David Ramirez
$199,000$224,0002 bd2 ba1,110 sqft$179 /sqft$1,670 /mo all-in ↓

435 CERROMAR LANE UNIT 326, VENICE, FL, 34293

Active163 days on marketListed Feb 12, 2026MLS #N6142886

Priced 36% below the VENICE 34293 medianReduced $25KCondominiumFARMINGTON VISTAS

About this home

435 CERROMAR LANE UNIT 326

Ground floor! This updated turnkey, end ground-floor unit in the beautiful community of Plantation Golf and Country Club with beautiful westerly views! This well-maintained two-bedroom, two-bath gem spans 1,110 square feet and is brimming with charm. Updates include hurricane windows and doors, 2024 new roof, new carpet and more. The kitchen is a delight featuring solid wood cabinetry, gently used appliances, breakfast bar and sleek granite countertops that make every meal prep feel special. The great room design feels open and flows effortlessly, creating a cozy yet spacious vibe for everyday living and includes your dining room area and living space. The primary suite is at front of the home and includes a delightful nook that bathes in natural sunlight with walls of windows. This nook extends the primary’s cozy retreat, offering a bright and airy space where you can sip your morning tea, read a favorite novel or simply soak in the warmth of the Florida sun. This spacious primary also includes a built-in desk, large walk-in closet and private en suite with tall cabinetry and walk-in shower. Toward back of the home, you will find the spacious and bright second bedroom with built-in closet and sliding glass door access to the lanai and near the second full bath making this a tropical oasis for guests. Go outside to enjoy golf course views that add a touch of serenity or relax on the screened lanai or open outdoor patio, both boasting westerly-facing views for those dreamy Florida sunsets. The laundry room is conveniently on the lanai in the large storage closet. Including a covered carport and storage room, ideal for your golf clubs and beach chairs. Nearby are the community heated pool, clubhouse and numerous grilling stations. Membership at the Plantation Golf & Country Club is optional. The club offers two golf courses, tennis, pickleball, fitness and dining. The well-established, amenity-rich Plantation development is conveniently just minutes to pristine beaches of the gulf, downtown Venice, Atlanta Braves spring training Cool Today Park, new downtown Wellen Park, shopping, new Sarasota Memorial Hospital and dining.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,110

Sqft

26.2 ac

Lot size

1984

Year built

Two

Levels

$179

Per sqft

Golf Course & Water viewTurnkeyPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Closet · Outside
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofTile
ConstructionBrick · Stucco
FoundationSlab
ViewGolf Course · Water
FacesNorthwest
ParkingCovered · Ground Level
ExteriorHurricane Shutters · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2024)$3,007/yr
PetsYes
CommunityBuyer Approval Required · Community Mailbox · Deed Restrictions · Golf · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,670 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,171
FHA mortgage insurance (est.)$88
Property tax — 2024 actual bill$251
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,965Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,965
Interest rate6.00%
Loan term

Estimated payment

$1,670/mo

Principal & interest$1,171
FHA mortgage insurance (est.)$88
Property taxes (actual bill)$251
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $199K
$191KedgeAI estimate $205,296 · range $199K$212K$221K

vs edgeAI estimate

−3.1%

$/sqft vs FARMINGTON VISTAS

$179 vs $203

Days on market

163 vs 47 typical

Where $179/sqft sits among the 6 homes for sale in FARMINGTON VISTAS

2
1 · this home
1
0
1
1
$152–174$174–195$195–217$217–238$238–260$260+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gardens Of St Andrews Park

Map of 435 CERROMAR LANE UNIT 326 inside its neighborhood boundary

Get to know Venice. See the full Venice guide →

Gardens Of St Andrews Park — neighborhood snapshot

Population

3,460

Median age

73

Median income

$82,211

Median home value

$356,300

Avg household

2

Households w/ children

126

For the school run

Sarasota County School District

ElementaryTaylor Ranch Elementary School★★★★★
MiddleVenice Middle School★★★★
HighVenice Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Venice market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$390K$389K

Venice median sold, yr/yr

95.5%

Sale-to-list ratio (12 mo)

1 of 6

FARMINGTON VISTAS have cut their price

Median sold price, Venice, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 36% below the VENICE 34293 median. See the full Venice market guide →

Paper trail

This home's history

CurrentPrice reduced to $199,000 $25K
Feb 12, 2026Listed at $224,000 · 163 days on market since
1984Built · FARMINGTON VISTAS

Reality check

What actually sold near 435 CERROMAR LANE UNIT 326

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

446 CERROMAR ROAD UNIT 293Sold · May ’26

$224,000

446 CERROMAR ROAD UNIT 293 · same community

2 bd · 2 ba · 1,110 sqft · $202/sqft · 42 DOM

454 CERROMAR ROAD UNIT 275Sold · May ’26

$175,000

454 CERROMAR ROAD UNIT 275 · same community

2 bd · 2 ba · 1,110 sqft · $158/sqft · 76 DOM

448 CERROMAR ROAD UNIT 289Sold · Nov ’25

$168,000

448 CERROMAR ROAD UNIT 289 · same community

2 bd · 2 ba · 1,110 sqft · $151/sqft · 91 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 435 CERROMAR LANE UNIT 326 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 435 CERROMAR LANE UNIT 326 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

435 CERROMAR LANE UNIT 326 FAQs

What would the monthly payment be for 435 CERROMAR LANE UNIT 326?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,670/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 435 CERROMAR LANE UNIT 326?+

The most recent tax bill on record (2024) was $3,007. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 435 CERROMAR LANE UNIT 326?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Venice?+

At $199,000, this home is listed about 50% below the Venice median of $399,000. The market section on this page shows how the area is trending.

Which schools are assigned to 435 CERROMAR LANE UNIT 326?+

Taylor Ranch Elementary School (elementary), Venice Middle School (middle), Venice Senior High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the VENICE 34293 market on paper

$199,000 is 36% below the VENICE 34293 median of $309,000, and at $179/sqft it sits under the Venice average of $282.

02Golf Course & Water views

The golf course and water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

163 days on market against a Venice median of 47 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Taylor Ranch Elementary School, Venice Middle School, Venice Senior High School — Taylor Ranch Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $224,000, now $199,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of PREMIER SOTHEBYS INTL REALTY · Crystal Cosby, LLC. MLS #N6142886.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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