5415 DUXFORD CIRCLE, ST CLOUD, FL, 34771
Active1 days on marketListed Jul 22, 2026MLS #L4963703
About this home
5415 DUXFORD CIRCLE
Under Construction. This brand-new Monroe floor plan offers modern design, open living spaces, and stylish finishes throughout. Featuring three bedrooms, two bathrooms, and a spacious covered lanai, this home is perfect for comfortable Florida living. The open-concept kitchen is designed with quartz countertops, 36-inch shaker-style cabinets, a counter-height island, and a walk-in pantry. A complete Samsung stainless steel appliance package includes an ENERGY STAR® dishwasher and large-capacity refrigerator. Low-maintenance luxury vinyl plank flooring extends through the main living areas, kitchen, laundry room, and baths, while Mohawk stain-resistant carpet provides comfort in the bedrooms. Additional features include energy-efficient LED lighting and custom 2-inch faux wood blinds throughout the home. The exterior showcases a fully sodded homesite with Florida-friendly landscaping and an irrigation system. Architectural shingles with a limited-lifetime warranty and a built-in pest control system ensure long-term peace of mind. Energy-saving elements such as R-30 insulation, foam-injected block insulation, double-pane Low-E windows, and a programmable thermostat help improve comfort and reduce utility costs. This thoughtfully designed home combines quality construction, energy efficiency, and elegant finishes—ready for move-in upon completion.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,540
Sqft
0.18 ac
Lot size
3
Garage
2026
Year built
One
Levels
$206
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,574 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,053/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.9%
Days on market
1 vs 33 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5415 DUXFORD CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5415 DUXFORD CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5415 DUXFORD CIRCLE FAQs
What would the monthly payment be for 5415 DUXFORD CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,574/mo — principal and interest, estimated property taxes, the $107/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5415 DUXFORD CIRCLE?+
The association fee works out to $107 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5415 DUXFORD CIRCLE?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5415 DUXFORD CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $522,560, this home is listed about 23% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5415 DUXFORD CIRCLE?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of CAMBRIDGE REALTY OF CENTRAL FL · George Lindsey, III. MLS #L4963703.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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