3905 N CLEARFIELD AVE, TAMPA, FL, 33603
Active13 days on marketListed Jul 21, 2026MLS #L4963607
About this home
3905 N CLEARFIELD AVE
Virtually Staged. Discover an exceptional opportunity in the heart of Tampa Heights, one of Tampa's most rapidly evolving neighborhoods. Located at 3905 N. Clearfield Avenue, Tampa, FL 33603, this charming 2-bedroom, 1-bath bungalow is currently undergoing a full renovation, giving buyers the rare opportunity to customize and complete the remodel to their own style and vision. A new roof was installed in 2025, providing a valuable head start on the renovation. The spacious lot provides plenty of room to expand the existing home, add a detached garage, or explore the possibility of constructing an accessory dwelling unit (ADU) or mother-in-law suite (subject to local zoning and permitting). For those seeking to build new, this oversized homesite offers outstanding redevelopment potential in an area surrounded by impressive new construction and thoughtfully restored historic homes. Conveniently located just minutes from I-275, I-4, Downtown Tampa, Armature Works, and the Tampa Riverwalk, you'll enjoy quick access to some of the city's best dining, entertainment, and employment centers. Less than 3 miles to Raymond James Stadium and under 5 miles to top rated medical facilities and hospitals! Outdoor recreation is just one block away at Calvin Taylor Park, featuring baseball fields, basketball courts, playground, and the Taylor Art Studio. Best of all, the property is not located in a flood zone, offering added peace of mind. No HOA! Whether you're an investor, builder, or buyer looking to create your dream home, this is an exceptional opportunity to own property in one of Tampa's fastest-growing neighborhoods.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
757
Sqft
0.16 ac
Lot size
1954
Year built
One
Levels
$527
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,046 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,046/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+42.1%
$/sqft vs Tampa actives
$527 vs $297
Days on market
13 vs 33 typical
Where $527/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33603 — neighborhood snapshot
Population
20,267
Median age
37.9
Median income
$64,632
Median home value
$344,100
Avg household
2.32
Households w/ children
2,222
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$430K → $455K
Tampa median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
187 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the TAMPA 33603 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3905 N CLEARFIELD AVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$570,000
3906 N LYNN AVENUE · same community
3 bd · 2 ba · 1,596 sqft · $357/sqft · 8 DOM
Sold · Apr ’26$251,000
2113 W CHERRY STREET
2 bd · 1 ba · 748 sqft · $336/sqft · 50 DOM
Sold · Jun ’26$242,000
2332 W PINE STREET
2 bd · 1 ba · 738 sqft · $328/sqft · 102 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3905 N CLEARFIELD AVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3905 N CLEARFIELD AVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3905 N CLEARFIELD AVE FAQs
What would the monthly payment be for 3905 N CLEARFIELD AVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,046/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3905 N CLEARFIELD AVE?+
The most recent tax bill on record (2025) was $4,326. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $399,000, this home is listed about 14% below the Tampa median of $464,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3905 N CLEARFIELD AVE?+
Graham Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Hillsborough High School (high), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KING REAL ESTATE SERVICES · Shelley Lopez. MLS #L4963607.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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