1069 MONTGOMERY LANE, POLK CITY, FL, 33868
Active24 days on marketListed Jul 9, 2026MLS #L4963400
About this home
1069 MONTGOMERY LANE
Welcome to 1069 Montgomery Lane in Polk City, where spacious living, modern conveniences, and thoughtful design come together in this impressive 4-bedroom, 3-bathroom home offering 2,310 square feet of living space. From the moment you step inside, you'll be greeted by soaring ceilings and an open, airy layout that creates a sense of comfort and elegance throughout the home. Designed with both everyday living and entertaining in mind, the floor plan features a formal dining room, a spacious living area, and a seamless flow into the well-appointed kitchen. The kitchen is sure to impress with stainless steel appliances, abundant cabinetry, and a large walk-in pantry that provides exceptional storage and organization. A washer and dryer are also included for tenant convenience (provided as a courtesy and not warranted under the lease). The thoughtfully designed split-bedroom floor plan offers privacy for all occupants. The primary suite serves as a peaceful retreat, featuring a spacious walk-in closet and a private en-suite bathroom complete with a double vanity and ample space to unwind. The secondary bedrooms are comfortably sized and feature plush carpeting, creating warm and inviting personal spaces. Additional highlights include three full bathrooms, generous storage throughout the home, and an oversized three-car garage offering plenty of room for vehicles, recreational equipment, and additional storage needs. Conveniently located in Polk City, this home provides easy access to local amenities while maintaining a peaceful residential setting. Whether you're entertaining guests, spending time with family, or simply enjoying a quiet evening at home, this exceptional rental offers the space, comfort, and functionality you've been searching for.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,310
Sqft
0.23 ac
Lot size
2
Garage
2022
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$179 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$179/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Polk City actives
$1 vs $273
Days on market
24 vs 81 typical
Where $1/sqft sits among the 87 Polk City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $295K
Polk City median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
48 of 87
Polk City actives have cut their price
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% below the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 1069 MONTGOMERY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$310,000
721 DAPHNE DRIVE · same community
4 bd · 2 ba · 1,749 sqft · $177/sqft · 124 DOM
Sold · Mar ’26$325,000
8662 RINDGE ROAD
3 bd · 2 ba · 2,144 sqft · $152/sqft · 11 DOM
Sold · May ’26$780,000
6005 BEACH VIEW DRIVE
3 bd · 2.5 ba · 2,513 sqft · $310/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1069 MONTGOMERY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1069 MONTGOMERY LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1069 MONTGOMERY LANE FAQs
What would the monthly payment be for 1069 MONTGOMERY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $179/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1069 MONTGOMERY LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $2,595, this home is listed about 99% below the Polk City median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1069 MONTGOMERY LANE?+
Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PMI ARRICO REALTY AND PRTP MGT · Leann Bandy. MLS #L4963400.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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