12209 COTORRO AVENUE, NORTH PORT, FL, 34287
Active282 days on marketListed Oct 30, 2025MLS #N6141210
About this home
12209 COTORRO AVENUE
AT LAST — THE HOME OF YOUR DREAMS! NOT FLOOD ZONE!NO HOA! NO CDD!OVERSIZED LOT! NEWER ROOF with transferable warranty to the new buyer! NO HOA or CDD! This impressive property sits on an oversized double corner lot (15,250 sq. ft.) and offers 2 separate Mother-in-Law suites — perfect for multigenerational living, guests, or rental opportunities. Step inside and fall in love with the spacious layout featuring 5 bedrooms, 4 bathrooms, and an oversized 2-car garage. The home boasts soundproof construction, 10+ ft. high ceilings, and custom oversized windows that fill every room with Florida sunshine. Enjoy the extra-large enclosed Florida room, fully air-conditioned and finished with ceramic tile flooring — ideal for relaxing, entertaining, or creating your own indoor garden space. The elegant interior showcases gorgeous hardwood floors, ceramic tile in kitchen and baths, crown molding, and a formal dining room off the main living area. Located in the famous Warm Mineral Springs neighborhood, you’re just minutes away from the Warm Mineral Springs Park, shopping, dining, golfing, entertainment, medical facilities, award-winning beaches, the Myakka River, parks, and top-rated schools. And for baseball fans — this area is home to the Spring Training facility of the 2021 World Series Champions, the Atlanta Braves! Don’t delay… this one won’t last! Schedule your showing today!
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
2,420
Sqft
0.35 ac
Lot size
2
Garage
1999
Year built
One
Levels
$206
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,568 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,568/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs WARM MINERAL SPGS
$206 vs $216
Days on market
282 vs 53 typical
Where $206/sqft sits among the 21 homes for sale in WARM MINERAL SPGS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Port
Get to know North Port. See the full North Port guide →
NORTH PORT 34287 — neighborhood snapshot
Population
26,241
Median age
56.1
Median income
$64,229
Median home value
$235,400
Avg household
2.23
Households w/ children
2,263
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Port market
$316K → $304K
North Port median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
11 of 21
WARM MINERAL SPGS have cut their price
Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 316% above the NORTH PORT 34287 median. See the full North Port market guide →
Paper trail
This home's history
Reality check
What actually sold near 12209 COTORRO AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$325,000
217 SAN CARLOS AVENUE · same community
3 bd · 3 ba · 2,380 sqft · $137/sqft · 478 DOM
Sold · Oct ’25$230,000
12130 DORADO DRIVE · same community
4 bd · 2 ba · 2,140 sqft · $107/sqft · 61 DOM
Sold · May ’26$324,900
615 TOLEDO ROAD · same community
3 bd · 2 ba · 2,131 sqft · $152/sqft · 218 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12209 COTORRO AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12209 COTORRO AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12209 COTORRO AVENUE FAQs
What would the monthly payment be for 12209 COTORRO AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,568/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12209 COTORRO AVENUE?+
The most recent tax bill on record (2024) was $2,992. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in North Port?+
At $499,000, this home is listed about 49% above the North Port median of $334,950. The market section on this page shows how the area is trending.
Which schools are assigned to 12209 COTORRO AVENUE?+
Glenallen Elementary School (elementary), Heron Creek Middle School (middle), North Port High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$499,000 runs 316% above the NORTH PORT 34287 median — but at 2,420 sqft it's also 45% larger than the typical North Port listing.
02Time on market is leverage
282 days on market against a North Port median of 53 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $534,000, now $499,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY OF VENICE · Regina Melman. MLS #N6141210.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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