David Ramirez
$405,000$450,0003 bd2 ba1,920 sqft$211 /sqft$3,057 /mo all-in ↓

1538 KEYHOLE STREET, NORTH PORT, FL, 34288

Active107 days on marketListed Apr 22, 2026MLS #N6143973

Reduced $45KSingle Family ResidencePORT CHARLOTTE SUB 33

About this home

1538 KEYHOLE STREET

Welcome to this beautifully appointed Zwiercan Homes residence, offering nearly 2,000 square feet of thoughtfully designed living space in a desirable North Port location. Created for both everyday living and entertaining, this 3-bedroom, 2-bath floor plan combines style, comfort, and functionality throughout. The open living area is enhanced by soaring tray ceilings, crown molding, and French doors that lead to an oversized patio with room for a pool. The private owner’s suite is situated on one side of the home and offers two walk-in closets, along with a spacious, spa-like en suite, and a transom window that fills the room with soft natural light. The chef’s kitchen is appointed with granite countertops, a tiled backsplash, and stainless steel appliances. Guest bedrooms and the secondary bath are positioned with a private entry off the kitchen, and the bath includes a walk-in shower for added accessibility. Situated on a spacious homesite with no deed restrictions and adjacent to vacant lots on the side and rear, the property offers exceptional privacy and flexibility. The exterior features upgraded landscaping, additional driveway space, a fully fenced perimeter, and a large three-car garage. An advanced water filtration system adds another layer of comfort and convenience. With its thoughtful layout, upgraded finishes, and prime location, this home is a standout opportunity in North Port. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,920

Sqft

0.25 ac

Lot size

3

Garage

2019

Year built

One

Levels

$211

Per sqft

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Dryer · Electric Water Heater · Kitchen Reverse Osmosis System · Microwave
InteriorAccessibility Features · Built-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock · Slab
FacesSouthwest
ExteriorFrench Doors · Hurricane Shutters · Lighting · Rain Gutters

Community & fees

Taxes (2025)$4,006/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,057 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,384
FHA mortgage insurance (est.)$179
Property tax — 2025 actual bill$334
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,175Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,175
Interest rate6.00%
Loan term

Estimated payment

$3,057/mo

Principal & interest$2,384
FHA mortgage insurance (est.)$179
Property taxes (actual bill)$334
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $405K
$308KedgeAI estimate $333,073 · range $321K$346K$421K

vs edgeAI estimate

+21.6%

$/sqft vs PORT CHARLOTTE SUB 33

$211 vs $199

Days on market

107 vs 52 typical

Where $211/sqft sits among the 14 homes for sale in PORT CHARLOTTE SUB 33

1
11 · this home
1
0
0
1
$165–188$188–212$212–235$235–259$259–282$282+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Toledo Blade

Map of 1538 KEYHOLE STREET inside its neighborhood boundary

Get to know North Port. See the full North Port guide →

Toledo Blade — neighborhood snapshot

Population

2,167

Median age

35

Median income

$82,156

Median home value

$353,500

Avg household

3

Households w/ children

420

For the school run

Sarasota County School District

ElementaryToledo Blade Elementary School★★★★
MiddleWoodland Middle School★★★★★
HighNorth Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The North Port market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$316K$304K

North Port median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

7 of 14

PORT CHARLOTTE SUB 33 have cut their price

Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1520% above the NORTH PORT 34288 median. See the full North Port market guide →

Paper trail

This home's history

CurrentPrice reduced to $405,000 $45K
Apr 22, 2026Listed at $450,000 · 107 days on market since
2019Built · PORT CHARLOTTE SUB 33

Reality check

What actually sold near 1538 KEYHOLE STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1420 NUCELLI ROADSold · May ’26

$300,000

1420 NUCELLI ROAD · same community

3 bd · 2 ba · 1,932 sqft · $155/sqft · 3 DOM

2531 KABBABY STREETSold · Oct ’25

$435,000

2531 KABBABY STREET · same community

3 bd · 2 ba · 1,932 sqft · $225/sqft · 39 DOM

1566 KNOTTY PINE AVENUESold · May ’26

$300,000

1566 KNOTTY PINE AVENUE · same community

3 bd · 2 ba · 1,932 sqft · $155/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1538 KEYHOLE STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1538 KEYHOLE STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

1538 KEYHOLE STREET FAQs

What would the monthly payment be for 1538 KEYHOLE STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,057/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1538 KEYHOLE STREET?+

The most recent tax bill on record (2025) was $4,006. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in North Port?+

At $405,000, this home is listed about 21% above the North Port median of $334,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1538 KEYHOLE STREET?+

Toledo Blade Elementary School (elementary), Woodland Middle School (middle), North Port High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$405,000 runs 1520% above the NORTH PORT 34288 median.

02Time on market is leverage

107 days on market against a North Port median of 52 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Toledo Blade Elementary School, Woodland Middle School, North Port High School — Toledo Blade Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $450,000, now $405,000 — a $45K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Michelle Hupp. MLS #N6143973.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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