7180 SUMMER STREET, ENGLEWOOD, FL, 34224
Active175 days on marketListed Feb 11, 2026MLS #N6142797
About this home
7180 SUMMER STREET
Experience refined coastal living with this .27-acre homesite just 6.4 miles from Englewood Beach. Ideally located in a desirable Englewood neighborhood with public water, this property offers the perfect canvas for a custom coastal retreat. Enjoy close proximity to area beaches, boating, golf courses, dining, and shopping—capturing the best of Florida’s relaxed coastal lifestyle. The lot is not located in a flood zone (X) and offers the freedom of no HOA fees, providing both flexibility and peace of mind. Whether building a primary residence, vacation home, or holding as an investment, this property presents exceptional potential. Additionally, the Charlotte County one-time scrub jay fee has already been paid and is transferable to the new owner, adding significant value and easing the building process. A rare opportunity to own a buildable homesite in a prime coastal location.
Facts & features
The home at a glance
0.27 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$424 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$424/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Englewood East
Get to know Englewood. See the full Englewood guide →
Englewood East — neighborhood snapshot
Population
12,116
Median age
58
Median income
$62,950
Median home value
$270,898
Avg household
2
Households w/ children
673
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$330K → $330K
Englewood median sold, yr/yr
94.6%
Sale-to-list ratio (12 mo)
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% below the ENGLEWOOD 34224 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 7180 SUMMER STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$272,900
10341 GREENWAY AVENUE · same community
2 bd · 2 ba · 930 sqft · $293/sqft · 227 DOM
Sold · Sep ’25$220,000
7437 BASS STREET · same community
2 bd · 2 ba · 960 sqft · $229/sqft · 15 DOM
Sold · Aug ’25$278,100
7140 TEABERRY STREET · same community
2 bd · 2.5 ba · 1,142 sqft · $244/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7180 SUMMER STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7180 SUMMER STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7180 SUMMER STREET FAQs
What would the monthly payment be for 7180 SUMMER STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $424/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7180 SUMMER STREET?+
The most recent tax bill on record (2025) was $675. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Englewood?+
At $32,900, this home is listed about 91% below the Englewood median of $362,500. The market section on this page shows how the area is trending.
Which schools are assigned to 7180 SUMMER STREET?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Kristina Avens. MLS #N6142797.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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