7045 WATERFORD PARKWAY, PUNTA GORDA, FL, 33950
Active101 days on marketListed Apr 28, 2026MLS #N6144085
About this home
7045 WATERFORD PARKWAY
Wake up to tranquil water views and spend your days soaking in the best of Southwest Florida living. This inviting home blends comfort, convenience and an active lifestyle. Outside, enjoy your private screened lanai, where a heated saltwater pool and expansive paver deck create the perfect setting for morning coffee, sunset cocktails or weekend gatherings overlooking the peaceful lake. Inside, the open floor plan offers effortless flow with easy-care tile throughout the main living areas and warm laminate flooring in the bedrooms. The spacious kitchen is designed for both function and connection, featuring a cozy dining nook, pantry and breakfast bar, ideal for casual meals or entertaining guests. The generously sized primary suite provides a relaxing retreat with a walk-in closet and en suite bath complete with dual sinks, a walk-in shower, a linen closet and a private water closet. Recent updates add peace of mind, including a new roof (2024) and accordion shutters (2026). Additional highlights include a dedicated laundry room and attached two-car garage. Residents enjoy a wealth of amenities, including two pools, a clubhouse, a fitness center, billiards, a card room, pickleball and bocce, perfect for staying active and social. The HOA enhances everyday ease by covering lawn care, trimming, irrigation and access to recreational facilities. Beyond the home, enjoy a vibrant lifestyle with convenient access to boating, fishing, and the charm of nearby Fishermen’s Village. You’re just minutes from historic downtown Punta Gorda, filled with local eateries, shops and waterfront parks and a short drive to Fort Myers and Punta Gorda airports, with easy access to Interstate 75 for seamless travel. This is more than a home, it’s a lifestyle defined by relaxation, recreation and the beauty of waterfront living.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,758
Sqft
0.19 ac
Lot size
2
Garage
2020
Year built
One
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,853 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,853/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.8%
$/sqft vs Punta Gorda actives
$228 vs $208
Days on market
101 vs 59 typical
Where $228/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Edison College Area
Get to know Punta Gorda. See the full Punta Gorda guide →
Edison College Area — neighborhood snapshot
Population
1,511
Median age
46
Median income
$40,411
Median home value
$239,900
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
193 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 7045 WATERFORD PARKWAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$300,000
7093 WATERFORD PARKWAY
3 bd · 2 ba · 1,758 sqft · $171/sqft · 40 DOM
Sold · Mar ’26$299,900
2219 CYPRESS ST
2 bd · 2 ba · 1,777 sqft · $169/sqft · 8 DOM
Sold · Dec ’25$250,000
2209 CYPRESS STREET
3 bd · 2 ba · 1,782 sqft · $140/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7045 WATERFORD PARKWAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7045 WATERFORD PARKWAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7045 WATERFORD PARKWAY FAQs
What would the monthly payment be for 7045 WATERFORD PARKWAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,853/mo — principal and interest, the actual property-tax bill, the $111/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7045 WATERFORD PARKWAY?+
The association fee works out to $111 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7045 WATERFORD PARKWAY?+
The most recent tax bill on record (2025) was $608. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7045 WATERFORD PARKWAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $400,000, this home is listed about 17% above the Punta Gorda median of $341,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7045 WATERFORD PARKWAY?+
Punta Gorda Middle School (middle), Charlotte High School (high), Sallie Jones Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$400,000 runs 49% above the PUNTA GORDA 33950 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Punta Gorda Middle School, Charlotte High School, Sallie Jones Elementary School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBYS INTL REALTY · Kevin Stanley, Pa. MLS #N6144085.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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