David Ramirez
$185,000$194,9002 bd2 ba1,365 sqft$136 /sqft$1,670 /mo all-in ↓

98 LAKEVIEW DRIVE, NORTH PORT, FL, 34287

Active98 days on marketListed Apr 24, 2026MLS #N6144056

Reduced $10KWaterfrontFully furnishedManufactured HomeHARBOR ISLES I

About this home

98 LAKEVIEW DRIVE

Enjoy peaceful waterfront living in this large, beautifully updated 2-bedroom home with stunning lake views, ideally located in the highly desired, pet friendly, land-owned community of Harbor Isles. With thoughtful upgrades and inviting spaces throughout, this home offers both comfort and style in a serene setting. The updated kitchen is a standout feature, showcasing white shaker cabinetry, granite countertops, and newer stainless-steel appliances (2021). It opens to a versatile bonus area that can easily serve as a dinette, TV room, or home office—perfect for today’s flexible lifestyle. The spacious living room is filled with natural light and positioned to capture beautiful lake views through its many windows, creating a calm and relaxing atmosphere. Just off the living room, the Florida room provides an ideal space to unwind or entertain, featuring tile flooring, glass windows, and uninterrupted views of the water. The guest bedroom offers direct access to this space, making it perfect for visitors. The guest bathroom has been tastefully updated with a modern vanity and a jacuzzi tub for a spa-like feel. The primary suite is generously sized and includes an oversized closet, along with an updated ensuite bath featuring double sinks, a modern vanity with quartz countertops, and a walk-in shower. This home has been well maintained with numerous important updates, including updated windows, a membrane roof, new metal roofs over the Florida room and shed, a 2025 hot water heater, a 2023 electric panel, and a 2017 AC system. Harbor Isles is a vibrant, amenity-rich community offering residents a marina with direct access to the Myakka River and Gulf of Mexico, a large clubhouse, fitness center, heated pool and spa, tennis and pickleball courts, shuffleboard, and a full calendar of social activities. Its prime location provides easy access to Gulf beaches, shopping, dining, and everything the Florida lifestyle has to offer. This is a wonderful opportunity to own a move-in ready home with beautiful lake views in one of the area’s most sought-after communities.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,365

Sqft

0.11 ac

Lot size

1980

Year built

One

Levels

$136

Per sqft

WaterfrontFurnishedPets allowed

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorLiving Room/Dining Room Combo
LaundryOther
CoolingCentral Air
HeatingCentral · Electric · Heat Pump
FurnishedFurnished

Outside & construction

RoofMembrane
ConstructionVinyl Siding · Wood Frame
FoundationCrawlspace
FacesSoutheast
ExteriorFrench Doors · Rain Gutters

Community & fees

HOA fee$196/mo
Taxes (2025)$1,723/yr
PetsBreed Restrictions, Number Limit, Size Limit, Yes
CommunityBoat Slip · Community Boat Ramp · Dock · Fishing · Lake · Marina · River · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Park · Pool · Tennis Court(s)

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,670 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,089
FHA mortgage insurance (est.)$82
Property tax — 2025 actual bill$144
HOA fee — from the listing$196
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,475Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,475
Interest rate6.00%
Loan term

Estimated payment

$1,670/mo

Principal & interest$1,089
FHA mortgage insurance (est.)$82
Property taxes (actual bill)$144
HOA / condo fee$196
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $185K
$163KedgeAI estimate $178,387 · range $169K$193K$201K

vs edgeAI estimate

+3.7%

$/sqft vs North Port actives

$136 vs $198

Days on market

98 vs 48 typical

Where $136/sqft sits among the 400 North Port actives

41 · this home
66
118
102
47
26
$114–144$144–175$175–205$205–235$235–265$265+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Harbor Isles

Map of 98 LAKEVIEW DRIVE inside its neighborhood boundary

Get to know North Port. See the full North Port guide →

Harbor Isles — neighborhood snapshot

Population

646

Median age

73

Median income

$46,382

Median home value

$160,301

Avg household

1

For the school run

Sarasota County School District

ElementaryGlenallen Elementary School★★★★★
MiddleHeron Creek Middle School★★★★★
HighNorth Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The North Port market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$316K$308K

North Port median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

166 of 400

North Port actives have cut their price

Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 54% above the NORTH PORT 34287 median. See the full North Port market guide →

Paper trail

This home's history

CurrentPrice reduced to $185,000 $10K
Apr 24, 2026Listed at $194,900 · 98 days on market since
1980Built · HARBOR ISLES I

Reality check

What actually sold near 98 LAKEVIEW DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16 NAUTICAL DRIVESold · Jun ’26

$135,000

16 NAUTICAL DRIVE · same community

2 bd · 2 ba · 1,379 sqft · $98/sqft · 105 DOM

22 NAUTICAL DRIVESold · Apr ’26

$70,000

22 NAUTICAL DRIVE · same community

2 bd · 2 ba · 1,344 sqft · $52/sqft · 318 DOM

21 NAUTICAL DRIVESold · Dec ’25

$133,500

21 NAUTICAL DRIVE · same community

2 bd · 2 ba · 1,159 sqft · $115/sqft · 71 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 98 LAKEVIEW DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 98 LAKEVIEW DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

98 LAKEVIEW DRIVE FAQs

What would the monthly payment be for 98 LAKEVIEW DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,670/mo — principal and interest, the actual property-tax bill, the $196/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 98 LAKEVIEW DRIVE?+

The association fee works out to $196 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 98 LAKEVIEW DRIVE?+

The most recent tax bill on record (2025) was $1,723. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 98 LAKEVIEW DRIVE?+

The listing reports pets: Breed Restrictions, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in North Port?+

At $185,000, this home is listed about 45% below the North Port median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to 98 LAKEVIEW DRIVE?+

Glenallen Elementary School (elementary), Heron Creek Middle School (middle), North Port High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$185,000 runs 54% above the NORTH PORT 34287 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

98 days on market against a North Port median of 48 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $194,900, now $185,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of MICHAEL SAUNDERS & COMPANY · Mindy Buckley. MLS #N6144056.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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