11809 ACORN WOODS TERRACE, LAKEWOOD RANCH, FL, 34202
Active124 days on marketListed Apr 13, 2026MLS #N6143866
About this home
11809 ACORN WOODS TERRACE
Discover the perfect blend of luxury, comfort, and true Florida living in this 3 bedroom (PLUS LOFT), 2.5 bath residence in the established community of Summerfield in Lakewood Ranch. NEW ROOF in 2022 and NEW HURRICANE WINDOWS in 2019 & 2020! NEW TANKLESS WATER HEATER 2025!This unique property is situated on a quiet cul de sac with a wooded view in the backyard! Step inside this charming home and you will immediately notice the soaring ceilings, gorgeous tile floors in the foyer & kitchen, abundant natural light, and a view of the private backyard. The open kitchen has a neutral color palette, stainless appliances, pantry, and a breakfast bar— perfect for entertaining your guests! There is an updated half bath near the kitchen for convenience. The generous primary suite is located near the great room and features a large walk-in closet, renovated bathroom, entrance to the screened lanai, and plenty of room for a king sized bed. The bathroom has a HUGE vanity with dual sinks, gorgeous re-tiled walk-in shower and soaker tub. Upstairs you’ll find two roomy guest bedrooms with walk-in closets, a full bathroom, and a loft— perfect for an office, 2nd TV room, or hobby! Downstairs near the kitchen is the laundry room with entrance to the 2 car garage. The great room provides access to the screened lanai through the wall of sliding glass doors. PLUS— the backyard is FULLY FENCED with privacy fencing! The Summerfield Park is just a bike ride away from this home with three playgrounds, rock wall, tennis courts, pickle ball courts, basketball court, baseball and soccer fields, jogging paths, and more.This community is also close to scenic walking trails at Heron’s Nest Nature Park & Greenbrook Adventure Park. Lots of walking/jogging paths within the community too. Summerfield is located within Lakewood Ranch’s A Rated school districts— McNeal Elementary, Nolan Middle, and Lakewood Ranch High. Enjoy quick access to Main Street Lakewood Ranch with its shops, restaurants, boutiques, theater, and vibrant community events. The annual CDD fee is already included in the taxes shown in this listing (not an additional fee.) The HOA fee is only $102 annually! Monthly electric bill is $90-$180, monthly gas bill is $38, and water bill is $89. Insurance is $3100 per year. This home is in an X flood zone so mortgage lenders will not require flood insurance. (See floorplan in photos.) BUYER FINANCING FELL THROUGH!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,115
Sqft
0.15 ac
Lot size
2
Garage
2000
Year built
Two
Levels
$225
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,780 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,780/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.8%
$/sqft vs Lakewood Ranch actives
$225 vs $276
Days on market
124 vs 52 typical
Where $225/sqft sits among the 264 Lakewood Ranch actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakewood Ranch. See the full Lakewood Ranch guide →
Summerfield Village — neighborhood snapshot
Population
2,875
Median age
49
Median income
$136,556
Median home value
$475,908
Avg household
3
Households w/ children
241
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakewood Ranch market
$577K → $579K
Lakewood Ranch median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
124 of 264
Lakewood Ranch actives have cut their price
Median sold price, Lakewood Ranch, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the LAKEWOOD RANCH 34202 median. See the full Lakewood Ranch market guide →
Paper trail
This home's history
Reality check
What actually sold near 11809 ACORN WOODS TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$316,000
12026 WINDING WOODS WAY · same community
3 bd · 2 ba · 1,720 sqft · $184/sqft · 3 DOM
Sold · May ’26$410,000
12069 WINDING WOODS WAY · same community
3 bd · 2 ba · 1,263 sqft · $325/sqft · 9 DOM
Sold · Jun ’26$525,000
7102 BLUEBELL COURT
3 bd · 2 ba · 2,093 sqft · $251/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11809 ACORN WOODS TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11809 ACORN WOODS TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11809 ACORN WOODS TERRACE FAQs
What would the monthly payment be for 11809 ACORN WOODS TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,780/mo — principal and interest, the actual property-tax bill, the $9/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11809 ACORN WOODS TERRACE?+
The association fee works out to $9 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11809 ACORN WOODS TERRACE?+
The most recent tax bill on record (2025) was $7,264. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11809 ACORN WOODS TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakewood Ranch?+
At $474,900, this home is listed about 21% below the Lakewood Ranch median of $598,995. The market section on this page shows how the area is trending.
Which schools are assigned to 11809 ACORN WOODS TERRACE?+
Gilbert W McNeal Elementary School (elementary), R. Dan Nolan Middle School (middle), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the LAKEWOOD RANCH 34202 market on paper
$474,900 is 21% below the LAKEWOOD RANCH 34202 median of $599,000, and at $225/sqft it sits under the Lakewood Ranch average of $314.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
124 days on market against a Lakewood Ranch median of 52 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Gilbert W McNeal Elementary School, R. Dan Nolan Middle School, Lakewood Ranch High School — Gilbert W McNeal Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $489,900, now $474,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ON THE WATER S · Brittany Coleman, PLLC. MLS #N6143866.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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