620 CERVINA DRIVE S, VENICE, FL, 34285
Pending103 days on marketListed Apr 12, 2026MLS #N6143792
About this home
620 CERVINA DRIVE S
Welcome to your adorable little beach house in Venice—where this isn’t just a 55+ residence, it’s an entire lifestyle. 620 Cervina Drive offers the perfect turnkey, affordable beach getaway, ideal for seasonal living, investment, or full-time enjoyment. From the moment you arrive, you’ll feel the vibrant, social energy that makes this community so special.This amenity-rich neighborhood delivers resort-style living every single day. Enjoy access to two sparkling pools that are heated AND chilled, a relaxing hot tub, and a tropical tiki hangout perfect for unwinding with friends. Stay active with tennis (with an instructor available), shuffleboard, bocce ball, mini golf, and ping pong—or recharge in the dry sauna. Pickleball located off premise at Foxworthy Park. Inside the expansive clubhouse, you’ll find everything from a stylish billiards room and another for the card player, to a library and business center. Everyday conveniences like a laundry facility and complimentary ice maker make life easy and enjoyable. But what truly sets this community apart is the LIFESTYLE. There are countless groups and activities to plug into—arts and crafts, wellness programs, games, bingo nights, dance groups, community breakfasts, BBQs, and social events that turn neighbors into lifelong friends.Whether you're seeking sunshine, connection, or a carefree coastal escape, this is your opportunity to live the Florida dream—without the luxury price tag. Very low HOA includes tv/internet and lawn care.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
767
Sqft
0.1 ac
Lot size
1979
Year built
One
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,302 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,302/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.3%
Days on market
103 vs 47 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Venice Isle
Get to know Venice. See the full Venice guide →
Venice Isle — neighborhood snapshot
Population
869
Median age
74
Median income
$54,712
Median home value
$161,717
Avg household
2
Households w/ children
24%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Venice market
$390K → $389K
Venice median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
Median sold price, Venice, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the VENICE 34285 median. See the full Venice market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 620 CERVINA DRIVE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 620 CERVINA DRIVE S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
620 CERVINA DRIVE S FAQs
What would the monthly payment be for 620 CERVINA DRIVE S?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,302/mo — principal and interest, the actual property-tax bill, the $229/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 620 CERVINA DRIVE S?+
The association fee works out to $229 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 620 CERVINA DRIVE S?+
The most recent tax bill on record (2025) was $1,534. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 620 CERVINA DRIVE S?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Venice?+
At $124,000, this home is listed about 69% below the Venice median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 620 CERVINA DRIVE S?+
Venice Senior High School (high), Garden Elementary School (elementary), Venice Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the VENICE 34285 market on paper
$124,000 is 44% below the VENICE 34285 median of $222,450, and at $162/sqft it sits under the Venice average of $282.
02Time on market is leverage
103 days on market against a Venice median of 47 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Venice Senior High School, Garden Elementary School, Venice Middle School — Venice Senior High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $129,000, now $124,000 — a $5K cut. The full history is in the market section below.
Listing courtesy of COLDWELL BANKER REALTY · Sally Abdella LLC. MLS #N6143792.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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