516 WESTOVER STREET, LAKELAND, FL, 33803
Active23 days on marketListed Jul 15, 2026MLS #L4963528
About this home
516 WESTOVER STREET
This charming and updated Mid-Century Bungalow is the perfect place to call home! Inside you'll find the family room, kitchen with new cortez countertops, brand new lower cabinets, new garbage disposal, new sink, and a new dishwasher. There are 3 bedrooms, 1.5 baths, PLUS a large bonus room with its own private enterance on the left side of the home. It would make a great bedroom for a teen, a gym, MIL suite, or office, the possibilites are ENDLESS! The laundry room is also located in this bonus room. Fresh new paint inside, new light mirror in half bath, shower has smart exhuast fan w/speaker and changes colors, smart dimmer switches throughout, NEW Windows, and NEW Metal Roof. Located near Cleveland Heights Rd, Lake Hollingsworth, The YMCA, Polk Parkway and tons of restruants, shopping, and entertainment. CHECK OUT THE VIRTUAL TOUR!
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,190
Sqft
0.29 ac
Lot size
1958
Year built
One
Levels
$248
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,342 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,342/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.8%
$/sqft vs HIGHLAND HILLS
$248 vs $240
Days on market
23 vs 42 typical
Where $248/sqft sits among the 7 homes for sale in HIGHLAND HILLS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cleveland Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Cleveland Heights — neighborhood snapshot
Population
2,072
Median age
37
Median income
$62,629
Median home value
$213,952
Avg household
3
Households w/ children
213
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
2 of 7
HIGHLAND HILLS have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the LAKELAND 33803 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 516 WESTOVER STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$319,000
510 HILLSIDE DRIVE · same community
3 bd · 1 ba · 1,119 sqft · $285/sqft · 4 DOM
Sold · Jun ’26$410,000
319 LOCH LOMOND AVENUE · same community
3 bd · 2 ba · 1,313 sqft · $312/sqft · 10 DOM
Sold · Jun ’26$235,000
631 WESTOVER STREET · same community
3 bd · 1.5 ba · 1,366 sqft · $172/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 516 WESTOVER STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 516 WESTOVER STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
516 WESTOVER STREET FAQs
What would the monthly payment be for 516 WESTOVER STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,342/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 516 WESTOVER STREET?+
The most recent tax bill on record (2025) was $3,778. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 516 WESTOVER STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $295,000, this home is listed about 13% below the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 516 WESTOVER STREET?+
Carlton Palmore Elementary School (elementary), Southwest Middle School (middle), Lakeland Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY · Mindy Russo. MLS #L4963528.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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