122 E BELMAR STREET UNIT D, LAKELAND, FL, 33803
Active19 days on marketListed Jul 14, 2026MLS #L4963524
About this home
122 E BELMAR STREET UNIT D
Virtually Staged. Urban living at its finest in the newly renovated Belmar Lofts! These stunning 2-bedroom, 1-bath apartments lend a fresh, modern feel with brand-new everything. Enjoy stylish luxury vinyl wood-look flooring throughout, creating a warm and inviting atmosphere. The well-appointed kitchen boasts sleek stainless steel appliances, all-wood cabinets, and gorgeous granite countertops. A convenient laundry closet outfitted with a stackable washer and dryer add to the ease of living. A great common outdoor area shared with the other 4 units provides picnic tables and exterior lights for early evening gatherings. Be the first to call these adorable apartments home! Located just steps from beautiful Lake Hollingsworth, the Belmar Lofts are perfectly positioned in the heart of Lakeland's vibrant urban scene. You'll be a stone's throw away from popular destinations like Cobb & Penn, Born & Bread, and all the exciting shops, restaurants, and entertainment that downtown Lakeland has been known for! With easy access to I-4 and the Polk Parkway, commuting is a breeze. Leasing is for a one-year term, with the first month's rent and security deposit required upon move-in. Ready to move in as early as next week? Call today to schedule your viewing appointment and discover your new home at the Belmar Lofts!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
750
Sqft
0.34 ac
Lot size
1971
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$172 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$172/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lakeland actives
$2 vs $191
Days on market
19 vs 33 typical
Where $2/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Historic Lake Morton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Historic Lake Morton — neighborhood snapshot
Population
1,887
Median age
35
Median income
$60,388
Median home value
$375,682
Avg household
2
Households w/ children
100%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$318K → $320K
Lakeland median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
207 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LAKELAND 33803 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 122 E BELMAR STREET UNIT D
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$182,500
217 E BELMAR STREET · same community
2 bd · 1 ba · 1,144 sqft · $160/sqft · 129 DOM
Sold · Oct ’25$335,000
422 E BELMAR STREET · same community
3 bd · 2 ba · 1,629 sqft · $206/sqft · 130 DOM
Sold · Jun ’26$539,900
425 E BELMAR STREET · same community
3 bd · 2 ba · 2,058 sqft · $262/sqft · 94 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 122 E BELMAR STREET UNIT D — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 122 E BELMAR STREET UNIT D — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
122 E BELMAR STREET UNIT D FAQs
What would the monthly payment be for 122 E BELMAR STREET UNIT D?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $172/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 122 E BELMAR STREET UNIT D?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $1,700, this home is listed about 99% below the Lakeland median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 122 E BELMAR STREET UNIT D?+
Lakeland Senior High School (high), Philip O'Brien Elementary School (elementary), Sleepy Hill Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY · Maggie Olivera. MLS #L4963524.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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