1645 HUNTINGTON STREET, LAKELAND, FL, 33801
Active10 days on marketListed Aug 4, 2026MLS #L4963928
About this home
1645 HUNTINGTON STREET
Welcome to this beautifully maintained 4-bedroom, 2-bathroom home offering a fantastic combination of space, thoughtful updates, and an exceptional Lakeland location. CONVENIENTLY LOCATED JUST MINUTES FROM POPULAR LAKELAND LANDMARKS SUCH AS LAKE HOLLINGSWORTH, LAKESIDE VILLAGE, COMMON GROUND PARK, AND DOWNTOWN LAKELAND, this home places premier shopping, dining, recreation, entertainment, and everyday conveniences right at your fingertips. Enjoy peace of mind with numerous major updates, including an 8-YEAR-OLD ROOF, DOUBLE PANE PELLA STORM RESISTANT WINDOWS (3 YEARS OLD), UPDATED ELECTRICAL (2017), PARTIAL PVC REPLUMBING (2015), a 2-YEAR-OLD WATER HEATER (2025), and a 3-YEAR-OLD HVAC SYSTEM WITH NEW FURNACE, DUCTWORK AND HAS 10 YEARS WARRANTY. Inside, you'll find a welcoming living room filled with character, highlighted by warm wood-paneled accents and a cozy wood-burning fireplace that creates the perfect gathering space. Durable tile flooring flows throughout the main living areas, while the bright Florida room offers flexible living space ideal for a home office, playroom, hobby room, or additional family room with direct access to the backyard. The functional kitchen features ample cabinetry and storage, while the spacious primary suite offers a walk-in closet and private ensuite bathroom. Three additional bedrooms provide comfortable accommodations for family or guests, and both bathrooms feature updated vanities for a fresh, modern feel. The interior LAUNDRY ROOM IS VENTED providing added convenience and functionality. Please note that the washer and dryer do not convey, and the kitchen does not include a dishwasher. Outside, the fully fenced backyard offers plenty of room for entertaining, pets, gardening, or play. A spacious TWO-CAR COVERED CARPORT provides protected parking, while TWO STORAGE SHEDS offer abundant space for tools, lawn equipment, hobbies, or additional storage. THE SHEDS ARE TERMITE PROTECTED, providing added peace of mind. Combining valuable updates, flexible living spaces, and an outstanding location in the heart of Lakeland, this move-in-ready home is an exceptional opportunity you won't want to miss.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,482
Sqft
0.21 ac
Lot size
1954
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,047 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,047/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.5%
$/sqft vs Lakeland actives
$186 vs $193
Days on market
10 vs 45 typical
Where $186/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Horney
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Lake Horney — neighborhood snapshot
Population
1,341
Median age
24
Median income
$74,152
Median home value
$290,215
Avg household
2
Households w/ children
94%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $317K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
215 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the LAKELAND 33801 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1645 HUNTINGTON STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$295,000
1616 HUNTINGTON STREET · same community
4 bd · 2 ba · 1,472 sqft · $200/sqft · 121 DOM
Sold · Jul ’26$298,000
1712 HUNTINGTON STREET · same community
3 bd · 1 ba · 1,255 sqft · $237/sqft · 4 DOM
Sold · May ’26$235,000
1630 SKINNER STREET · same community
3 bd · 1 ba · 1,095 sqft · $215/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1645 HUNTINGTON STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1645 HUNTINGTON STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1645 HUNTINGTON STREET FAQs
What would the monthly payment be for 1645 HUNTINGTON STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,047/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1645 HUNTINGTON STREET?+
The most recent tax bill on record (2025) was $1,754. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1645 HUNTINGTON STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $274,990, this home is listed about 19% below the Lakeland median of $338,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1645 HUNTINGTON STREET?+
Lakeland Senior High School (high), Philip O'Brien Elementary School (elementary), Southwest Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · David Small. MLS #L4963928.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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