David Ramirez

361 ADAMS VIEW LANE, AUBURNDALE, FL, 33823

Active22 days on marketListed Jul 12, 2026MLS #L4963453

Priced 77% below the AUBURNDALE 33823 medianWATER RIDGE SUB

About this home

361 ADAMS VIEW LANE

Welcome to Water Ridge, where luxury living meets the beauty of Central Florida's lakes. This waterfront homesite presents an exceptional opportunity to build the custom home you've always imagined within one of Polk County's most sought-after gated communities. Surrounded by upscale custom residences and tranquil water views, you'll enjoy an unmatched collection of amenities including multiple resort-style pools, clubhouse, fitness center, tennis courts, private boat ramp, fishing pier, and lake access—creating a true resort lifestyle every day. Conveniently located between Tampa and Orlando with quick access to I-4 and the Polk Parkway, Water Ridge offers the perfect combination of elegance, recreation, and convenience. Bring your preferred builder and begin designing a home that's uniquely yours. Opportunities to build in Water Ridge continue to become more limited—don't miss your chance to secure one of the community's exceptional homesites.

Facts & features

The home at a glance

0.19 ac

Lot size

Inside

Outside & construction

FacesSouth

Community & fees

HOA fee$175/mo
Taxes (2025)$1,060/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$897 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$441
FHA mortgage insurance (est.)$33
Property tax — 2025 actual bill$88
HOA fee — from the listing$175
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,622Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $2,622
Interest rate6.00%
Loan term

Estimated payment

$897/mo

Principal & interest$441
FHA mortgage insurance (est.)$33
Property taxes (actual bill)$88
HOA / condo fee$175
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Water Ridge

Map of 361 ADAMS VIEW LANE inside its neighborhood boundary

Drive times from this address

Walt Disney World38 min
Universal Orlando48 min
Downtown Orlando54 min
Downtown Tampa57 min
Orlando Int’l Airport (MCO)58 min
Tampa Int’l Airport (TPA)68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Auburndale. See the full Auburndale guide →

Water Ridge — neighborhood snapshot

Population

256

Median age

46

Median income

$66,839

Median home value

$255,481

Avg household

3

Households w/ children

24%

For the school run

Polk County School District

MiddleLake Alfred Polytech Academy★★★★
ElementaryLake Alfred Elementary School★★★★
HighAuburndale Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Auburndale market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$316K$345K

Auburndale median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 77% below the AUBURNDALE 33823 median. See the full Auburndale market guide →

Paper trail

This home's history

Jul 12, 2026Listed at $74,900 · 22 days on market since

Reality check

What actually sold near 361 ADAMS VIEW LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

214 SPRING AZURE DRIVESold · Dec ’25

$540,000

214 SPRING AZURE DRIVE · same community

4 bd · 2.5 ba · 1,934 sqft · $279/sqft · 97 DOM

400 ADAMS VIEW LANESold · Mar ’26

$500,000

400 ADAMS VIEW LANE · same community

3 bd · 2 ba · 2,046 sqft · $244/sqft · 67 DOM

537 POND CYPRESS COURTSold · Sep ’25

$450,000

537 POND CYPRESS COURT · same community

3 bd · 2 ba · 2,267 sqft · $199/sqft · 170 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 361 ADAMS VIEW LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 361 ADAMS VIEW LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

361 ADAMS VIEW LANE FAQs

What would the monthly payment be for 361 ADAMS VIEW LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $897/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 361 ADAMS VIEW LANE?+

The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 361 ADAMS VIEW LANE?+

The most recent tax bill on record (2025) was $1,060. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 361 ADAMS VIEW LANE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Auburndale?+

At $74,900, this home is listed about 79% below the Auburndale median of $350,931. The market section on this page shows how the area is trending.

Which schools are assigned to 361 ADAMS VIEW LANE?+

Lake Alfred Polytech Academy (middle), Lake Alfred Elementary School (elementary), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · Daniel Campbell. MLS #L4963453.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Auburndale homes, in your inbox

Like 361 ADAMS VIEW LANE but not quite? A daily digest of every new listing in Auburndale — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 3, 2026 at 7:26 PM UTC. The listing information on this page last changed on August 3, 2026 at 7:26 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 3, 2026 at 7:26 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 3, 2026 at 7:26 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.