David Ramirez
$1,049,0005 bd5.5 ba3,527 sqft$297 /sqft$6,517 /mo all-in ↓

156 CALADIUM AVENUE, LAKE ALFRED, FL, 33850

Active0 days on marketListed Aug 7, 2026MLS #L4964013

New constructionWaterfrontSingle Family ResidenceWATER RIDGE SUB

About this home

156 CALADIUM AVENUE

Wake up to shimmering lake views, grab your coffee, and step onto your private balcony as the water sets the tone for the day. This is the kind of home that turns everyday moments into something extraordinary. Located inside the gated community of Water Ridge, this newly built contemporary residence blends striking architecture, elevated finishes, and an incredible waterfront setting into a lifestyle that's hard to match. From the moment you step inside, soaring ceilings, a dramatic floating glass staircase, and expansive windows create a bright, inviting atmosphere while showcasing beautiful lake views throughout. At the heart of the home, the chef-inspired kitchen is designed to impress, featuring a massive waterfall island, custom cabinetry, sleek designer finishes, and smart WiFi-enabled appliances that make everyday living effortless. The open-concept layout flows seamlessly into the main living and dining areas, creating the perfect setting for entertaining or relaxing. Just beyond, a stunning glass-enclosed wine room adds a luxurious focal point, while the dedicated home office provides the ideal space to work or create. Every bedroom is a private retreat with its own ensuite bath, delivering comfort and privacy throughout the home. The primary suite takes luxury to another level with a spa-inspired bathroom, an oversized walk-in closet, and a private balcony overlooking the lake, creating the perfect place to begin and end each day. Step outside and embrace true Florida living. The expansive covered lanai is built for long dinners, morning coffee, and evenings by the water, with the home designed for a future custom pool and summer kitchen. There's also room to build your own private dock, making it easy to enjoy boating, paddleboarding, fishing, or simply taking in the peaceful waterfront views. Life in Water Ridge feels like a permanent vacation, with residents enjoying two resort-style pools, a dedicated lap pool, four lighted tennis courts, a fitness center, scenic walking trails, a community dock, private boat ramp, and boat/RV storage. Conveniently located between Tampa and Orlando, you're never far from exceptional dining, shopping, entertainment, and major highways while still enjoying the relaxed atmosphere of Lake Alfred. This is more than a luxury home. It's lakefront living designed for unforgettable mornings, effortless entertaining, and every moment in between.

Facts & features

The home at a glance

5

Bedrooms

5.5

Bathrooms

3,527

Sqft

0.3 ac

Lot size

2

Garage

2025

Year built

Two

Levels

$297

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringLaminate · Porcelain Tile
AppliancesCooktop · Dishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorEating Space In Kitchen · High Ceilings · Open Floorplan · PrimaryBedroom Upstairs · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
ViewWater
FacesNorthwest
ExteriorBalcony · Irrigation System · Lighting · Other · Sidewalk · Sliding Doors

Community & fees

HOA fee$175/mo
Taxes (2025)$1,535/yr
PetsBreed Restrictions, Yes
CommunityDock · Lake · Private Boat Ramp · Water Access · Waterfront · Clubhouse · Fitness Center · Gated Community - No Guard · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,517 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,660
PMI (est., until 20% equity)$393
Property tax — 2025 actual bill$128
HOA fee — from the listing$175
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $104,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $104,900
Interest rate6.00%
Loan term

Estimated payment

$6,517/mo

Principal & interest$5,660
PMI (est., until 20% equity)$393
Property taxes (actual bill)$128
HOA / condo fee$175
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Water Ridge

Map of 156 CALADIUM AVENUE inside its neighborhood boundary

Drive times from this address

Walt Disney World41 min
Universal Orlando51 min
Downtown Orlando57 min
Orlando Int’l Airport (MCO)62 min
Downtown Tampa62 min
Tampa Int’l Airport (TPA)73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Alfred. See the full Lake Alfred guide →

Water Ridge — neighborhood snapshot

Population

256

Median age

46

Median income

$66,839

Median home value

$255,481

Avg household

3

Households w/ children

24%

For the school run

Polk County School District

MiddleLake Alfred Polytech Academy★★★★
ElementaryLake Alfred Elementary School★★★★
HighAuburndale Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Alfred market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$311K$349K

Lake Alfred median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

Median sold price, Lake Alfred, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 222% above the LAKE ALFRED 33850 median. See the full Lake Alfred market guide →

Paper trail

This home's history

Aug 7, 2026Listed at $1,049,000 · 0 days on market since
2025Built · WATER RIDGE SUB

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 156 CALADIUM AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 156 CALADIUM AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

156 CALADIUM AVENUE FAQs

What would the monthly payment be for 156 CALADIUM AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,517/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 156 CALADIUM AVENUE?+

The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 156 CALADIUM AVENUE?+

The most recent tax bill on record (2025) was $1,535. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 156 CALADIUM AVENUE?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Alfred?+

At $1,049,000, this home is listed about 191% above the Lake Alfred median of $359,945. The market section on this page shows how the area is trending.

Which schools are assigned to 156 CALADIUM AVENUE?+

Lake Alfred Polytech Academy (middle), Lake Alfred Elementary School (elementary), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,049,000 runs 222% above the LAKE ALFRED 33850 median — but at 3,527 sqft it's also nearly twice the size of the typical Lake Alfred listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Listed today in a Lake Alfred market that averages 58 — if it fits, move quickly.

Listing courtesy of EXP REALTY LLC · Jen Lay. MLS #L4964013.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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156 CALADIUM AVENUE, LAKE ALFRED, FL — 5 Bed, 5.5 Bath — $1,049,000 | CENTURY 21 Edge