240–272$272+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Blue Ridge - Salford

Map of 3763 RAGEN STREET inside its neighborhood boundary

Get to know North Port. See the full North Port guide →

Blue Ridge - Salford — neighborhood snapshot

Population

6,177

Median age

49

Median income

$95,032

Median home value

$283,397

Avg household

3

Households w/ children

629

For the school run

Sarasota County School District

ElementaryCranberry Elementary School★★★★
HighNorth Port High School★★★★★
MiddleHeron Creek Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The North Port market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$316K$304K

North Port median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

191 of 400

North Port actives have cut their price

Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 198% above the NORTH PORT 34287 median. See the full North Port market guide →

Paper trail

This home's history

CurrentPrice reduced to $354,900 $10K
Jun 1, 2026Listed at $365,000 · 70 days on market since
2026Built · PORT CHARLOTTE SUB 35

Reality check

What actually sold near 3763 RAGEN STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3759 SANTANA STREETSold · Mar ’26

$416,000

3759 SANTANA STREET · same community

3 bd · 2 ba · 1,499 sqft · $278/sqft · 124 DOM

3784 FONTAINEBLEAU STREETSold · Apr ’26

$324,300

3784 FONTAINEBLEAU STREET · same community

3 bd · 2 ba · 1,499 sqft · $216/sqft · 50 DOM

3930 SESAME STREETSold · Feb ’26

$375,000

3930 SESAME STREET · same community

3 bd · 2 ba · 1,628 sqft · $230/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3763 RAGEN STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3763 RAGEN STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

3763 RAGEN STREET FAQs

What would the monthly payment be for 3763 RAGEN STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,473/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3763 RAGEN STREET?+

The most recent tax bill on record (2025) was $799. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in North Port?+

At $354,900, this home is listed about 6% above the North Port median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3763 RAGEN STREET?+

Cranberry Elementary School (elementary), North Port High School (high), Heron Creek Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$354,900 runs 198% above the NORTH PORT 34287 median.

02Strong assigned schools

Cranberry Elementary School, North Port High School, Heron Creek Middle School — Cranberry Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $365,000, now $354,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of SAPPHIRE SUMMIT REALTY · Olga Brock. MLS #N6144555.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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