10315 CORTEZ ROAD W UNIT 58-3, BRADENTON, FL, 34210
Active75 days on marketListed May 21, 2026MLS #N6144430
About this home
10315 CORTEZ ROAD W UNIT 58-3
Beautifully Renovated & Fully Furnished Retreat in Paradise Bay Estates! Welcome to your own private escape in the highly desirable 55+ community of Paradise Bay Estates. This charming 1-bedroom, 1-bath home has been completely revitalized following Hurricane Helene (September 2024), featuring a brand-new roof installed in December 2024 and a fully updated interior that feels fresh, modern, and move-in ready.Ideally located just 2 miles from Anna Maria Island, you’ll enjoy easy access by car, bike, boat, or even a relaxing walk to some of Florida’s most stunning beaches.Inside, the home offers a bright, open layout with thoughtfully curated décor and a rare king-sized bed—an uncommon luxury in a one-bedroom home. For guests, the living area includes a comfortable queen sleeper sofa, making hosting easy and convenient.This property is being offered turnkey furnished, so you can step right in and start enjoying the coastal lifestyle from day one.Outside, you’ll find a charming gazebo and a stylish river rock driveway that enhance both curb appeal and outdoor living. It’s the perfect space to relax, entertain, or unwind in the Florida sunshine.Paradise Bay Estates lives up to its name with an active, welcoming community atmosphere. Residents enjoy access to a heated pool and spa, a lively clubhouse, and a full calendar of social events and activities. Take in breathtaking sunset views over Anna Maria Island and Longboat Key from the waterfront gazebos, or simply relax and enjoy the peaceful surroundings and abundant birdlife.Opportunities like this don’t come often—especially at this price point. Schedule your private showing today and start living your Florida dream.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
460
Sqft
0.02 ac
Lot size
1960
Year built
One
Levels
$337
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,398 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,398/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23%
$/sqft vs PARADISE BAY ESTATES CO-OP
$337 vs $255
Days on market
75 vs 55 typical
Where $337/sqft sits among the 7 homes for sale in PARADISE BAY ESTATES CO-OP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34210 — neighborhood snapshot
Population
17,301
Median age
56.3
Median income
$64,306
Median home value
$279,500
Avg household
2.09
Households w/ children
1,160
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
2 of 7
PARADISE BAY ESTATES CO-OP have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the BRADENTON 34210 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 10315 CORTEZ ROAD W UNIT 58-3
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$100,000
10315 CORTEZ RD W STREET UNIT 64-3 · same community
1 bd · 1 ba · 450 sqft · $222/sqft · 94 DOM
Sold · Dec ’25$158,000
10315 CORTEZ ROAD W UNIT 33-2 · same community
1 bd · 1 ba · 450 sqft · $351/sqft · 24 DOM
Sold · Jul ’26$97,000
10315 CORTEZ ROAD W UNIT 12-3 · same community
1 bd · 1 ba · 432 sqft · $225/sqft · 149 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10315 CORTEZ ROAD W UNIT 58-3 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10315 CORTEZ ROAD W UNIT 58-3 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10315 CORTEZ ROAD W UNIT 58-3 FAQs
What would the monthly payment be for 10315 CORTEZ ROAD W UNIT 58-3?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,398/mo — principal and interest, the actual property-tax bill, the $180/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10315 CORTEZ ROAD W UNIT 58-3?+
The association fee works out to $180 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10315 CORTEZ ROAD W UNIT 58-3?+
The most recent tax bill on record (2025) was $929. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10315 CORTEZ ROAD W UNIT 58-3?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $155,000, this home is listed about 60% below the Bradenton median of $389,650. The market section on this page shows how the area is trending.
Which schools are assigned to 10315 CORTEZ ROAD W UNIT 58-3?+
Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WHITE SANDS REALTY GROUP FL · Kano Keller. MLS #N6144430.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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