8278 PEAK AVENUE, LAKELAND, FL, 33810
Active6 days on marketListed Aug 1, 2026MLS #L4963957
About this home
8278 PEAK AVENUE
Welcome to this beautifully maintained home offering thoughtful updates and a functional split-bedroom floor plan. The spacious living room features high ceilings that ceate an open, airy feel. Designed with both everyday living and entertaining in mind, the custom kitchen offers a large island, a double oven, quartz countertops as well as soft-close drawers and cabinets, and a wine refrigerator. This kitchen is a chef's dream. The primary suite offers an updated bathroom with a tiled showered, seperate soaking tub and double sinks. The walk in closet features custom built-ins and a loft for additioanl storage. Enjoy year round outdoor living on the large screened room that was added in 2020 with a durable composite roof which overlooks a backyard designed for relaxing and entertaining. The vinyl privacy fence, fire pit area and storage shed provide the perfect setting for gatherings or quiet evenings at home. Additional features include an inside laundry room, a roof replaced in 2019, and a 5 year old air conditioning system. The garage has an epoxy-coated floor and is currently set up as a workshop. This home is one you won't want to miss.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,061
Sqft
0.17 ac
Lot size
2
Garage
2006
Year built
One
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,826 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,826/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.5%
$/sqft vs Lakeland actives
$182 vs $194
Days on market
6 vs 42 typical
Where $182/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
200 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the LAKELAND 33810 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 8278 PEAK AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$229,000
8270 PEAK AVENUE · same community
4 bd · 3 ba · 2,069 sqft · $111/sqft · 74 DOM
Sold · Jul ’26$330,000
8270 PEAK AVENUE · same community
4 bd · 3 ba · 2,069 sqft · $159/sqft · 23 DOM
Sold · Mar ’26$350,000
8468 ADELE ROAD · same community
4 bd · 3 ba · 2,070 sqft · $169/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8278 PEAK AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8278 PEAK AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8278 PEAK AVENUE FAQs
What would the monthly payment be for 8278 PEAK AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,826/mo — principal and interest, the actual property-tax bill, the $40/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8278 PEAK AVENUE?+
The association fee works out to $40 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8278 PEAK AVENUE?+
The most recent tax bill on record (2025) was $3,032. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8278 PEAK AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $375,000, this home is listed about 11% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of HARPER REALTY FL, LLC · Rachel Hernandez. MLS #L4963957.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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