1154 WATERFALL LANE UNIT n/a, LAKELAND, FL, 33803
Active13 days on marketListed Jul 24, 2026MLS #L4963546
Come see it
Upcoming open house
Sat, Aug 8
11:00 AM – 2:00 PM
DON'T MISS THIS ONE! Because the views are amazing and the condo is absolutely turn-key ready. Updated / remodeled kitchen and bathrooms plus a completely repainted interior and bamboo flooring throughout this is one stop to put on your calendar for Saturday, August 8th between 11:00am to 2:00pm.
About this home
1154 WATERFALL LANE UNIT n/a
PRIME STONEWATER LOCATION overlooking the largest body of water in the community. This beautiful 3 bedroom, 2 bath condo was remodeled to open the floorplan and improve the functionality of the kitchen and primary bedroom/bathroom suite. Bamboo flooring throughout for easy maintenance and freshly painted from ceiling to baseboards means you can simply “move in” and relax. Other features include a 2-car garage, sunroom and screen enclosed lanai that gives the illusion of floating on the water and because it is an end unit the interior is bathed in beautiful natural light. The gated community of Stonewater is part of Lakeland’s premier master planned community “Oakbridge” and also affords property owners a clubhouse, community pool, tennis court, dog park and more. The monthly maintenance fee covers more than just landscaping and community amenities as it also includes pest control, water, sewer, internet, exterior building maintenance including roof replacement and painting. Picturesque Oakbridge has beautiful wide sweeping sidewalks for those who like to walk, dog friendly stations, and is nearby to the Oakbridge shopping center, Lakeside Village, downtown Lakeland, community owned recreational venues, and major transportation corridors. So, make an appointment to check out this unit for yourself before someone else captures this beauty!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,482
Sqft
0.05 ac
Lot size
2
Garage
1987
Year built
One
Levels
$236
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,457 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,457/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+28.2%
$/sqft vs Lakeland actives
$236 vs $195
Days on market
13 vs 43 typical
Where $236/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oakbridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Oakbridge — neighborhood snapshot
Population
727
Median age
48
Median income
$62,500
Median home value
$270,800
Avg household
2
Households w/ children
55%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
198 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the LAKELAND 33803 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1154 WATERFALL LANE UNIT n/a
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$227,500
3261 STONEWATER DRIVE UNIT 37 · same community
2 bd · 2 ba · 1,398 sqft · $163/sqft · 25 DOM
Sold · Jul ’26$345,000
1117 STONEBROOKE LANE · same community
3 bd · 2.5 ba · 1,918 sqft · $180/sqft · 10 DOM
Sold · May ’26$245,000
3110 STONEWATER DRIVE UNIT 122 · same community
3 bd · 2.5 ba · 1,918 sqft · $128/sqft · 247 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1154 WATERFALL LANE UNIT n/a — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1154 WATERFALL LANE UNIT n/a — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1154 WATERFALL LANE UNIT n/a FAQs
What would the monthly payment be for 1154 WATERFALL LANE UNIT n/a?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,457/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1154 WATERFALL LANE UNIT n/a?+
The most recent tax bill on record (2025) was $994. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1154 WATERFALL LANE UNIT n/a?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $349,900, this home is listed about 3% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1154 WATERFALL LANE UNIT n/a?+
Southwest Middle School (middle), Dixieland Elementary School (elementary), Kathleen Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER REALTY NETWORK, INC · Jeri Thom. MLS #L4963546.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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