9240 MOORE ROAD, LAKELAND, FL, 33809
Active2 days on marketListed Jul 21, 2026MLS #L4963674
About this home
9240 MOORE ROAD
Discover the beauty of peaceful rural living at 9240 Moore Road in Lakeland, Florida. A rare 4-acre private estate where wide-open spaces, mature oak trees, and modern comforts come together to create the perfect country retreat. With NO HOA, Flood Zone X, and plenty of room to spread out, this beautifully remodeled 3-bedroom, 2-bathroom block home offers the privacy and serenity that's becoming harder to find. Wake up to wildlife, spend your afternoons fishing from your private pond with extended dock, or relax in the climate-controlled Florida room overlooking the water. Inside, you'll find updates galore, including engineered hardwood and tile flooring, energy-efficient windows, a cozy wood-burning fireplace, and a beautifully updated kitchen featuring solid wood cabinetry, pull-out shelving, a GE Café range, and LG stainless steel appliances. Major updates—including a 2022 roof, Trane 19 SEER HVAC with heat pump, tankless water heater, water softener, updated fixtures, and hurricane-rated plantation shutters—provide exceptional peace of mind. Outside, the impressive 36' x 36' steel workshop is ideal for RVs, boats, hobbies, or a home business, while a fenced pasture for horses or livestock, a block garden shed, private shooting range, electric gated entry, asphalt driveway, and security system with cameras complete this one-of-a-kind property. If you've been dreaming of a private country home with acreage in Lakeland where you can enjoy the quiet of nature without sacrificing convenience, this extraordinary estate offers the lifestyle you've been waiting for.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,173
Sqft
4 ac
Lot size
2
Garage
1979
Year built
One
Levels
$315
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,600 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,600/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+89.2%
$/sqft vs Lakeland actives
$315 vs $196
Days on market
2 vs 33 typical
Where $315/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33809 — neighborhood snapshot
Population
30,498
Median age
42.6
Median income
$67,112
Median home value
$248,700
Avg household
2.58
Households w/ children
3,738
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$318K → $320K
Lakeland median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
192 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 108% above the LAKELAND 33809 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 9240 MOORE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$275,000
8638 GIBSON OAKS DRIVE
4 bd · 2 ba · 2,128 sqft · $129/sqft · 348 DOM
Sold · May ’26$300,000
1525 SLASH PINE ROAD
4 bd · 3 ba · 2,254 sqft · $133/sqft · 213 DOM
Sold · May ’26$415,000
10040 MOORE ROAD
4 bd · 2 ba · 2,280 sqft · $182/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9240 MOORE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9240 MOORE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9240 MOORE ROAD FAQs
What would the monthly payment be for 9240 MOORE ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,600/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9240 MOORE ROAD?+
The most recent tax bill on record (2025) was $5,845. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $685,000, this home is listed about 101% above the Lakeland median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9240 MOORE ROAD?+
Edgar L. Padgett Elementary (elementary), Lake Gibson Middle School (middle), Lake Gibson Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$685,000 runs 108% above the LAKELAND 33809 median — but at 2,173 sqft it's also 26% larger than the typical Lakeland listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 2 days on market in a Lakeland market that averages 33 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Jarrod Nyland. MLS #L4963674.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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