David Ramirez

ALFA TERRACE, NORTH PORT, FL, 34286

Active257 days on marketListed Nov 19, 2025MLS #N6141535

PORT CHARLOTTE SUB 05

About this home

ALFA TERRACE

RARE OPPORTUNITY – 5.3 ACRES CANAL FRONT IN A HIGH-DEMAND AREA OF NORTH PORT! One of the last remaining vacant tracts in this extremely popular neighborhood just off Cranberry Blvd! This expansive 5.3-acre R-1 zoned property offers endless potential for builders, developers, or anyone seeking to create their Florida dream oasis. Surrounded by city-maintained streets with streetlights and power poles already in place, and CITY WATER AVAILABLE, this prime parcel checks all the boxes for convenience, accessibility, and future growth. Attention builders: the size, location, and zoning make this an ideal opportunity for a small residential community, luxury estate homes, or a secluded private compound. North Port is one of the fastest-growing cities in the entire country, and parcels of this size simply do not come up often. Potential to subdivide and rezone. Perfectly situated just minutes from Wellen Park, Warm Mineral Springs, Siesta Key, Venice Beaches, shopping, dining, and medical facilities—including the NEW Sarasota Memorial Hospital now under construction. This area continues to explode with new development, making this the ideal time to secure your footprint. No verbal offers will be considered. Don’t miss your chance to own a rare piece of North Port’s future!

Facts & features

The home at a glance

5.37 ac

Lot size

Inside

Outside & construction

FacesNorthwest

Community & fees

Taxes (2024)$3,150/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electrical Nearby · Electricity Available · Phone Available · Private · Street Lights · Telephone Nearby · Utility Pole · Water Available
WaterPublic · See Remarks

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,173 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property tax — 2024 actual bill$263
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,990
Interest rate6.00%
Loan term

Estimated payment

$4,173/mo

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property taxes (actual bill)$263
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside North Port Gardens

Map of ALFA TERRACE inside its neighborhood boundary

Get to know North Port. See the full North Port guide →

North Port Gardens — neighborhood snapshot

Population

4,415

Median age

40

Median income

$74,049

Median home value

$306,400

Avg household

3

Households w/ children

748

For the school run

Sarasota County School District

ElementaryCranberry Elementary School★★★★
MiddleHeron Creek Middle School★★★★★
HighNorth Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The North Port market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$316K$308K

North Port median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2066% above the NORTH PORT 34286 median. See the full North Port market guide →

Paper trail

This home's history

Nov 19, 2025Listed at $649,900 · 257 days on market since

Reality check

What actually sold near ALFA TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2896 COLDWATER LANESold · May ’26

$247,000

2896 COLDWATER LANE · same community

2 bd · 2 ba · 1,043 sqft · $237/sqft · 28 DOM

3053 DRAPER TERRACESold · Jan ’26

$263,400

3053 DRAPER TERRACE · same community

3 bd · 2 ba · 1,188 sqft · $222/sqft · 65 DOM

3305 NANSEN LANESold · Sep ’25

$304,700

3305 NANSEN LANE · same community

3 bd · 2 ba · 1,233 sqft · $247/sqft · 42 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about ALFA TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for ALFA TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

ALFA TERRACE FAQs

What would the monthly payment be for ALFA TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,173/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on ALFA TERRACE?+

The most recent tax bill on record (2024) was $3,150. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in North Port?+

At $649,900, this home is listed about 94% above the North Port median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to ALFA TERRACE?+

Cranberry Elementary School (elementary), Heron Creek Middle School (middle), North Port High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$649,900 runs 2066% above the NORTH PORT 34286 median.

02Time on market is leverage

257 days on market against a North Port median of 48 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Cranberry Elementary School, Heron Creek Middle School, North Port High School — Cranberry Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA REALTY · Janine Brooks, LLC. MLS #N6141535.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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