David Ramirez
$409,9003 bd2 ba1,788 sqft$229 /sqft$2,896 /mo all-in ↓

5456 HOUSTON DRIVE, LAKELAND, FL, 33809

Active12 days on marketListed Jul 22, 2026MLS #L4963479

Private poolSingle Family ResidenceSMOKE RISE SUB

Come see it

Upcoming open house

Tue, Aug 4

12:00 PM – 2:00 PM

Broker

Come enjoy some lunch and tour this gorgeous north Lakeland pool / party home. You are going to love the outdoor space, if you enjoy outdoor spaces that is.

About this home

5456 HOUSTON DRIVE

Charming 3 Bedroom, 2 Bathroom Home for Sale in Lakeland FL 33809 | 5456 Houston Dr – Smoke Rise Neighborhood. Discover this well-maintained 3 bed, 2 bath single-family home located at 5456 Houston Dr, Lakeland, FL 33809. With 1,788 square feet of living space on a spacious 10,802 sq ft lot, this 1981-built residence offers the perfect blend of comfort, convenience, and Florida living. Key Features & Highlights: 3 generously sized bedrooms** with ample closet space. 2 full bathrooms** for everyday convenience. Open and functional floor plan ideal for families or entertaining. Large backyard perfect for outdoor activities, gardening, or relaxing under the Florida sun. Attached garage and plenty of off-street parking. Established Smoke Rise neighborhood known for its friendly community and convenient location. Prime Lakeland Location: This north Lakeland home sits in the desirable 33809 zip code, just minutes from: Downtown Lakeland dining, shopping, and entertainment. Major highways (I-4) for easy commutes to Tampa, Orlando, and beyond. Top-rated schools, parks, and recreation areas. Grocery stores, restaurants, and medical facilities. Whether you're searching for "Lakeland FL homes for sale," "3 bedroom homes in 33809," "Smoke Rise Lakeland real estate," or a "move-in ready family home near I-4," this property checks all the boxes. Don't miss out on this fantastic opportunity! Schedule your private showing today and make 5456 Houston Dr your new address. Contact us now for more details, a virtual tour, or to submit an offer. Homes like this in Lakeland sell fast—act quickly before it's gone! Reach out to your favorite Lakeland real estate agent or the listing team today to tour this beautiful Houston Drive home in 33809. Ready to buy? Let's make it yours! *** UPDATES and MAINTENANCE: AC replaced 2024. Roof replaced 2017. Water heater replaced with eco style system. Pella windows and doors 2025 (sliders are hurricane impact). Exterior painted 2024. Pool deck drains upgraded from 1.5 in to 3 in drains. 5 in gutters added. Security system does not convey *** Have a look at the pictures and virtual tour, if you like what you see, request a showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,788

Sqft

0.25 ac

Lot size

2

Garage

1981

Year built

One

Levels

$229

Per sqft

Private poolFireplacePark/Greenbelt view

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Range · Range Hood · Refrigerator
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewPark/Greenbelt
FacesEast
ParkingGarage Door Opener · Ground Level · Off Street
ExteriorIrrigation System · Lighting · Outdoor Shower · Permeable Paving · Private Entrance · Private Mailbox · Private Yard · Rain Gutters · Sliding Doors · Sprinkler Metered · Storage

Community & fees

Taxes (2025)$1,705/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Sprinkler Meter · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,896 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,413
FHA mortgage insurance (est.)$181
Property tax — 2025 actual bill$142
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,347Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,347
Interest rate6.00%
Loan term

Estimated payment

$2,896/mo

Principal & interest$2,413
FHA mortgage insurance (est.)$181
Property taxes (actual bill)$142
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $410K
$293KedgeAI estimate $313,648 · range $306K$334K$426K

vs edgeAI estimate

+30.7%

$/sqft vs Lakeland actives

$229 vs $190

Days on market

12 vs 33 typical

Where $229/sqft sits among the 400 Lakeland actives

70
104
113
57 · this home
22
34
$119–151$151–182$182–214$214–245$245–277$277+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Map of 5456 HOUSTON DRIVE

Drive times from this address

Walt Disney World38 min
Downtown Tampa40 min
Universal Orlando48 min
Tampa Int’l Airport (TPA)52 min
Downtown Orlando54 min
Orlando Int’l Airport (MCO)59 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

The numbers that matter

The Lakeland market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$318K$320K

Lakeland median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

207 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% above the Lakeland median. See the full Lakeland market guide →

Paper trail

This home's history

Jul 22, 2026Listed at $409,900 · 12 days on market since
1981Built · SMOKE RISE SUB

Reality check

What actually sold near 5456 HOUSTON DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5428 WEBER PLACESold · May ’26

$358,000

5428 WEBER PLACE · same community

3 bd · 2 ba · 2,094 sqft · $171/sqft · 11 DOM

311 STANLEY AVENUESold · Feb ’26

$330,000

311 STANLEY AVENUE

4 bd · 2 ba · 1,777 sqft · $186/sqft · 2 DOM

707 CARPENTERS WAY UNIT 24Sold · May ’26

$175,875

707 CARPENTERS WAY UNIT 24

3 bd · 3 ba · 1,758 sqft · $100/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5456 HOUSTON DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5456 HOUSTON DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5456 HOUSTON DRIVE FAQs

What would the monthly payment be for 5456 HOUSTON DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,896/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5456 HOUSTON DRIVE?+

The most recent tax bill on record (2025) was $1,705. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lakeland?+

At $409,900, this home is listed about 21% above the Lakeland median of $340,000. The market section on this page shows how the area is trending.

Listing courtesy of KELLER WILLIAMS REALTY · Jared Weggeland. MLS #L4963479.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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