3958 2ND STREET NW, LAKELAND, FL, 33810
Active1 days on marketListed Aug 12, 2026MLS #L4964241
About this home
3958 2ND STREET NW
Virtually Staged. Check out this beautifully updated 3-bedroom, 1-bath home situated on a large, fully fenced corner lot! This charming country-style home has so much to offer, including an updated kitchen featuring white shaker cabinets, granite countertops, and plenty of storage and workspace. The home features a formal dining room and living room, along with a spacious family room just off the kitchen that is perfect for relaxing or entertaining. The updated bathroom includes a tub/shower combination, while modern energy-efficient windows provide added comfort and efficiency throughout the home. LVP flooring runs through the main living areas, with carpeting in the bedrooms for added comfort. Enjoy relaxing on the inviting country-style front porch in this quiet, established neighborhood. Additional features include a 2-car garage with an extra storage room, plus a dedicated laundry room with washer and dryer connections. With its spacious lot, updated interior, and comfortable layout, this home is ready for you to make it your own! Administration Fee: Upon approval tenants will be subject to a $250 one-time administration fee. This property is proud to offer deposit-free living to qualified renters through Obligo! We understand that moving costs can add up, so we want to extend financial flexibility to our residents. Resident Benefit Package (Included in rental amount): -Bi-monthly A/C Filter Delivery -$100,000 Tenant Liability Insurance/ $10,000 Content Coverage -PestShare Service -Identity Protection -Credit building (All Credit Bureaus) -Piñata Tenant Rewards Program -Tenant Portal Access: Online payments & submission of maintenance requests -24 Hour Emergency Maintenance Hotline -One time Late Fee Forgiveness -$500 Rebate after closing if you purchase a home with one of our preferred Realtors
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,100
Sqft
0.18 ac
Lot size
2
Garage
1951
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lakeland actives
$2 vs $193
Days on market
1 vs 44 typical
Where $2/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
The numbers that matter
The Lakeland market
$316K → $320K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
210 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LAKELAND 33810 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 3958 2ND STREET NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$140,000
6106 PINE AVENUE NW · same community
3 bd · 1 ba · 2,001 sqft · $70/sqft · 554 DOM
Sold · May ’26$225,000
5224 SHADYGLEN DRIVE
3 bd · 2 ba · 1,080 sqft · $208/sqft · 5 DOM
Sold · Jun ’26$100,000
5039 ROLLINGLEN LOOP E
3 bd · 2 ba · 1,134 sqft · $88/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3958 2ND STREET NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3958 2ND STREET NW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3958 2ND STREET NW FAQs
What would the monthly payment be for 3958 2ND STREET NW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3958 2ND STREET NW?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $1,800, this home is listed about 99% below the Lakeland median of $337,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the LAKELAND 33810 market on paper
$1,800 is 99% below the LAKELAND 33810 median of $333,945, and at $2/sqft it sits under the Lakeland average of $205.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Lakeland market that averages 44 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of S & D REAL ESTATE SERVICE LLC · Richard Eijo. MLS #L4964241.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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