David Ramirez
$279,900$299,0002 bd2 ba1,341 sqft$209 /sqft$2,651 /mo all-in ↓

4841 WHISPERING OAKS DRIVE, NORTH PORT, FL, 34287

Active389 days on marketListed Jul 14, 2025MLS #N6139684

Reduced $19KFully furnishedVillaHERON CREEK

About this home

4841 WHISPERING OAKS DRIVE

HERON CREEK GOLF & COUNTRY CLUB! **** MOVE-IN READY **** FULLY FURNISHED*** 2 Bedroom/2 Bath/ villa with 2 car garage in the desirable community of Heron Creek Golf & Country Club! This SNAPPY well-kept maintenance free villa boasts a popular floor plan (KEY LARGO MODEL) with 2 bedrooms, 2 baths and is well suited for easy living & entertaining alike. Interior features include a desirable split bedroom layout. OPEN CONCEPT kitchen with lots of cabinetry and workspace, updated cool quartz counter tops & colorful Glass Mosaic backsplash. the kitchen also boasts 2 pantry closets, and a charming dinette and breakfast bar. The Master suite features a tray ceiling, double windows, walk in closet & double vanities. The guest bedroom suite is very private with ensuite full bath, great deep closet and is sunny and bright. The Great Room features upgraded flooring, high sliders that open to the screened lanai and shows light and bright with large windows throughout. Nice attached 2 car garage has lots of rooms for your cars and or toys. Act quickly as this sweet home is priced to sell!! A ***CUSTOM 4 SEAT GOLF CART *** is available under separate contract and is great for cruising around the community, cruising up to the club house or for Trivia Nite or dinner out or just to pick up groceries at the Publix plaza just outside the gates! HOA quarterly fees are very reasonable and include TV, FIBER OPTIC high speed internet, ground maintenance, exterior painting, irrigation, and mulching. ++NO CDD FEES++ Heron Creek offers exceptional amenities including a 21,000 sq. ft. clubhouse, 27 holes of Championship golf Arthur Hills design, resort style pool and spa, a robust social activity calendar, fitness center, Tennis courts and formal and casual dining options! Club Membership is required with three membership levels currently offered beginning at $279/mo. Conveniently located with easy access to I-75 and US 41, the Cocoa Plum Shopping District, Myakkahatchee Creek trails, Blue Ridge Park & Trendy Wellen Park,The Braves Stadium, Costco & Just 3 miles from the new 450 million dollar SMH Sarasota Memorial Hospital Campus coming to North Port at i-75 and Sumter Blvd!! This home would be an awesome snowbird winter retreat but also a wise investment property with a proven rental history! Awesome location Flood zone X ( Lenders will not require Flood insurance!) and Evacuation Zone D.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,341

Sqft

0.15 ac

Lot size

2

Garage

2003

Year built

One

Levels

$209

Per sqft

Park/Greenbelt viewFurnished

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewPark/Greenbelt
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$404/mo
Taxes (2024)$3,786/yr
PetsCats OK, Dogs OK
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Gated Community - Guard · Golf Carts OK · Golf · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Fiber Optics · Natural Gas Available · Sprinkler Recycled · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,651 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,648
FHA mortgage insurance (est.)$124
Property tax — 2024 actual bill$316
HOA fee — from the listing$404
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,797Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,797
Interest rate6.00%
Loan term

Estimated payment

$2,651/mo

Principal & interest$1,648
FHA mortgage insurance (est.)$124
Property taxes (actual bill)$316
HOA / condo fee$404
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $280K
$228KedgeAI estimate $252,580 · range $237K$274K$291K

vs edgeAI estimate

+10.8%

$/sqft vs HERON CREEK

$209 vs $229

Days on market

389 vs 52 typical

Where $209/sqft sits among the 18 homes for sale in HERON CREEK

2
3 · this home
3
5
3
2
$182–196$196–210$210–224$224–238$238–251$251+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heron Creek

Map of 4841 WHISPERING OAKS DRIVE inside its neighborhood boundary

Get to know North Port. See the full North Port guide →

Heron Creek — neighborhood snapshot

Population

1,949

Median age

63

Median income

$108,936

Median home value

$317,839

Avg household

2

Households w/ children

196

For the school run

Sarasota County School District

MiddleHeron Creek Middle School★★★★★
HighNorth Port High School★★★★★
ElementaryLamarque Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The North Port market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$316K$304K

North Port median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

8 of 18

HERON CREEK have cut their price

Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 133% above the NORTH PORT 34287 median. See the full North Port market guide →

Paper trail

This home's history

CurrentPrice reduced to $279,900 $19K
Jul 14, 2025Listed at $299,000 · 389 days on market since
2003Built · HERON CREEK

Reality check

What actually sold near 4841 WHISPERING OAKS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4827 WHISPERING OAKS DRIVESold · May ’26

$289,900

4827 WHISPERING OAKS DRIVE · same community

2 bd · 2 ba · 1,487 sqft · $195/sqft · 109 DOM

4693 WHISPERING OAKS DRIVESold · Sep ’25

$330,000

4693 WHISPERING OAKS DRIVE · same community

2 bd · 2 ba · 1,508 sqft · $219/sqft · 6 DOM

5064 WHISPERING OAKS DRIVESold · May ’26

$320,000

5064 WHISPERING OAKS DRIVE · same community

2 bd · 2 ba · 1,657 sqft · $193/sqft · 137 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4841 WHISPERING OAKS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4841 WHISPERING OAKS DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

4841 WHISPERING OAKS DRIVE FAQs

What would the monthly payment be for 4841 WHISPERING OAKS DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,651/mo — principal and interest, the actual property-tax bill, the $404/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4841 WHISPERING OAKS DRIVE?+

The association fee works out to $404 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4841 WHISPERING OAKS DRIVE?+

The most recent tax bill on record (2024) was $3,786. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4841 WHISPERING OAKS DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in North Port?+

At $279,900, this home is listed about 16% below the North Port median of $334,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4841 WHISPERING OAKS DRIVE?+

Heron Creek Middle School (middle), North Port High School (high), Lamarque Elementary School (elementary) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$279,900 runs 133% above the NORTH PORT 34287 median.

02Park/Greenbelt views

The park/greenbelt view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

389 days on market against a North Port median of 52 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $299,000, now $279,900 — a $19K cut. The full history is in the market section below.

Listing courtesy of POINTE OF PALMS REAL ESTATE · Louise Clapp. MLS #N6139684.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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