David Ramirez
$1,200,0003 bd3 ba2,504 sqft$479 /sqft$7,440 /mo all-in ↓

4280 TURNER ROAD, MULBERRY, FL, 33860

Active2 days on marketListed Jul 22, 2026MLS #L4963545

Single Family ResidenceSHADY HAMMOCK

About this home

4280 TURNER ROAD

"WE HAVE LOVED CALLING THIS HOME!"...that's what the owners are saying. They've enjoying gathering, celebrating and creating memories with family and friends on over 8 acres (fully fenced with an electric gate at the entrance to the property). Located in POLK County Florida, this home is situated just south of LAKELAND. Walking through the front entry you feel welcomed and cannot miss the view of the sprawling back yard seen through the French doors in the family room leading out to a spacious Lanai (wait till you see the sunsets)! This custom-built home was designed with 3 bedrooms and 3 full baths, one of which can be accessed from the screened Lanai. The kitchen offers granite counters, stainless appliances (new KitchenAid refrigerator), pantry closet, breakfast bar and a breakfast nook dinette, and flows into the Family room and formal dining room with tray ceiling.) Primary bedroom has private access to the Lanai and was designed with a tray ceiling, ceiling fan, 2 walk-in closets with pocket doors, ensuite bath (walk-in shower, jacuzzi tub, 2 vanities). The 2nd and 3rd bedrooms share a full bath, with one of the bedrooms having direct access to the bath. Second and third bedrooms are currently being used as an office and a dream closet! You'll see! Indoor laundry is close to the garage and outdoor access. The interior has vaulted ceilings, wide hallways and doorways, crown molding throughout, tray ceilings in the family and dining rooms. There is a detached tiny house with its own septic, 1 bedroom, bath, kitchenette, front porch and 2 storage lofts. Many possibilities for the tiny house...Airbnb, guest house, craft room...you name it! The Lanai has plenty of seating, and includes a swim/spa, a Gazebo, Bluetooth speakers and breathtaking sunsets! Some fencing is already in place for horses, so bring your horses. This property just has so much to offer...30 and 50 AMP RV HOOK UPS, and RV CARPORT, 2 2-CAR CARPORTS, WORKSHOP, STORAGE SHED WITH 2 LOFTS, ELECTRIC FRONT GATE, FULL SECURITY SYSTEM ICLUDES 3 OUTDOOR CAMERAS, INCLUDING THE FRONT DOOR, A/C 6 yrs, ROOF 3yrs, A KOI POND WITH MATURE KOI AT THE FRONT ENTRANCE. Give us a call, it will be a pleasure to show this property.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,504

Sqft

8.19 ac

Lot size

2

Garage

2005

Year built

One

Levels

$479

Per sqft

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCrown Molding · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionConcrete
FoundationSlab
FacesNorth
ParkingRV Carport
ExteriorFrench Doors

Community & fees

Taxes (2025)$4,256/yr
CommunityHorses Allowed

Utilities & systems

UtilitiesBB/HS Internet Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,440 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property tax — 2025 actual bill$355
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $120,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $120,000
Interest rate6.00%
Loan term

Estimated payment

$7,440/mo

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property taxes (actual bill)$355
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Mulberry actives

$479 vs $186

Days on market

2 vs 29 typical

Where $479/sqft sits among the 87 Mulberry actives

38
45
2
0
1
1 · this home
$115–176$176–236$236–297$297–358$358–419$419+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Willow Oak

Map of 4280 TURNER ROAD inside its neighborhood boundary

Drive times from this address

Downtown Tampa37 min
Tampa Int’l Airport (TPA)50 min
Walt Disney World63 min
Universal Orlando74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Mulberry. See the full Mulberry guide →

Willow Oak — neighborhood snapshot

Population

7,427

Median age

27

Median income

$56,239

Median home value

$197,969

Avg household

4

Households w/ children

1,210

For the school run

Polk County School District

ElementaryPurcell Elementary School★★★★
MiddleMulberry Middle School★★★★
HighMulberry Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Mulberry market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$318K$315K

Mulberry median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

48 of 87

Mulberry actives have cut their price

Median sold price, Mulberry, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 311% above the MULBERRY 33860 median. See the full Mulberry market guide →

Paper trail

This home's history

Jul 22, 2026Listed at $1,200,000 · 2 days on market since
2005Built · SHADY HAMMOCK

Reality check

What actually sold near 4280 TURNER ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4012 SHADY HAMMOCK DRIVESold · Jun ’26

$195,000

4012 SHADY HAMMOCK DRIVE · same community

4 bd · 2 ba · 1,728 sqft · $113/sqft · 77 DOM

4056 SHADY VIEW RUNSold · Oct ’25

$190,000

4056 SHADY VIEW RUN · same community

3 bd · 2 ba · 1,344 sqft · $141/sqft · 6 DOM

4113 SHADY VIEW RUNSold · Feb ’26

$182,000

4113 SHADY VIEW RUN · same community

2 bd · 2 ba · 1,216 sqft · $150/sqft · 59 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4280 TURNER ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4280 TURNER ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4280 TURNER ROAD FAQs

What would the monthly payment be for 4280 TURNER ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,440/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4280 TURNER ROAD?+

The most recent tax bill on record (2025) was $4,256. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Mulberry?+

At $1,200,000, this home is listed about 284% above the Mulberry median of $312,500. The market section on this page shows how the area is trending.

Which schools are assigned to 4280 TURNER ROAD?+

Purcell Elementary School (elementary), Mulberry Middle School (middle), Mulberry Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REGAL REAL ESTATE LLC · Trish Nolan-Mostoller. MLS #L4963545.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Mulberry homes, in your inbox

Like 4280 TURNER ROAD but not quite? A daily digest of every new listing in Mulberry — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 24, 2026 at 6:22 AM UTC. The listing information on this page last changed on July 24, 2026 at 6:22 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 24, 2026 at 6:22 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 24, 2026 at 6:22 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.