
3196 HAWKS RIDGE DRIVE, LAKELAND, FL, 33810
Active20 days on marketListed Jul 16, 2026MLS #L4963421
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Upcoming open house
Sun, Aug 9
1:00 PM – 3:00 PM
About this home
3196 HAWKS RIDGE DRIVE
Welcome to Hawks Ridge, one of North Lakeland's most desirable gated communities, where mature tree lined streets, beautifully maintained homes, and a low HOA create an inviting place to call home. Situated on one of the largest homesites in the neighborhood at approximately 1.69 acres, this well maintained Hulbert Homes residence offers the space, privacy, and functional layout today's buyers are searching for. Conveniently located just minutes from I-4, shopping, dining, medical facilities, Lakeland Square Mall, and an easy commute to both Tampa and Orlando, this location blends peaceful living with everyday convenience. Inside, you'll find 4 bedrooms, 2 bathrooms, a formal living room, formal dining room, and a spacious open concept kitchen featuring granite countertops, a large center island, abundant cabinetry, and a seamless flow into the family room, making it ideal for everyday living and entertaining. Rich hardwood floors and crown molding add warmth and timeless character throughout the main living areas. The thoughtfully designed split bedroom floor plan provides privacy, with two secondary bedrooms separated from the primary suite. The spacious primary retreat offers private access to the screened lanai and features dual vanities, a jetted soaking tub, walk in shower, private water closet, and two generous walk in closets. Step outside to enjoy the screened patio overlooking the expansive backyard, offering endless possibilities for outdoor living, gardening, recreation, or even adding a future pool. Located within minutes to I4, commuting, traveling to theme parks, beaches and many other attractions make this location desirable for any lifestyle. Locally you'll find easy access to shopping, dining, local parks and recreation, as well as schools, medical facilities and the growing Lakeland Linder Airport. Important updates include a brand new roof installed in July 2026, HVAC replaced in 2017, an indoor laundry room complete with washer, dryer, and utility sink, plus the original hot water heater conveniently located in the garage. If you've been searching for a move in ready home with plenty of space, a desirable split floor plan, and the security of a gated community, this property offers an exceptional opportunity to enjoy the best of Central Florida living.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,493
Sqft
1.69 ac
Lot size
3
Garage
2004
Year built
One
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,530 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,530/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.3%
$/sqft vs Lakeland actives
$194 vs $195
Days on market
20 vs 42 typical
Where $194/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
192 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% above the LAKELAND 33810 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 3196 HAWKS RIDGE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$338,000
5543 GREY HAWK LANE · same community
3 bd · 2.5 ba · 2,467 sqft · $137/sqft · 130 DOM
Sold · Jul ’26$415,000
3300 HAWKS RIDGE DRIVE · same community
4 bd · 2.5 ba · 2,544 sqft · $163/sqft · 19 DOM
Sold · Feb ’26$400,000
3293 HAWKS RIDGE DRIVE · same community
3 bd · 2 ba · 2,373 sqft · $169/sqft · 105 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3196 HAWKS RIDGE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3196 HAWKS RIDGE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3196 HAWKS RIDGE DRIVE FAQs
What would the monthly payment be for 3196 HAWKS RIDGE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,530/mo — principal and interest, the actual property-tax bill, the $43/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3196 HAWKS RIDGE DRIVE?+
The association fee works out to $43 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3196 HAWKS RIDGE DRIVE?+
The most recent tax bill on record (2025) was $3,167. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3196 HAWKS RIDGE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $484,000, this home is listed about 42% above the Lakeland median of $339,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$484,000 runs 44% above the LAKELAND 33810 median — but at 2,493 sqft it's also 44% larger than the typical Lakeland listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $499,000, now $484,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Lindsey Thibodeau. MLS #L4963421.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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